Overall
99.5
-0.5 below avg
Metro cost profile · 2024 BEA RPP
Jacksonville, FL
Cost-of-living indicators for Jacksonville, FL, from Bureau of Economic Analysis Regional Price Parities — overall, goods, services, and rents vs the U.S. average of 100.
- 99.5
- Overall RPP
- #95
- of 387 metros
- 109.8
- Rents RPP
- $101K
- $100K national buys
The verdict
Jacksonville costs less than 25% of U.S. metros — an overall index of 99.5, 0.5% below the national average, with services the biggest swing at 87.5.
- 99.5
- overall cost index (US average = 100)
- #95
- most expensive of 387 U.S. metros
- bottom 75%
- by overall cost, nationwide
- 109.8
- rents RPP — the biggest budget swing
A $100,000 national salary carries the purchasing power of about $100,519 here; matching a $100K lifestyle takes roughly $99,484.
What the Numbers Mean for Jacksonville
Jacksonville ranks #95 of 387 U.S. metro areas measured by the Bureau of Economic Analysis, placing it in the top quartile for cost. With an overall Regional Price Parity of 99.5, Jacksonville, FL is 0.5% less expensive than the national baseline of 100. The gap between Jacksonville's most and least expensive categories — rents at 109.8 versus services at 87.5 — is what drives the household budget experience on the ground, not the single headline number.
Translated into dollars, a nationally-benchmarked $100,000 salary carries the purchasing power of $100,519 inside Jacksonville, while a household needs roughly $99,484 here to match a $100K lifestyle elsewhere. Rents carry the biggest swing in the BEA formula and are indexed at 109.8 — 9.8% above the national average — so anyone weighing a move or a remote-work arbitrage should treat the housing line as the single largest variable in the equation.
Looking at the 2008-2024 trajectory, Jacksonville's overall index has stayed within 0.1 points, holding steady versus other U.S. metros. For the 2024 data year, goods are indexed at 96.2 and services at 87.5, meaning everyday spending in Jacksonville is governed more by the services and rent mix than by retail goods prices. Readers comparing multiple destinations should always pair the RPP headline with local wage data and housing costs before drawing relocation conclusions.
Jacksonville vs every U.S. metro
Where this metro sits in the national cost distribution
100 Top 25% higher than 75% of 387 US metros
Each bar is a band; taller bars hold more US metros. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Bureau of Economic Analysis — Regional Price Parities · 2024
Jacksonville cost breakdown
BEA RPP by category — 100 = national average
- Rents
Rents
109.8 RPP
- Services
Services
87.5 RPP
- Overall
Overall
99.5 RPP
- Goods
Goods
96.2 RPP
What this shows Jacksonville's gap from the national average is led by services at 87.5. Goods barely move between metros; the spread you feel is housing and services.
Goods vs. housing — where Jacksonville's cost comes from
Metros near Jacksonville's overall cost, plotted by their goods price (horizontal) and housing price (vertical). Same headline RPP, very different structures.
Crosshairs sit at the group median (goods 97.3, rents 105.5). Jacksonville is more housing-led than its peers — its rents run higher than its goods. These metros sit near Jacksonville's overall cost, yet they spread across the chart — proof that two places at the same headline RPP can have very different goods-vs-housing structures.
Price Index Summary
Goods
96.2
-3.8 below avg
Services
87.5
-12.5 below avg
Rents
109.8
+9.8 above avg
Salary Equivalent
A $100,000 salary at the national average cost of living equals:
$99,484
in Jacksonville, FL purchasing power
$50,000 nationally
$49,742
$75,000 nationally
$74,613
$125,000 nationally
$124,355
$150,000 nationally
$149,226
$200,000 nationally
$198,968
Use the salary calculator for custom amounts.
RPP History (2008-2024)
The cost of living has remained relatively stable, changing by only 0.1 points over this period.
| Year | Overall |
|---|---|
| 2008 | 99.6 |
| 2009 | 97.9 |
| 2010 | 98.7 |
| 2011 | 99.2 |
| 2012 | 99.0 |
| 2013 | 98.3 |
| 2014 | 99.3 |
| 2015 | 99.3 |
| 2016 | 99.3 |
| 2017 | 98.7 |
| 2018 | 97.0 |
| 2019 | 95.9 |
| 2020 | 96.4 |
| 2021 | 98.7 |
| 2022 | 98.5 |
| 2023 | 99.6 |
| 2024 | 99.5 |
Metros with Similar Cost of Living
These metros have an overall RPP closest to Jacksonville, FL's index of 99.5.
Other FL Metros
Compare to Other Metros
Cost of Living Guides
Cheapest Metros to Live in 2026
Official BEA data on the most affordable areas
Most Expensive Cities: 2026 Rankings
What drives high costs and how to cope
Salary Negotiation Using RPP Data
Calculate real purchasing power for negotiations
Comparing Metro Areas
Step-by-step BEA RPP comparison walkthrough
Frequently Asked Questions
What is the cost of living in Jacksonville, FL? ▼
Jacksonville, FL has a Regional Price Parity (RPP) index of 99.5, meaning it is 0.5% less expensive than the national average. Goods are indexed at 96.2, services at 87.5, and rents at 109.8. It ranks #95 out of 387 U.S. metro areas by overall cost.
What salary do I need in Jacksonville, FL to match $100K nationally? ▼
To maintain the same purchasing power as a $100,000 salary at the national average, you would need approximately $99,484 in Jacksonville, FL. Conversely, $100K earned in Jacksonville, FL has the purchasing power of $100,519 at the national average.
How expensive is rent in Jacksonville, FL? ▼
Rents in Jacksonville, FL are indexed at 109.8, which is 9.8% above the national average. This is close to the U.S. average.
Is Jacksonville, FL getting more expensive? ▼
From 2008 to 2024, Jacksonville, FL's overall cost index changed by -0.1 points (from 99.6 to 99.5). The cost of living has remained relatively stable.
What costs the most in Jacksonville, FL? ▼
The most expensive category in Jacksonville, FL is rents at 109.8, which is 9.8% above the national average. The most affordable category is services at 87.5, 12.5% below average.
What metros have a similar cost of living to Jacksonville, FL? ▼
Metros with the most similar overall cost index include Albany-Schenectady-Troy, Deltona-Daytona Beach-Ormond Beach, Waterbury-Shelton. These areas have RPP values within a few points of Jacksonville, FL's 99.5.
Source: Bureau of Economic Analysis, Regional Price Parities by Metropolitan Statistical Area (2024). Index where national average = 100.
Related
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainCost Editorial
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the Bureau of Economic Analysis (BEA). Consult a qualified professional before making decisions based on this data.
Read our methodology — how this data is sourced, computed, and verified.
Federal data behind these figures
- BEA Regional Price Parities (RPP) — the cost-of-living indices shown on this page. bea.gov/data/regional-price-parities
- U.S. Census Bureau, American Community Survey (ACS) — the gross-rent observations BEA uses to build the rents component. census.gov/programs-surveys/acs
- BLS Consumer Price Index (CPI) — the price program underlying BEA's goods and services price relatives. bls.gov/cpi
- BLS Occupational Employment and Wage Statistics (OEWS) — wage reference for the labor-driven services component. bls.gov/oes
- HUD Fair Market Rents (FMR) — federal 40th-percentile rent cross-reference for the housing component. huduser.gov/datasets/fmr
