Overall
91.7
Below avg
Metro cost profile · 2024 BEA RPP
Cost-of-living indicators for Des Moines-West Des Moines, IA, from Bureau of Economic Analysis Regional Price Parities, overall, goods, services, and rents vs the U.S. average of 100.
Des Moines ranks #252 of 387 U.S. metros by cost, and its overall price index has fallen 3.4 points since 2008.
The verdict
Des Moines costs less than 65% of U.S. metros, an overall index of 91.7, 8.3% below the national average, with services the biggest swing at 84.6.
A $100,000 national salary carries the purchasing power of about $109,050 here; matching a $100K lifestyle takes roughly $91,701.
Latest BEA release change
Des Moines's overall RPP fell -1.1 points, from 92.8 in 2023 to 91.7 in 2024. The largest category movement was services, changing from 88.8 to 84.6. This is a relative change against the national benchmark, not a household's dollar bill.
The cost of living has been trending downward, decreasing by 3.4 points over this period. The largest single-year move was in 2009, when the index jumped 2.0 points from the year before.
Every year on record, national average = 100
| Year | Overall |
|---|---|
| 2008 | 95.1 |
| 2009 | 97.2 |
| 2010 | 95.2 |
| 2011 | 94.4 |
| 2012 | 95.5 |
| 2013 | 95.8 |
| 2014 | 95.9 |
| 2015 | 94.6 |
| 2016 | 94.6 |
| 2017 | 93.9 |
| 2018 | 95.5 |
| 2019 | 95.6 |
| 2020 | 93.8 |
| 2021 | 93.4 |
| 2022 | 92.1 |
| 2023 | 92.8 |
| 2024 | 91.7 |
Service-cost relief profile
Services provide the strongest cost offset in Des Moines: their index is 84.6, farther below the national baseline than rents or tradable goods. The overall RPP of 91.7 therefore has a different source than a place with cheaper housing instead.
Across all reported metros, the closest component-profile matches are Iowa City, IA, Bloomington, IN, Grand Junction, CO. They resemble Des Moines across goods, services, and rents together, so they are stronger structure peers than a place selected only because its overall RPP happens to be nearby.
Across 2008-2024, Des Moines's overall index has fallen by 3.4 points. This is a relative price-level history, not a prediction or a personal affordability recommendation; pair it with current local wages and housing options before making a decision.
Des Moines vs every U.S. metro
Where this metro sits in the national cost distribution
92 Bottom 35% higher than 35% of 387 US metros
Each bar is a band; taller bars hold more US metros. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Bureau of Economic Analysis, Regional Price Parities · 2024
BEA RPP by category, 100 = national average
Rents
84.7 RPP
Services
84.6 RPP
Overall
91.7 RPP
Goods
93.7 RPP
What this shows Des Moines's strongest departure is services at 84.6; rents follows at 84.7. Labor-priced local activity, rather than housing alone, is the first budget line to investigate.
Metros near Des Moines's overall cost, plotted by their goods price (horizontal) and housing price (vertical). Same headline RPP, very different structures.
Overall
91.7
Below avg
Goods
93.7
Below avg
Services
84.6
Cheap
Rents
84.7
Cheap
A $100,000 salary at the national average cost of living equals:
in Des Moines-West Des Moines, IA purchasing power
Use the salary calculator for custom amounts.
How far the median local paycheck goes here, combining income and housing cost
A weighted composite (60% purchasing power, 40% housing affordability) percentile-ranked against every other tracked metro; a missing input redistributes its weight rather than deflating the score. Sources: Census ACS 5-Year 2023 (income) + BEA Regional Price Parities 2024 (cost). Vintages differ by design; see methodology.
IA-relative analysis
Among the 8 IA metros PlainCost tracks with reported goods prices data, Des Moines-West Des Moines, IA ranks #3 - the 0th percentile within the state. This is a different, narrower cut than the nationwide rank above: it compares Des Moines-West Des Moines, IA only against its own state's metros, not the full US field.
Ranked by raw value (highest first); a higher rank is not automatically "more expensive is worse", see the national comparison above for direction context. This is a comparison within IA only, not a livability score.
Two BEA RPP-derived peer sets for Des Moines-West Des Moines, IA: nearest metros by overall regional price parity and by rents RPP. These are cross-state neighborhoods, not the in-state metro list below.
Nearest metros by overall regional price parity (91.7 here).
Nearest metros by rents regional price parity (84.7 here).
View all IA metros → Cheapest in IA → Most expensive in IA →
Decision peers
These metros are closest to Des Moines's combined goods, services, and rents profile. They may not have the same overall RPP, but their price pressures are shaped in a similar way.
These metros have an overall RPP closest to Des Moines-West Des Moines, IA's index of 91.7.
Showing the 6 closest of 387 metro areas tracked nationally.
Shareable data card
Download the data card or share this exact metro record. The card uses the same BEA-derived values shown above.
Cost of living guides →, cheapest and most-expensive metro rankings, salary negotiation with RPP data, and step-by-step comparison walkthroughs.
What this means for Des Moines
How to read Des Moines's cost of living before a move, a job offer, or a budget.
RPP is BEA's annual price-level benchmark for the data year shown, not a live market quote. Pair it with current local wages and housing costs before deciding.
Des Moines-West Des Moines, IA has a Regional Price Parity (RPP) index of 91.7, meaning it is 8.3% less expensive than the national average. Goods are indexed at 93.7, services at 84.6, and rents at 84.7. It ranks #252 out of 387 U.S. metro areas by overall cost.
To maintain the same purchasing power as a $100,000 salary at the national average, you would need approximately $91,701 in Des Moines-West Des Moines, IA. Conversely, $100K earned in Des Moines-West Des Moines, IA has the purchasing power of $109,050 at the national average.
Rents in Des Moines-West Des Moines, IA are indexed at 84.7, which is 15.3% below the national average. This makes the area relatively affordable for renters.
From 2008 to 2024, Des Moines-West Des Moines, IA's overall cost index changed by -3.4 points (from 95.1 to 91.7). The cost of living has been declining.
The priciest category in Des Moines-West Des Moines, IA is goods at 93.7, 6.3% below the national average, still the highest of the three categories. The most affordable category is services at 84.6, 15.4% below average.
Metros with the most similar overall cost index include Michigan City-La Porte, Birmingham, Fond du Lac. These areas have RPP values within a few points of Des Moines-West Des Moines, IA's 91.7.
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.