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Metro cost profile · 2024 BEA RPP

Crestview-Fort Walton Beach-Destin, FL

Cost-of-living indicators for Crestview-Fort Walton Beach-Destin, FL, from Bureau of Economic Analysis Regional Price Parities, overall, goods, services, and rents vs the U.S. average of 100.

97.0
Overall RPP
#129
of 387 metros
94.9
Rents RPP
$103K
$100K national buys

Crestview ranks #129 of 387 U.S. metros by cost, and its overall price index has held steady since 2008.

  • stable since 2008
  • similar cost to Rochester

The verdict

Crestview costs less than 33% of U.S. metros, an overall index of 97.0, 3.0% below the national average, with services the biggest swing at 89.0.

bottom 67%
by overall cost, nationwide
96.2
goods RPP, tradable items
89.0
services RPP, labor-priced

A $100,000 national salary carries the purchasing power of about $103,060 here; matching a $100K lifestyle takes roughly $97,031.

Latest BEA release change

What changed from 2023 to 2024

Crestview's overall RPP fell -1.3 points, from 98.4 in 2023 to 97.0 in 2024. The largest category movement was rents, changing from 99.2 to 94.9. This is a relative change against the national benchmark, not a household's dollar bill.

RPP History (2008-2024)

The cost of living has remained relatively stable, changing by only 1.2 points over this period. The largest single-year move was in 2021, when the index jumped 1.9 points from the year before, a bigger swing than the full 2008-2024 change.

Crestview overall RPP, 2008-2024

Every year on record, national average = 100

Stable
92949698100 20082024 95.8 97 ▲ +1.3%
Year Overall
2008 95.8
2009 94.3
2010 96.1
2011 97.1
2012 98.0
2013 96.8
2014 97.3
2015 97.2
2016 96.8
2017 95.5
2018 96.2
2019 95.8
2020 94.9
2021 96.8
2022 97.9
2023 98.4
2024 97.0

Service-cost relief profile

How Crestview's cost structure works

Services provide the strongest cost offset in Crestview: their index is 89.0, farther below the national baseline than rents or tradable goods. The overall RPP of 97.0 therefore has a different source than a place with cheaper housing instead.

Across all reported metros, the closest component-profile matches are Gainesville, GA, Asheville, NC, Panama City-Panama City Beach, FL. They resemble Crestview across goods, services, and rents together, so they are stronger structure peers than a place selected only because its overall RPP happens to be nearby.

Across 2008-2024, Crestview's overall index has stayed within 1.2 points. This is a relative price-level history, not a prediction or a personal affordability recommendation; pair it with current local wages and housing options before making a decision.

Crestview vs every U.S. metro

Where this metro sits in the national cost distribution

97 Top 33% higher than 67% of 387 US metros

80–84: 3 US metros (1%). Below this entry. 84–88: 48 US metros (12%). Below this entry. 88–92: 94 US metros (24%). Below this entry. 92–96: 97 US metros (25%). Below this entry. 96–100: 55 US metros (14%). This entry sits in this band. 100–104: 54 US metros (14%). Above this entry. 104–108: 17 US metros (4%). Above this entry. 108–112: 14 US metros (4%). Above this entry. 112–116: 5 US metros (1%). Above this entry. 116–120: 0 US metros (0%). Above this entry. This metro 80 120 every US metro, bucketed by value

Each bar is a band; taller bars hold more US metros. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Bureau of Economic Analysis, Regional Price Parities · 2024

Crestview cost breakdown

BEA RPP by category, 100 = national average

RPP

What this shows Crestview's strongest departure is services at 89.0; rents follows at 94.9. Labor-priced local activity, rather than housing alone, is the first budget line to investigate.

Source U.S. Bureau of Economic Analysis, Regional Price Parities As of 2024

Goods vs. housing, where Crestview's cost comes from

Metros near Crestview's overall cost, plotted by their goods price (horizontal) and housing price (vertical). Same headline RPP, very different structures.

Crosshairs sit at the group median (goods 96.2, rents 94.9). Crestview is above the peer median on both rents and goods. Source: U.S. Bureau of Economic Analysis, Regional Price Parities, 2024. 2×2 strategic matrix plotting 7 entities by Goods RPP (tradable items) → (X) and Rents RPP (housing) → (Y), with a crosshair dividing the plot into four quadrants. Pricier on bothMore housing-ledMore goods-ledCheaper on both 92949698100102 80859095100 Goods RPP (tradable items) → Rents RPP (housing) → CrestviewRochesterReadingMilwaukeeLakelandTucsonGreat Falls
Crosshairs sit at the group median (goods 96.2, rents 94.9). Crestview is above the peer median on both rents and goods. Source: U.S. Bureau of Economic Analysis, Regional Price Parities, 2024.
Read the chart as text
  • Crestview (Crestview, this metro): goods RPP 96.2, rents RPP 94.9
  • Rochester: goods RPP 99.7, rents RPP 87.5
  • Reading: goods RPP 100.7, rents RPP 85.4
  • Milwaukee: goods RPP 93.8, rents RPP 97.1
  • Lakeland: goods RPP 96.2, rents RPP 95.9
  • Tucson: goods RPP 96.2, rents RPP 91.8
  • Great Falls: goods RPP 96, rents RPP 97.1

Price Index Summary

Overall

97.0

Below avg

Goods

96.2

Below avg

Services

89.0

Cheap

Rents

94.9

Below avg

Salary Equivalent

A $100,000 salary at the national average cost of living equals:

$97,031

in Crestview-Fort Walton Beach-Destin, FL purchasing power

$50,000 nationally
$48,516
$75,000 nationally
$72,773
$125,000 nationally
$121,289
$150,000 nationally
$145,547
$200,000 nationally
$194,062

Use the salary calculator for custom amounts.

Affordability score

D
30/100

How far the median local paycheck goes here, combining income and housing cost

Purchasing power
Not reported
Housing affordability D
30th percentile

A weighted composite (60% purchasing power, 40% housing affordability) percentile-ranked against every other tracked metro; a missing input redistributes its weight rather than deflating the score. Sources: Census ACS 5-Year 2023 (income) + BEA Regional Price Parities 2024 (cost). Vintages differ by design; see methodology.

FL-relative analysis

Goods prices places Crestview-Fort Walton Beach-Destin, FL near the bottom of FL's metros

Among the 22 FL metros PlainCost tracks with reported goods prices data, Crestview-Fort Walton Beach-Destin, FL ranks #2 - the 5th percentile within the state. This is a different, narrower cut than the nationwide rank above: it compares Crestview-Fort Walton Beach-Destin, FL only against its own state's metros, not the full US field.

Goods prices
#2 of 22
5th percentile in FL
Services prices
#2 of 22
91st percentile in FL
Rent prices
#16 of 22
27th percentile in FL

Ranked by raw value (highest first); a higher rank is not automatically "more expensive is worse", see the national comparison above for direction context. This is a comparison within FL only, not a livability score.

Nationwide metros with similar overall cost or rent prices

Two BEA RPP-derived peer sets for Crestview-Fort Walton Beach-Destin, FL: nearest metros by overall regional price parity and by rents RPP. These are cross-state neighborhoods, not the in-state metro list below.

Decision peers

Metros with a similar cost mix

These metros are closest to Crestview's combined goods, services, and rents profile. They may not have the same overall RPP, but their price pressures are shaped in a similar way.

Metros with Similar Cost of Living

These metros have an overall RPP closest to Crestview-Fort Walton Beach-Destin, FL's index of 97.0.

Showing the 6 closest of 387 metro areas tracked nationally.

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Cost of living guides →, cheapest and most-expensive metro rankings, salary negotiation with RPP data, and step-by-step comparison walkthroughs.

What this means for Crestview

How to read Crestview's cost of living before a move, a job offer, or a budget.

  • Budget to local prices, not headline pay, a $100K national salary spends like about $103,060 in Crestview. Salary calculator
  • Start with services: it indexes at 89.0, the largest departure from the national benchmark in this metro's BEA cost mix. Compare it with the other components before treating the overall RPP as a complete household budget.
  • Compare Crestview head-to-head against a specific destination before you decide. Compare metros

RPP is BEA's annual price-level benchmark for the data year shown, not a live market quote. Pair it with current local wages and housing costs before deciding.

Frequently Asked Questions

What is the cost of living in Crestview-Fort Walton Beach-Destin, FL?

Crestview-Fort Walton Beach-Destin, FL has a Regional Price Parity (RPP) index of 97.0, meaning it is 3.0% less expensive than the national average. Goods are indexed at 96.2, services at 89.0, and rents at 94.9. It ranks #129 out of 387 U.S. metro areas by overall cost.

What salary do I need in Crestview-Fort Walton Beach-Destin, FL to match $100K nationally?

To maintain the same purchasing power as a $100,000 salary at the national average, you would need approximately $97,031 in Crestview-Fort Walton Beach-Destin, FL. Conversely, $100K earned in Crestview-Fort Walton Beach-Destin, FL has the purchasing power of $103,060 at the national average.

How expensive is rent in Crestview-Fort Walton Beach-Destin, FL?

Rents in Crestview-Fort Walton Beach-Destin, FL are indexed at 94.9, which is 5.1% below the national average. This is close to the U.S. average.

Is Crestview-Fort Walton Beach-Destin, FL getting more expensive?

From 2008 to 2024, Crestview-Fort Walton Beach-Destin, FL's overall cost index changed by +1.2 points (from 95.8 to 97.0). The cost of living has remained relatively stable.

What costs the most in Crestview-Fort Walton Beach-Destin, FL?

The priciest category in Crestview-Fort Walton Beach-Destin, FL is goods at 96.2, 3.8% below the national average, still the highest of the three categories. The most affordable category is services at 89.0, 11.0% below average.

What metros have a similar cost of living to Crestview-Fort Walton Beach-Destin, FL?

Metros with the most similar overall cost index include Rochester, Reading, Milwaukee-Waukesha. These areas have RPP values within a few points of Crestview-Fort Walton Beach-Destin, FL's 97.0.

Data sourced from official public datasets, Regional Price Parities by Metropolitan Statistical Area (2024), index where national average = 100. Retrieved and formatted by PlainCost. See our methodology for details.

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the Bureau of Economic Analysis (BEA). Consult a qualified professional before making decisions based on this data.

Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.