Overall
91.8
Below avg
Metro cost profile · 2024 BEA RPP
Amarillo, TX
Cost-of-living indicators for Amarillo, TX, from Bureau of Economic Analysis Regional Price Parities, overall, goods, services, and rents vs the U.S. average of 100.
- 91.8
- Overall RPP
- #248
- of 387 metros
- 78.4
- Rents RPP
- $109K
- $100K national buys
Amarillo ranks #248 of 387 U.S. metros by cost, and its overall price index has fallen 4.0 points since 2008.
- falling since 2008
- similar cost to Jackson
The verdict
Amarillo costs less than 64% of U.S. metros, an overall index of 91.8, 8.2% below the national average, with rents the biggest swing at 78.4.
- bottom 36%
- by overall cost, nationwide
- 93.8
- goods RPP, tradable items
- 83.5
- services RPP, labor-priced
A $100,000 national salary carries the purchasing power of about $108,909 here; matching a $100K lifestyle takes roughly $91,820.
Salary Equivalent
A $100,000 salary at the national average cost of living equals:
$91,820
in Amarillo, TX purchasing power
$50,000 nationally
$45,910
$75,000 nationally
$68,865
$125,000 nationally
$114,775
$150,000 nationally
$137,730
$200,000 nationally
$183,640
Use the salary calculator for custom amounts.
Affordability score
C
51/100
How far the median local paycheck goes here, combining income and housing cost
Purchasing power
Not reported
Housing affordability C
51st percentile
A weighted composite (60% purchasing power, 40% housing affordability) percentile-ranked against every other tracked metro; a missing input redistributes its weight rather than deflating the score. Sources: Census ACS 5-Year 2023 (income) + BEA Regional Price Parities 2024 (cost). Vintages differ by design; see methodology.
RPP History (2008-2024)
The cost of living has been trending downward, decreasing by 4.0 points over this period. The largest single-year move was in 2018, when the index dropped 2.9 points from the year before.
Amarillo overall RPP, 2008-2024
Every year on record, national average = 100
| Year | Overall |
|---|---|
| 2008 | 95.8 |
| 2009 | 93.5 |
| 2010 | 95.0 |
| 2011 | 96.4 |
| 2012 | 96.2 |
| 2013 | 96.5 |
| 2014 | 96.3 |
| 2015 | 97.0 |
| 2016 | 97.2 |
| 2017 | 96.1 |
| 2018 | 93.2 |
| 2019 | 94.1 |
| 2020 | 94.5 |
| 2021 | 93.5 |
| 2022 | 91.5 |
| 2023 | 91.4 |
| 2024 | 91.8 |
Latest BEA release change
What changed from 2023 to 2024
Amarillo's overall RPP rose +0.4 points, from 91.4 in 2023 to 91.8 in 2024. The largest category movement was services, changing from 90.2 to 83.5. This is a relative change against the national benchmark, not a household's dollar bill.
Housing-led affordability profile
How Amarillo's cost structure works
Housing is the strongest affordability offset in Amarillo: rents index at 78.4, the component furthest below the national benchmark. That does not make every local expense low, but it is the clearest explanation for the metro's overall RPP of 91.8.
Across all reported metros, the closest component-profile matches are Tyler, TX, Lubbock, TX, Killeen-Temple, TX. They resemble Amarillo across goods, services, and rents together, so they are stronger structure peers than a place selected only because its overall RPP happens to be nearby.
Across 2008-2024, Amarillo's overall index has fallen by 4.0 points. This is a relative price-level history, not a prediction or a personal affordability recommendation; pair it with current local wages and housing options before making a decision.
Amarillo vs every U.S. metro
Where this metro sits in the national cost distribution
92 Bottom 36% higher than 36% of 387 US metros
Each bar is a band; taller bars hold more US metros. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Bureau of Economic Analysis, Regional Price Parities · 2024
Amarillo cost breakdown
BEA RPP by category, 100 = national average
- Rents
Rents
78.4 RPP
- Services
Services
83.5 RPP
- Overall
Overall
91.8 RPP
- Goods
Goods
93.8 RPP
What this shows Amarillo's cost structure is housing-led: rents at 78.4 depart furthest from 100, while services sits at 83.5. This is a rent-sensitive profile, not a claim that every local expense moves together.
Goods vs. housing, where Amarillo's cost comes from
Metros near Amarillo's overall cost, plotted by their goods price (horizontal) and housing price (vertical). Same headline RPP, very different structures.
Read the chart as text
- Amarillo (Amarillo, this metro): goods RPP 93.8, rents RPP 78.4
- Jackson: goods RPP 93.7, rents RPP 67.1
- La Crosse: goods RPP 93.8, rents RPP 69.4
- Pueblo: goods RPP 96.1, rents RPP 71.3
- Augusta: goods RPP 96.3, rents RPP 70.6
- Omaha: goods RPP 94.1, rents RPP 86.4
- Bay City: goods RPP 93.7, rents RPP 66.7
Price Index Summary
Goods
93.8
Below avg
Services
83.5
Cheap
Rents
78.4
Cheap
Metros with Similar Cost of Living
These metros have an overall RPP closest to Amarillo, TX's index of 91.8.
Showing the 6 closest of 387 metro areas tracked nationally.
Decision peers
Metros with a similar cost mix
These metros are closest to Amarillo's combined goods, services, and rents profile. They may not have the same overall RPP, but their price pressures are shaped in a similar way.
Tyler, TX
Goods 93.8 · Services 82.9 · Rents 79.9 Lubbock, TX
Goods 93.8 · Services 82.8 · Rents 76.4 Killeen-Temple, TX
Goods 93.8 · Services 81.2 · Rents 77.9 Huntsville, AL
Goods 96.4 · Services 83.9 · Rents 77.9 Sioux Falls, SD-MN
Goods 95.5 · Services 80.7 · Rents 77.6 College Station-Bryan, TX
Goods 93.8 · Services 84.4 · Rents 75.1
TX-relative analysis
Goods prices places Amarillo, TX near the bottom of TX's metros
Among the 26 TX metros PlainCost tracks with reported goods prices data, Amarillo, TX ranks #3 - the 4th percentile within the state. This is a different, narrower cut than the nationwide rank above: it compares Amarillo, TX only against its own state's metros, not the full US field.
Goods prices
#3 of 26
4th percentile in TX
Services prices
#6 of 26
77th percentile in TX
Rent prices
#12 of 26
54th percentile in TX
Ranked by raw value (highest first); a higher rank is not automatically "more expensive is worse", see the national comparison above for direction context. This is a comparison within TX only, not a livability score.
Nationwide metros with similar overall cost or rent prices
Two BEA RPP-derived peer sets for Amarillo, TX: nearest metros by overall regional price parity and by rents RPP. These are cross-state neighborhoods, not the in-state metro list below.
Similar overall RPP
Nearest metros by overall regional price parity (91.8 here).
Similar rents RPP
Nearest metros by rents regional price parity (78.4 here).
Other TX Metros
Dallas-Fort Worth-Arlington, TX 103.1 Houston-Pasadena-The Woodlands, TX 98.6 Austin-Round Rock-San Marcos, TX 98.1 Midland, TX 95.8 San Antonio-New Braunfels, TX 94.7 Odessa, TX 93.9
View all TX metros → Cheapest in TX → Most expensive in TX →
Cost of living guides →, cheapest and most-expensive metro rankings, salary negotiation with RPP data, and step-by-step comparison walkthroughs.
Shareable data card
Take this cost snapshot with you
Download the data card or share this exact metro record. The card uses the same BEA-derived values shown above.
Compare to Other Metros
What this means for Amarillo
How to read Amarillo's cost of living before a move, a job offer, or a budget.
- Budget to local prices, not headline pay, a $100K national salary spends like about $108,909 in Amarillo. Salary calculator
- Start with rents: it indexes at 78.4, the largest departure from the national benchmark in this metro's BEA cost mix. Compare it with the other components before treating the overall RPP as a complete household budget.
- Compare Amarillo head-to-head against a specific destination before you decide. Compare metros
RPP is BEA's annual price-level benchmark for the data year shown, not a live market quote. Pair it with current local wages and housing costs before deciding.
Frequently Asked Questions
What is the cost of living in Amarillo, TX?
Amarillo, TX has a Regional Price Parity (RPP) index of 91.8, meaning it is 8.2% less expensive than the national average. Goods are indexed at 93.8, services at 83.5, and rents at 78.4. It ranks #248 out of 387 U.S. metro areas by overall cost.
What salary do I need in Amarillo, TX to match $100K nationally?
To maintain the same purchasing power as a $100,000 salary at the national average, you would need approximately $91,820 in Amarillo, TX. Conversely, $100K earned in Amarillo, TX has the purchasing power of $108,909 at the national average.
How expensive is rent in Amarillo, TX?
Rents in Amarillo, TX are indexed at 78.4, which is 21.6% below the national average. This makes the area relatively affordable for renters.
Is Amarillo, TX getting more expensive?
From 2008 to 2024, Amarillo, TX's overall cost index changed by -4.0 points (from 95.8 to 91.8). The cost of living has been declining.
What costs the most in Amarillo, TX?
The priciest category in Amarillo, TX is goods at 93.8, 6.2% below the national average, still the highest of the three categories. The most affordable category is rents at 78.4, 21.6% below average.
What metros have a similar cost of living to Amarillo, TX?
Metros with the most similar overall cost index include Jackson, La Crosse-Onalaska, Pueblo. These areas have RPP values within a few points of Amarillo, TX's 91.8.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.