Overall
88.1
Cheap
Metro cost profile · 2024 BEA RPP
Mobile, AL
Cost-of-living indicators for Mobile, AL, from Bureau of Economic Analysis Regional Price Parities, overall, goods, services, and rents vs the U.S. average of 100.
- 88.1
- Overall RPP
- #333
- of 387 metros
- 60.1
- Rents RPP
- $114K
- $100K national buys
Mobile ranks #333 of 387 U.S. metros by cost, and its overall price index has fallen 2.4 points since 2008.
- falling since 2008
- similar cost to Cleveland
The verdict
Mobile costs less than 86% of U.S. metros, an overall index of 88.1, 11.9% below the national average, with rents the biggest swing at 60.1.
- bottom 14%
- by overall cost, nationwide
- 96.4
- goods RPP, tradable items
- 84.2
- services RPP, labor-priced
A $100,000 national salary carries the purchasing power of about $113,510 here; matching a $100K lifestyle takes roughly $88,098.
Mobile vs every U.S. metro
Where this metro sits in the national cost distribution
88 Bottom 14% higher than 14% of 387 US metros
Each bar is a band; taller bars hold more US metros. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Bureau of Economic Analysis, Regional Price Parities · 2024
Mobile cost breakdown
BEA RPP by category, 100 = national average
- Rents
Rents
60.1 RPP
- Services
Services
84.2 RPP
- Overall
Overall
88.1 RPP
- Goods
Goods
96.4 RPP
What this shows Mobile's cost structure is housing-led: rents at 60.1 depart furthest from 100, while services sits at 84.2. This is a rent-sensitive profile, not a claim that every local expense moves together.
Goods vs. housing, where Mobile's cost comes from
Metros near Mobile's overall cost, plotted by their goods price (horizontal) and housing price (vertical). Same headline RPP, very different structures.
Read the chart as text
- Mobile (Mobile, this metro): goods RPP 96.4, rents RPP 60.1
- Cleveland: goods RPP 96.2, rents RPP 60.3
- Muncie: goods RPP 94.3, rents RPP 57.5
- Sumter: goods RPP 96.3, rents RPP 60.8
- Rocky Mount: goods RPP 96.6, rents RPP 56.1
- Jefferson City: goods RPP 94.2, rents RPP 62.1
- Auburn: goods RPP 96.4, rents RPP 62.1
Price Index Summary
Goods
96.4
Below avg
Services
84.2
Cheap
Rents
60.1
Cheap
Housing-led affordability profile
How Mobile's cost structure works
Housing is the strongest affordability offset in Mobile: rents index at 60.1, the component furthest below the national benchmark. That does not make every local expense low, but it is the clearest explanation for the metro's overall RPP of 88.1.
Across all reported metros, the closest component-profile matches are Tuscaloosa, AL, Auburn-Opelika, AL, Decatur, AL. They resemble Mobile across goods, services, and rents together, so they are stronger structure peers than a place selected only because its overall RPP happens to be nearby.
Across 2008-2024, Mobile's overall index has fallen by 2.4 points. This is a relative price-level history, not a prediction or a personal affordability recommendation; pair it with current local wages and housing options before making a decision.
Salary Equivalent
A $100,000 salary at the national average cost of living equals:
$88,098
in Mobile, AL purchasing power
$50,000 nationally
$44,049
$75,000 nationally
$66,074
$125,000 nationally
$110,123
$150,000 nationally
$132,147
$200,000 nationally
$176,196
Use the salary calculator for custom amounts.
Affordability score
B
83/100
How far the median local paycheck goes here, combining income and housing cost
Purchasing power
Not reported
Housing affordability B
83rd percentile
A weighted composite (60% purchasing power, 40% housing affordability) percentile-ranked against every other tracked metro; a missing input redistributes its weight rather than deflating the score. Sources: Census ACS 5-Year 2023 (income) + BEA Regional Price Parities 2024 (cost). Vintages differ by design; see methodology.
Latest BEA release change
What changed from 2023 to 2024
Mobile's overall RPP fell -0.6 points, from 88.7 in 2023 to 88.1 in 2024. The largest category movement was services, changing from 89.6 to 84.2. This is a relative change against the national benchmark, not a household's dollar bill.
RPP History (2008-2024)
The cost of living has been trending downward, decreasing by 2.4 points over this period. The largest single-year move was in 2018, when the index dropped 4.4 points from the year before, a bigger swing than the full 2008-2024 change.
Mobile overall RPP, 2008-2024
Every year on record, national average = 100
| Year | Overall |
|---|---|
| 2008 | 90.5 |
| 2009 | 89.8 |
| 2010 | 90.3 |
| 2011 | 92.0 |
| 2012 | 93.0 |
| 2013 | 92.3 |
| 2014 | 93.7 |
| 2015 | 91.5 |
| 2016 | 92.3 |
| 2017 | 92.2 |
| 2018 | 87.8 |
| 2019 | 88.4 |
| 2020 | 87.5 |
| 2021 | 87.9 |
| 2022 | 87.8 |
| 2023 | 88.7 |
| 2024 | 88.1 |
Decision peers
Metros with a similar cost mix
These metros are closest to Mobile's combined goods, services, and rents profile. They may not have the same overall RPP, but their price pressures are shaped in a similar way.
Tuscaloosa, AL
Goods 96.4 · Services 84.4 · Rents 58.2 Auburn-Opelika, AL
Goods 96.4 · Services 83.9 · Rents 62.1 Decatur, AL
Goods 96.4 · Services 84.7 · Rents 58.1 Kokomo, IN
Goods 94.3 · Services 86.3 · Rents 59.3 Sumter, SC
Goods 96.3 · Services 87.3 · Rents 60.8 Jefferson City, MO
Goods 94.2 · Services 85.5 · Rents 62.1
Metros with Similar Cost of Living
These metros have an overall RPP closest to Mobile, AL's index of 88.1.
Showing the 6 closest of 387 metro areas tracked nationally.
AL-relative analysis
Goods prices places Mobile, AL near the bottom of AL's metros
Among the 12 AL metros PlainCost tracks with reported goods prices data, Mobile, AL ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide rank above: it compares Mobile, AL only against its own state's metros, not the full US field.
Goods prices
#1 of 12
0th percentile in AL
Services prices
#8 of 12
33rd percentile in AL
Rent prices
#6 of 12
50th percentile in AL
Ranked by raw value (highest first); a higher rank is not automatically "more expensive is worse", see the national comparison above for direction context. This is a comparison within AL only, not a livability score.
Nationwide metros with similar overall cost or rent prices
Two BEA RPP-derived peer sets for Mobile, AL: nearest metros by overall regional price parity and by rents RPP. These are cross-state neighborhoods, not the in-state metro list below.
Similar overall RPP
Nearest metros by overall regional price parity (88.1 here).
Similar rents RPP
Nearest metros by rents regional price parity (60.1 here).
Other AL Metros
Daphne-Fairhope-Foley, AL 94.7 Huntsville, AL 93.1 Birmingham, AL 91.6 Montgomery, AL 89.7 Auburn-Opelika, AL 87.9 Tuscaloosa, AL 87.7
View all AL metros → Cheapest in AL → Most expensive in AL →
Compare to Other Metros
Cost of living guides →, cheapest and most-expensive metro rankings, salary negotiation with RPP data, and step-by-step comparison walkthroughs.
Shareable data card
Take this cost snapshot with you
Download the data card or share this exact metro record. The card uses the same BEA-derived values shown above.
What this means for Mobile
How to read Mobile's cost of living before a move, a job offer, or a budget.
- Budget to local prices, not headline pay, a $100K national salary spends like about $113,510 in Mobile. Salary calculator
- Start with rents: it indexes at 60.1, the largest departure from the national benchmark in this metro's BEA cost mix. Compare it with the other components before treating the overall RPP as a complete household budget.
- Compare Mobile head-to-head against a specific destination before you decide. Compare metros
RPP is BEA's annual price-level benchmark for the data year shown, not a live market quote. Pair it with current local wages and housing costs before deciding.
Frequently Asked Questions
What is the cost of living in Mobile, AL?
Mobile, AL has a Regional Price Parity (RPP) index of 88.1, meaning it is 11.9% less expensive than the national average. Goods are indexed at 96.4, services at 84.2, and rents at 60.1. It ranks #333 out of 387 U.S. metro areas by overall cost.
What salary do I need in Mobile, AL to match $100K nationally?
To maintain the same purchasing power as a $100,000 salary at the national average, you would need approximately $88,098 in Mobile, AL. Conversely, $100K earned in Mobile, AL has the purchasing power of $113,510 at the national average.
How expensive is rent in Mobile, AL?
Rents in Mobile, AL are indexed at 60.1, which is 39.9% below the national average. This makes the area relatively affordable for renters.
Is Mobile, AL getting more expensive?
From 2008 to 2024, Mobile, AL's overall cost index changed by -2.4 points (from 90.5 to 88.1). The cost of living has been declining.
What costs the most in Mobile, AL?
The priciest category in Mobile, AL is goods at 96.4, 3.6% below the national average, still the highest of the three categories. The most affordable category is rents at 60.1, 39.9% below average.
What metros have a similar cost of living to Mobile, AL?
Metros with the most similar overall cost index include Cleveland, Muncie, Sumter. These areas have RPP values within a few points of Mobile, AL's 88.1.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.