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2024 BEA RPP All 4 categories Federal source

Bellingham, WA

Cost-of-living indicators for Bellingham, WA, compiled from Bureau of Economic Analysis Regional Price Parities (2024 data year). Categories include All Items, Goods, Services, and Rents.

CBSA: 13380 · Data year: 2024 · Rank: #42 of 387

Bellingham, WA has a cost of living index of 103.3, meaning it's 3.3% more expensive than the national average. Goods cost 5.0% more, services 0.1% less, and rents are 12.9% above average. A $100K national salary has the purchasing power of $96,774 here.

What the Numbers Mean for Bellingham

Bellingham ranks #42 of 387 U.S. metro areas measured by the Bureau of Economic Analysis, placing it in the top quartile for cost. With an overall Regional Price Parity of 103.3, Bellingham, WA is 3.3% more expensive than the national baseline of 100. The gap between Bellingham's most and least expensive categories — rents at 112.9 versus services at 99.9 — is what drives the household budget experience on the ground, not the single headline number.

Translated into dollars, a nationally-benchmarked $100,000 salary carries the purchasing power of $96,774 inside Bellingham, while a household needs roughly $103,334 here to match a $100K lifestyle elsewhere. Rents carry the biggest swing in the BEA formula and are indexed at 112.9 — 12.9% above the national average — so anyone weighing a move or a remote-work arbitrage should treat the housing line as the single largest variable in the equation.

Looking at the 2008-2024 trajectory, Bellingham's overall index has risen by 7.1 points, signaling tightening affordability. For the 2024 data year, goods are indexed at 105.0 and services at 99.9, meaning everyday spending in Bellingham is governed more by the services and rent mix than by retail goods prices. Readers comparing multiple destinations should always pair the RPP headline with local wage data and housing costs before drawing relocation conclusions.

Bellingham Cost Index at a Glance

Bellingham all-items cost index

Regional Price Parity vs national average (100)

50160Nat'l avg100103.3

Bellingham category breakdown

BEA RPP composition by goods, services, rents, overall

Rents112.946Services99.878Goods105.028Overall103.334

Price Index Summary

Overall

103.3

+3.3 above avg

Goods

105.0

+5.0 above avg

Services

99.9

-0.1 below avg

Rents

112.9

+12.9 above avg

Price Index vs National Average (100)

Overall
National avg

Index 103.3 (+3.3 vs national avg)

Goods
National avg

Index 105.0 (+5.0 vs national avg)

Services
National avg

Index 99.9 (-0.1 vs national avg)

Rents
National avg

Index 112.9 (+12.9 vs national avg)

Vertical line on each bar = national average (100)

Cost Breakdown Analysis

Above National Average

Rents +12.9% (112.9)
Goods +5.0% (105.0)
Overall +3.3% (103.3)

Below National Average

Services -0.1% (99.9)

Income Adequacy in Bellingham

Bellingham income adequacy score

$75,000 median income vs RPP 103.3

0/100100/10098/100

Salary Equivalent

A $100,000 salary at the national average cost of living equals:

$103,334

in Bellingham, WA purchasing power

$50,000 nationally
$51,667
$75,000 nationally
$77,501
$125,000 nationally
$129,167
$150,000 nationally
$155,001
$200,000 nationally
$206,668

Use the salary calculator for custom amounts.

RPP History (2008-2024)

The cost of living has been trending upward, increasing by 7.1 points over this period.

Year Overall
2008 96.2
2009 102.3
2010 99.8
2011 103.2
2012 102.0
2013 100.4
2014 101.1
2015 101.2
2016 98.7
2017 101.0
2018 104.2
2019 104.1
2020 103.5
2021 104.6
2022 106.0
2023 104.0
2024 103.3

Related Data for Bellingham

Frequently Asked Questions

What is the cost of living in Bellingham, WA?
Bellingham, WA has a Regional Price Parity (RPP) index of 103.3, meaning it is 3.3% more expensive than the national average. Goods are indexed at 105.0, services at 99.9, and rents at 112.9. It ranks #42 out of 387 U.S. metro areas by overall cost.
What salary do I need in Bellingham, WA to match $100K nationally?
To maintain the same purchasing power as a $100,000 salary at the national average, you would need approximately $103,334 in Bellingham, WA. Conversely, $100K earned in Bellingham, WA has the purchasing power of $96,774 at the national average.
How expensive is rent in Bellingham, WA?
Rents in Bellingham, WA are indexed at 112.9, which is 12.9% above the national average. This is significantly higher than typical U.S. rents.
Is Bellingham, WA getting more expensive?
From 2008 to 2024, Bellingham, WA's overall cost index changed by +7.1 points (from 96.2 to 103.3). The cost of living has been trending upward.
What costs the most in Bellingham, WA?
The most expensive category in Bellingham, WA is rents at 112.9, which is 12.9% above the national average. The most affordable category is services at 99.9, 0.1% below average.
What metros have a similar cost of living to Bellingham, WA?
Metros with the most similar overall cost index include Ithaca, Phoenix-Mesa-Chandler, Fairbanks-College. These areas have RPP values within a few points of Bellingham, WA's 103.3.

Source: Bureau of Economic Analysis, Regional Price Parities by Metropolitan Statistical Area (2024). Index where national average = 100.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainCost Editorial

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the Bureau of Economic Analysis (BEA). Consult a qualified professional before making decisions based on this data.

All federal data sources used on this page