Overall
- Punta Gorda
- 100.5
- Naples-Marco Island
- 103.2
Diff +2.7 RPP
Punta Gorda vs Naples-Marco Island
Cost of living comparison based on BEA Regional Price Parities. Naples-Marco Island is 2.7% more expensive than Punta Gorda.
2.7% more expensive
Naples-Marco Island, FL is 2.7% more expensive than Punta Gorda, FL on BEA Regional Price Parities (overall RPP 103.2 vs 100.5). A $100,000 salary in Punta Gorda buys about the same as $102,661 in Naples-Marco Island; the largest component gap is rents.
- Overall RPP 100.5 (Punta Gorda) vs 103.2 (Naples-Marco Island)
- $100k in Punta Gorda ≈ $102,661 purchasing power in Naples-Marco Island
- Rents drives the gap (+16.2 RPP points)
RPP parity plate
Pair FL:FL 100.5→103.2
TIER-NEAR · SAME-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-SHIFT
- TIER-NEAR Near tier
- SAME-STATE Same state · FL
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Punta Gorda
- 96.2
- Naples-Marco Island
- 96.2
Diff 0.0 RPP
Services
- Punta Gorda
- 87.3
- Naples-Marco Island
- 87.8
Diff +0.4 RPP
Rents
- Punta Gorda
- 113.3
- Naples-Marco Island
- 129.4
Diff +16.2 RPP
| Category | Punta Gorda | Naples-Marco Island | Difference |
|---|---|---|---|
| Overall | 100.5 | 103.2 | +2.7 |
| Goods | 96.2 | 96.2 | 0.0 |
| Services | 87.3 | 87.8 | +0.4 |
| Rents | 113.3 | 129.4 | +16.2 |
Visual Comparison
Overall
Punta Gorda 100.5
Naples-Marco Island 103.2
Goods
Punta Gorda 96.2
Naples-Marco Island 96.2
Services
Punta Gorda 87.3
Naples-Marco Island 87.8
Rents
Punta Gorda 113.3
Naples-Marco Island 129.4
Vertical line = national average (100)
What This Comparison Actually Tells You
Rents creates the largest separation: Naples-Marco Island is 16.2 points higher. But goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Naples-Marco Island, FL is 2.7% more expensive than Punta Gorda, FL, a meaningful but not extreme shift. The move decision turns on which budget category creates the 2.7-point overall gap.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Punta Gorda corresponds to $102,661 in Naples-Marco Island.
Punta Gorda
100.5
Cost Index
Naples-Marco Island
103.2
Cost Index
Salary Equivalents
What a salary in Punta Gorda would need to be in Naples-Marco Island for the same purchasing power:
| In Punta Gorda | In Naples-Marco Island | Difference |
|---|---|---|
| $50,000 | $51,331 | +$1,331 |
| $75,000 | $76,996 | +$1,996 |
| $100,000 | $102,661 | +$2,661 |
| $150,000 | $153,992 | +$3,992 |
$ in Punta Gorda = in Naples-Marco Island
Same BEA Regional Price Parity ratio as the table above (100.5 → 103.2), computed live from your number, nothing is sent anywhere.
How the Price Gap Changed
Punta Gorda and Naples-Marco Island share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 6.8 to 2.7 RPP points. Naples-Marco Island remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 23.2 points between the first and latest shared releases (39.3 to 16.2 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Punta Gorda RPP | Naples-Marco Island RPP | Relative Gap |
|---|---|---|---|
| 2008 | 97.5 | 104.3 | 6.8 points Naples-Marco Island higher |
| 2012 | 97.9 | 101.6 | 3.7 points Naples-Marco Island higher |
| 2016 | 98.7 | 103.8 | 5.0 points Naples-Marco Island higher |
| 2020 | 98.9 | 99.1 | 0.2 points Naples-Marco Island higher |
| 2024 | 100.5 | 103.2 | 2.7 points Naples-Marco Island higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Naples-Marco Island more expensive than Punta Gorda?
Naples-Marco Island is 2.7% more expensive than Punta Gorda. The overall cost index is 103.2 vs 100.5 (national average = 100).
What salary in Naples-Marco Island equals $100K in Punta Gorda?
A $100,000 salary in Punta Gorda has the same purchasing power as $102,661 in Naples-Marco Island. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Punta Gorda and Naples-Marco Island?
Rents in Punta Gorda are indexed at 113.3 while Naples-Marco Island is at 129.4 (national average = 100). Naples-Marco Island has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.