Overall
99.5
Below avg
Metro cost profile · 2024 BEA RPP
Jacksonville, FL
Cost-of-living indicators for Jacksonville, FL, from Bureau of Economic Analysis Regional Price Parities, overall, goods, services, and rents vs the U.S. average of 100.
- 99.5
- Overall RPP
- #95
- of 387 metros
- 109.8
- Rents RPP
- $101K
- $100K national buys
Jacksonville ranks #95 of 387 U.S. metros by cost, and its overall price index has held steady since 2008.
- stable since 2008
- similar cost to Albany-Schenectady-Troy
The verdict
Jacksonville costs less than 25% of U.S. metros, an overall index of 99.5, 0.5% below the national average, with services the biggest swing at 87.5.
- bottom 75%
- by overall cost, nationwide
- 96.2
- goods RPP, tradable items
- 87.5
- services RPP, labor-priced
A $100,000 national salary carries the purchasing power of about $100,519 here; matching a $100K lifestyle takes roughly $99,484.
Salary Equivalent
A $100,000 salary at the national average cost of living equals:
$99,484
in Jacksonville, FL purchasing power
$50,000 nationally
$49,742
$75,000 nationally
$74,613
$125,000 nationally
$124,355
$150,000 nationally
$149,226
$200,000 nationally
$198,968
Use the salary calculator for custom amounts.
Affordability score
F
18/100
How far the median local paycheck goes here, combining income and housing cost
Purchasing power
Not reported
Housing affordability F
18th percentile
A weighted composite (60% purchasing power, 40% housing affordability) percentile-ranked against every other tracked metro; a missing input redistributes its weight rather than deflating the score. Sources: Census ACS 5-Year 2023 (income) + BEA Regional Price Parities 2024 (cost). Vintages differ by design; see methodology.
Service-cost relief profile
How Jacksonville's cost structure works
Services provide the strongest cost offset in Jacksonville: their index is 87.5, farther below the national baseline than rents or tradable goods. The overall RPP of 99.5 therefore has a different source than a place with cheaper housing instead.
Across all reported metros, the closest component-profile matches are Deltona-Daytona Beach-Ormond Beach, FL, Palm Bay-Melbourne-Titusville, FL, Charlottesville, VA. They resemble Jacksonville across goods, services, and rents together, so they are stronger structure peers than a place selected only because its overall RPP happens to be nearby.
Across 2008-2024, Jacksonville's overall index has stayed within 0.1 points. This is a relative price-level history, not a prediction or a personal affordability recommendation; pair it with current local wages and housing options before making a decision.
Jacksonville vs every U.S. metro
Where this metro sits in the national cost distribution
100 Top 25% higher than 75% of 387 US metros
Each bar is a band; taller bars hold more US metros. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Bureau of Economic Analysis, Regional Price Parities · 2024
Jacksonville cost breakdown
BEA RPP by category, 100 = national average
- Rents
Rents
109.8 RPP
- Services
Services
87.5 RPP
- Overall
Overall
99.5 RPP
- Goods
Goods
96.2 RPP
What this shows Jacksonville's strongest departure is services at 87.5; rents follows at 109.8. Labor-priced local activity, rather than housing alone, is the first budget line to investigate.
Goods vs. housing, where Jacksonville's cost comes from
Metros near Jacksonville's overall cost, plotted by their goods price (horizontal) and housing price (vertical). Same headline RPP, very different structures.
Read the chart as text
- Jacksonville (Jacksonville, this metro): goods RPP 96.2, rents RPP 109.8
- Albany: goods RPP 99.7, rents RPP 102.6
- Deltona: goods RPP 96.2, rents RPP 108.4
- Waterbury: goods RPP 97.3, rents RPP 89.1
- Charlottesville: goods RPP 96.8, rents RPP 107
- Visalia: goods RPP 105.2, rents RPP 84.1
- Allentown: goods RPP 100.6, rents RPP 105.5
Price Index Summary
Goods
96.2
Below avg
Services
87.5
Cheap
Rents
109.8
Above avg
Latest BEA release change
What changed from 2023 to 2024
Jacksonville's overall RPP fell -0.2 points, from 99.6 in 2023 to 99.5 in 2024. The largest category movement was services, changing from 91.7 to 87.5. This is a relative change against the national benchmark, not a household's dollar bill.
RPP History (2008-2024)
The cost of living has remained relatively stable, changing by only 0.1 points over this period. The largest single-year move was in 2021, when the index jumped 2.3 points from the year before, a bigger swing than the full 2008-2024 change.
Jacksonville overall RPP, 2008-2024
Every year on record, national average = 100
| Year | Overall |
|---|---|
| 2008 | 99.6 |
| 2009 | 97.9 |
| 2010 | 98.7 |
| 2011 | 99.2 |
| 2012 | 99.0 |
| 2013 | 98.3 |
| 2014 | 99.3 |
| 2015 | 99.3 |
| 2016 | 99.3 |
| 2017 | 98.7 |
| 2018 | 97.0 |
| 2019 | 95.9 |
| 2020 | 96.4 |
| 2021 | 98.7 |
| 2022 | 98.5 |
| 2023 | 99.6 |
| 2024 | 99.5 |
Metros with Similar Cost of Living
These metros have an overall RPP closest to Jacksonville, FL's index of 99.5.
Showing the 6 closest of 387 metro areas tracked nationally.
FL-relative analysis
Goods prices places Jacksonville, FL near the bottom of FL's metros
Among the 22 FL metros PlainCost tracks with reported goods prices data, Jacksonville, FL ranks #2 - the 5th percentile within the state. This is a different, narrower cut than the nationwide rank above: it compares Jacksonville, FL only against its own state's metros, not the full US field.
Goods prices
#2 of 22
5th percentile in FL
Services prices
#12 of 22
45th percentile in FL
Rent prices
#10 of 22
55th percentile in FL
Ranked by raw value (highest first); a higher rank is not automatically "more expensive is worse", see the national comparison above for direction context. This is a comparison within FL only, not a livability score.
Nationwide metros with similar overall cost or rent prices
Two BEA RPP-derived peer sets for Jacksonville, FL: nearest metros by overall regional price parity and by rents RPP. These are cross-state neighborhoods, not the in-state metro list below.
Similar overall RPP
Nearest metros by overall regional price parity (99.5 here).
Similar rents RPP
Nearest metros by rents regional price parity (109.8 here).
Other FL Metros
Miami-Fort Lauderdale-West Palm Beach, FL 114.2 Naples-Marco Island, FL 103.2 North Port-Bradenton-Sarasota, FL 102.4 Cape Coral-Fort Myers, FL 102.3 Orlando-Kissimmee-Sanford, FL 101.4 Tampa-St. Petersburg-Clearwater, FL 100.9
View all FL metros → Cheapest in FL → Most expensive in FL →
Decision peers
Metros with a similar cost mix
These metros are closest to Jacksonville's combined goods, services, and rents profile. They may not have the same overall RPP, but their price pressures are shaped in a similar way.
Deltona-Daytona Beach-Ormond Beach, FL
Goods 96.2 · Services 87.6 · Rents 108.4 Palm Bay-Melbourne-Titusville, FL
Goods 96.2 · Services 88.1 · Rents 111.7 Charlottesville, VA
Goods 96.8 · Services 89.0 · Rents 107.0 Punta Gorda, FL
Goods 96.2 · Services 87.3 · Rents 113.3 Port St. Lucie, FL
Goods 96.2 · Services 87.0 · Rents 113.6 Greeley, CO
Goods 96.1 · Services 82.0 · Rents 112.6
Compare to Other Metros
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Cost of living guides →, cheapest and most-expensive metro rankings, salary negotiation with RPP data, and step-by-step comparison walkthroughs.
What this means for Jacksonville
How to read Jacksonville's cost of living before a move, a job offer, or a budget.
- Budget to local prices, not headline pay, a $100K national salary spends like about $100,519 in Jacksonville. Salary calculator
- Start with services: it indexes at 87.5, the largest departure from the national benchmark in this metro's BEA cost mix. Compare it with the other components before treating the overall RPP as a complete household budget.
- Compare Jacksonville head-to-head against a specific destination before you decide. Compare metros
RPP is BEA's annual price-level benchmark for the data year shown, not a live market quote. Pair it with current local wages and housing costs before deciding.
Frequently Asked Questions
What is the cost of living in Jacksonville, FL?
Jacksonville, FL has a Regional Price Parity (RPP) index of 99.5, meaning it is 0.5% less expensive than the national average. Goods are indexed at 96.2, services at 87.5, and rents at 109.8. It ranks #95 out of 387 U.S. metro areas by overall cost.
What salary do I need in Jacksonville, FL to match $100K nationally?
To maintain the same purchasing power as a $100,000 salary at the national average, you would need approximately $99,484 in Jacksonville, FL. Conversely, $100K earned in Jacksonville, FL has the purchasing power of $100,519 at the national average.
How expensive is rent in Jacksonville, FL?
Rents in Jacksonville, FL are indexed at 109.8, which is 9.8% above the national average. This is close to the U.S. average.
Is Jacksonville, FL getting more expensive?
From 2008 to 2024, Jacksonville, FL's overall cost index changed by -0.1 points (from 99.6 to 99.5). The cost of living has remained relatively stable.
What costs the most in Jacksonville, FL?
The priciest category in Jacksonville, FL is rents at 109.8, 9.8% above the national average. The most affordable category is services at 87.5, 12.5% below average.
What metros have a similar cost of living to Jacksonville, FL?
Metros with the most similar overall cost index include Albany-Schenectady-Troy, Deltona-Daytona Beach-Ormond Beach, Waterbury-Shelton. These areas have RPP values within a few points of Jacksonville, FL's 99.5.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.