Overall
- Naples-Marco Island
- 103.2
- Phoenix-Mesa-Chandler
- 103.3
Diff +0.1 RPP
Naples-Marco Island vs Phoenix-Mesa-Chandler
Cost of living comparison based on BEA Regional Price Parities. Phoenix-Mesa-Chandler is 0.1% more expensive than Naples-Marco Island.
0.1% more expensive
Phoenix-Mesa-Chandler, AZ is 0.1% more expensive than Naples-Marco Island, FL on BEA Regional Price Parities (overall RPP 103.3 vs 103.2). A $100,000 salary in Naples-Marco Island buys about the same as $100,112 in Phoenix-Mesa-Chandler; the largest component gap is rents.
- Overall RPP 103.2 (Naples-Marco Island) vs 103.3 (Phoenix-Mesa-Chandler)
- $100k in Naples-Marco Island ≈ $100,112 purchasing power in Phoenix-Mesa-Chandler
- Rents drives the gap (-8.2 RPP points)
RPP parity plate
Pair FL:AZ 103.2→103.3
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE FL × AZ
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Naples-Marco Island
103.2
Cost Index
Phoenix-Mesa-Chandler
103.3
Cost Index
What This Comparison Actually Tells You
Naples-Marco Island, FL and Phoenix-Mesa-Chandler, AZ are a photo finish on overall price level, only 0.1 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Rents creates the largest separation: Phoenix-Mesa-Chandler is 8.2 points lower. But rents and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Naples-Marco Island corresponds to $100,112 in Phoenix-Mesa-Chandler.
Category Breakdown
Goods
- Naples-Marco Island
- 96.2
Diff -1.2 RPP
Services
- Naples-Marco Island
- 87.8
Diff +5.6 RPP
Rents
- Naples-Marco Island
- 129.4
- Phoenix-Mesa-Chandler
- 121.2
Diff -8.2 RPP
| Category | Naples-Marco Island | Phoenix-Mesa-Chandler | Difference |
|---|---|---|---|
| Overall | 103.2 | 103.3 | +0.1 |
| Goods | 96.2 | 95.0 | -1.2 |
| Services | 87.8 | 93.3 | +5.6 |
| Rents | 129.4 | 121.2 | -8.2 |
Visual Comparison
Overall
Naples-Marco Island 103.2
Phoenix-Mesa-Chandler 103.3
Goods
Naples-Marco Island 96.2
Phoenix-Mesa-Chandler 95.0
Services
Naples-Marco Island 87.8
Phoenix-Mesa-Chandler 93.3
Rents
Naples-Marco Island 129.4
Phoenix-Mesa-Chandler 121.2
Vertical line = national average (100)
How the Price Gap Changed
Naples-Marco Island and Phoenix-Mesa-Chandler share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 1.4 to 0.1 RPP points. Phoenix-Mesa-Chandler remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 11.5 points between the first and latest shared releases (19.7 to 8.2 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Naples-Marco Island RPP | Phoenix-Mesa-Chandler RPP | Relative Gap |
|---|---|---|---|
| 2008 | 104.3 | 105.7 | 1.4 points Phoenix-Mesa-Chandler higher |
| 2012 | 101.6 | 98.7 | 2.9 points Naples-Marco Island higher |
| 2016 | 103.8 | 100.4 | 3.4 points Naples-Marco Island higher |
| 2020 | 99.1 | 102.8 | 3.7 points Phoenix-Mesa-Chandler higher |
| 2024 | 103.2 | 103.3 | 0.1 points Phoenix-Mesa-Chandler higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Salary Equivalents
What a salary in Naples-Marco Island would need to be in Phoenix-Mesa-Chandler for the same purchasing power:
| In Naples-Marco Island | In Phoenix-Mesa-Chandler | Difference |
|---|---|---|
| $50,000 | $50,056 | +$56 |
| $75,000 | $75,084 | +$84 |
| $100,000 | $100,112 | +$112 |
| $150,000 | $150,169 | +$169 |
$ in Naples-Marco Island = in Phoenix-Mesa-Chandler
Same BEA Regional Price Parity ratio as the table above (103.2 → 103.3), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Phoenix-Mesa-Chandler more expensive than Naples-Marco Island?
Phoenix-Mesa-Chandler is 0.1% more expensive than Naples-Marco Island. The overall cost index is 103.3 vs 103.2 (national average = 100).
What salary in Phoenix-Mesa-Chandler equals $100K in Naples-Marco Island?
A $100,000 salary in Naples-Marco Island has the same purchasing power as $100,112 in Phoenix-Mesa-Chandler. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Naples-Marco Island and Phoenix-Mesa-Chandler?
Rents in Naples-Marco Island are indexed at 129.4 while Phoenix-Mesa-Chandler is at 121.2 (national average = 100). Naples-Marco Island has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.