Overall
93.8
Below avg
Metro cost profile · 2024 BEA RPP
Sherman-Denison, TX
Cost-of-living indicators for Sherman-Denison, TX, from Bureau of Economic Analysis Regional Price Parities, overall, goods, services, and rents vs the U.S. average of 100.
- 93.8
- Overall RPP
- #188
- of 387 metros
- 89.5
- Rents RPP
- $107K
- $100K national buys
Sherman ranks #188 of 387 U.S. metros by cost, and its overall price index has risen 2.4 points since 2008.
- rising since 2008
- similar cost to Warner Robins
The verdict
Sherman costs less than 49% of U.S. metros, an overall index of 93.8, 6.2% below the national average, with services the biggest swing at 83.3.
- bottom 51%
- by overall cost, nationwide
- 93.8
- goods RPP, tradable items
- 83.3
- services RPP, labor-priced
A $100,000 national salary carries the purchasing power of about $106,643 here; matching a $100K lifestyle takes roughly $93,771.
Service-cost relief profile
How Sherman's cost structure works
Services provide the strongest cost offset in Sherman: their index is 83.3, farther below the national baseline than rents or tradable goods. The overall RPP of 93.8 therefore has a different source than a place with cheaper housing instead.
Across all reported metros, the closest component-profile matches are Odessa, TX, Daphne-Fairhope-Foley, AL, Indianapolis-Carmel-Greenwood, IN. They resemble Sherman across goods, services, and rents together, so they are stronger structure peers than a place selected only because its overall RPP happens to be nearby.
Across 2008-2024, Sherman's overall index has risen by 2.4 points. This is a relative price-level history, not a prediction or a personal affordability recommendation; pair it with current local wages and housing options before making a decision.
Sherman vs every U.S. metro
Where this metro sits in the national cost distribution
94 Top 49% higher than 51% of 387 US metros
Each bar is a band; taller bars hold more US metros. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Bureau of Economic Analysis, Regional Price Parities · 2024
Sherman cost breakdown
BEA RPP by category, 100 = national average
- Rents
Rents
89.5 RPP
- Services
Services
83.3 RPP
- Overall
Overall
93.8 RPP
- Goods
Goods
93.8 RPP
What this shows Sherman's strongest departure is services at 83.3; rents follows at 89.5. Labor-priced local activity, rather than housing alone, is the first budget line to investigate.
Goods vs. housing, where Sherman's cost comes from
Metros near Sherman's overall cost, plotted by their goods price (horizontal) and housing price (vertical). Same headline RPP, very different structures.
Read the chart as text
- Sherman (Sherman, this metro): goods RPP 93.8, rents RPP 89.5
- Warner Robins: goods RPP 96.3, rents RPP 79.2
- Casper: goods RPP 95.4, rents RPP 74.2
- Janesville: goods RPP 93.8, rents RPP 79.6
- Columbia: goods RPP 96.3, rents RPP 79.5
- Odessa: goods RPP 93.8, rents RPP 89.7
- Myrtle Beach: goods RPP 96.3, rents RPP 83.1
Price Index Summary
Goods
93.8
Below avg
Services
83.3
Cheap
Rents
89.5
Cheap
RPP History (2008-2024)
The cost of living has been trending upward, increasing by 2.4 points over this period. The largest single-year move was in 2010, when the index jumped 3.0 points from the year before, a bigger swing than the full 2008-2024 change.
Sherman overall RPP, 2008-2024
Every year on record, national average = 100
| Year | Overall |
|---|---|
| 2008 | 91.4 |
| 2009 | 91.8 |
| 2010 | 94.9 |
| 2011 | 93.3 |
| 2012 | 94.2 |
| 2013 | 93.4 |
| 2014 | 94.3 |
| 2015 | 93.3 |
| 2016 | 95.4 |
| 2017 | 95.3 |
| 2018 | 92.6 |
| 2019 | 92.4 |
| 2020 | 92.4 |
| 2021 | 92.8 |
| 2022 | 92.5 |
| 2023 | 92.4 |
| 2024 | 93.8 |
Latest BEA release change
What changed from 2023 to 2024
Sherman's overall RPP rose +1.4 points, from 92.4 in 2023 to 93.8 in 2024. The largest category movement was rents, changing from 83.0 to 89.5. This is a relative change against the national benchmark, not a household's dollar bill.
Salary Equivalent
A $100,000 salary at the national average cost of living equals:
$93,771
in Sherman-Denison, TX purchasing power
$50,000 nationally
$46,886
$75,000 nationally
$70,328
$125,000 nationally
$117,214
$150,000 nationally
$140,657
$200,000 nationally
$187,542
Use the salary calculator for custom amounts.
Affordability score
D
36/100
How far the median local paycheck goes here, combining income and housing cost
Purchasing power
Not reported
Housing affordability D
36th percentile
A weighted composite (60% purchasing power, 40% housing affordability) percentile-ranked against every other tracked metro; a missing input redistributes its weight rather than deflating the score. Sources: Census ACS 5-Year 2023 (income) + BEA Regional Price Parities 2024 (cost). Vintages differ by design; see methodology.
Decision peers
Metros with a similar cost mix
These metros are closest to Sherman's combined goods, services, and rents profile. They may not have the same overall RPP, but their price pressures are shaped in a similar way.
Odessa, TX
Goods 93.8 · Services 82.9 · Rents 89.7 Daphne-Fairhope-Foley, AL
Goods 96.4 · Services 83.3 · Rents 89.2 Indianapolis-Carmel-Greenwood, IN
Goods 94.3 · Services 86.4 · Rents 88.9 Grand Junction, CO
Goods 96.1 · Services 83.3 · Rents 86.4 Des Moines-West Des Moines, IA
Goods 93.7 · Services 84.6 · Rents 84.7 Bloomington, IN
Goods 94.3 · Services 86.5 · Rents 85.6
TX-relative analysis
Goods prices places Sherman-Denison, TX near the bottom of TX's metros
Among the 26 TX metros PlainCost tracks with reported goods prices data, Sherman-Denison, TX ranks #3 - the 4th percentile within the state. This is a different, narrower cut than the nationwide rank above: it compares Sherman-Denison, TX only against its own state's metros, not the full US field.
Goods prices
#3 of 26
4th percentile in TX
Services prices
#8 of 26
69th percentile in TX
Rent prices
#7 of 26
73rd percentile in TX
Ranked by raw value (highest first); a higher rank is not automatically "more expensive is worse", see the national comparison above for direction context. This is a comparison within TX only, not a livability score.
Nationwide metros with similar overall cost or rent prices
Two BEA RPP-derived peer sets for Sherman-Denison, TX: nearest metros by overall regional price parity and by rents RPP. These are cross-state neighborhoods, not the in-state metro list below.
Similar overall RPP
Nearest metros by overall regional price parity (93.8 here).
Similar rents RPP
Nearest metros by rents regional price parity (89.5 here).
Other TX Metros
Dallas-Fort Worth-Arlington, TX 103.1 Houston-Pasadena-The Woodlands, TX 98.6 Austin-Round Rock-San Marcos, TX 98.1 Midland, TX 95.8 San Antonio-New Braunfels, TX 94.7 Odessa, TX 93.9
View all TX metros → Cheapest in TX → Most expensive in TX →
Metros with Similar Cost of Living
These metros have an overall RPP closest to Sherman-Denison, TX's index of 93.8.
Showing the 6 closest of 387 metro areas tracked nationally.
Cost of living guides →, cheapest and most-expensive metro rankings, salary negotiation with RPP data, and step-by-step comparison walkthroughs.
Compare to Other Metros
Shareable data card
Take this cost snapshot with you
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What this means for Sherman
How to read Sherman's cost of living before a move, a job offer, or a budget.
- Budget to local prices, not headline pay, a $100K national salary spends like about $106,643 in Sherman. Salary calculator
- Start with services: it indexes at 83.3, the largest departure from the national benchmark in this metro's BEA cost mix. Compare it with the other components before treating the overall RPP as a complete household budget.
- Compare Sherman head-to-head against a specific destination before you decide. Compare metros
RPP is BEA's annual price-level benchmark for the data year shown, not a live market quote. Pair it with current local wages and housing costs before deciding.
Frequently Asked Questions
What is the cost of living in Sherman-Denison, TX?
Sherman-Denison, TX has a Regional Price Parity (RPP) index of 93.8, meaning it is 6.2% less expensive than the national average. Goods are indexed at 93.8, services at 83.3, and rents at 89.5. It ranks #188 out of 387 U.S. metro areas by overall cost.
What salary do I need in Sherman-Denison, TX to match $100K nationally?
To maintain the same purchasing power as a $100,000 salary at the national average, you would need approximately $93,771 in Sherman-Denison, TX. Conversely, $100K earned in Sherman-Denison, TX has the purchasing power of $106,643 at the national average.
How expensive is rent in Sherman-Denison, TX?
Rents in Sherman-Denison, TX are indexed at 89.5, which is 10.5% below the national average. This makes the area relatively affordable for renters.
Is Sherman-Denison, TX getting more expensive?
From 2008 to 2024, Sherman-Denison, TX's overall cost index changed by +2.4 points (from 91.4 to 93.8). The cost of living has been trending upward.
What costs the most in Sherman-Denison, TX?
The priciest category in Sherman-Denison, TX is goods at 93.8, 6.2% below the national average, still the highest of the three categories. The most affordable category is services at 83.3, 16.7% below average.
What metros have a similar cost of living to Sherman-Denison, TX?
Metros with the most similar overall cost index include Warner Robins, Casper, Janesville-Beloit. These areas have RPP values within a few points of Sherman-Denison, TX's 93.8.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.