Overall
- Naples-Marco Island
- 103.2
- Punta Gorda
- 100.5
Diff -2.7 RPP
Naples-Marco Island vs Punta Gorda
Cost of living comparison based on BEA Regional Price Parities. Punta Gorda is 2.6% less expensive than Naples-Marco Island.
2.6% less expensive
Punta Gorda, FL is 2.6% less expensive than Naples-Marco Island, FL on BEA Regional Price Parities (overall RPP 100.5 vs 103.2). A $100,000 salary in Naples-Marco Island buys about the same as $97,408 in Punta Gorda; the largest component gap is rents.
- Overall RPP 103.2 (Naples-Marco Island) vs 100.5 (Punta Gorda)
- $100k in Naples-Marco Island ≈ $97,408 purchasing power in Punta Gorda
- Rents drives the gap (-16.2 RPP points)
RPP parity plate
Pair FL:FL 103.2→100.5
TIER-NEAR · SAME-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-SHIFT
- TIER-NEAR Near tier
- SAME-STATE Same state · FL
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Naples-Marco Island
- 96.2
- Punta Gorda
- 96.2
Diff 0.0 RPP
Services
- Naples-Marco Island
- 87.8
- Punta Gorda
- 87.3
Diff -0.4 RPP
Rents
- Naples-Marco Island
- 129.4
- Punta Gorda
- 113.3
Diff -16.2 RPP
| Category | Naples-Marco Island | Punta Gorda | Difference |
|---|---|---|---|
| Overall | 103.2 | 100.5 | -2.7 |
| Goods | 96.2 | 96.2 | 0.0 |
| Services | 87.8 | 87.3 | -0.4 |
| Rents | 129.4 | 113.3 | -16.2 |
Visual Comparison
Overall
Naples-Marco Island 103.2
Punta Gorda 100.5
Goods
Naples-Marco Island 96.2
Punta Gorda 96.2
Services
Naples-Marco Island 87.8
Punta Gorda 87.3
Rents
Naples-Marco Island 129.4
Punta Gorda 113.3
Vertical line = national average (100)
What This Comparison Actually Tells You
Rents creates the largest separation: Punta Gorda is 16.2 points lower. But goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Punta Gorda, FL is 2.6% less expensive than Naples-Marco Island, FL, a meaningful but not extreme shift. The move decision turns on which budget category creates the 2.7-point overall gap.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Naples-Marco Island corresponds to $97,408 in Punta Gorda.
Naples-Marco Island
103.2
Cost Index
Punta Gorda
100.5
Cost Index
Salary Equivalents
What a salary in Naples-Marco Island would need to be in Punta Gorda for the same purchasing power:
| In Naples-Marco Island | In Punta Gorda | Difference |
|---|---|---|
| $50,000 | $48,704 | $-1,296 |
| $75,000 | $73,056 | $-1,944 |
| $100,000 | $97,408 | $-2,592 |
| $150,000 | $146,112 | $-3,888 |
$ in Naples-Marco Island = in Punta Gorda
Same BEA Regional Price Parity ratio as the table above (103.2 → 100.5), computed live from your number, nothing is sent anywhere.
How the Price Gap Changed
Naples-Marco Island and Punta Gorda share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 6.8 to 2.7 RPP points. Naples-Marco Island remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 23.2 points between the first and latest shared releases (39.3 to 16.2 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Naples-Marco Island RPP | Punta Gorda RPP | Relative Gap |
|---|---|---|---|
| 2008 | 104.3 | 97.5 | 6.8 points Naples-Marco Island higher |
| 2012 | 101.6 | 97.9 | 3.7 points Naples-Marco Island higher |
| 2016 | 103.8 | 98.7 | 5.0 points Naples-Marco Island higher |
| 2020 | 99.1 | 98.9 | 0.2 points Naples-Marco Island higher |
| 2024 | 103.2 | 100.5 | 2.7 points Naples-Marco Island higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Punta Gorda more expensive than Naples-Marco Island?
Punta Gorda is 2.6% less expensive than Naples-Marco Island. The overall cost index is 100.5 vs 103.2 (national average = 100).
What salary in Punta Gorda equals $100K in Naples-Marco Island?
A $100,000 salary in Naples-Marco Island has the same purchasing power as $97,408 in Punta Gorda. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Naples-Marco Island and Punta Gorda?
Rents in Naples-Marco Island are indexed at 129.4 while Punta Gorda is at 113.3 (national average = 100). Naples-Marco Island has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.