Overall
100.2
+0.2 above avg
Metro cost profile · 2024 BEA RPP
Amherst Town-Northampton, MA
Cost-of-living indicators for Amherst Town-Northampton, MA, from Bureau of Economic Analysis Regional Price Parities — overall, goods, services, and rents vs the U.S. average of 100.
- 100.2
- Overall RPP
- #84
- of 387 metros
- 97.5
- Rents RPP
- $100K
- $100K national buys
The verdict
Amherst Town is more expensive than 78% of U.S. metros — an overall cost index of 100.2, 0.2% above the national average, led by services at 155.7.
- 100.2
- overall cost index (US average = 100)
- #84
- most expensive of 387 U.S. metros
- top 22%
- by overall cost, nationwide
- 97.5
- rents RPP — the biggest budget swing
A $100,000 national salary carries the purchasing power of about $99,758 here; matching a $100K lifestyle takes roughly $100,243.
What the Numbers Mean for Amherst Town
Amherst Town ranks #84 of 387 U.S. metro areas measured by the Bureau of Economic Analysis, placing it in the top quartile for cost. With an overall Regional Price Parity of 100.2, Amherst Town-Northampton, MA is 0.2% more expensive than the national baseline of 100. The gap between Amherst Town's most and least expensive categories — services at 155.7 versus goods at 97.0 — is what drives the household budget experience on the ground, not the single headline number.
Translated into dollars, a nationally-benchmarked $100,000 salary carries the purchasing power of $99,758 inside Amherst Town, while a household needs roughly $100,243 here to match a $100K lifestyle elsewhere. Rents carry the biggest swing in the BEA formula and are indexed at 97.5 — 2.5% below the national average — so anyone weighing a move or a remote-work arbitrage should treat the housing line as the single largest variable in the equation.
Looking at the 2008-2024 trajectory, Amherst Town's overall index has stayed within 0.5 points, holding steady versus other U.S. metros. For the 2024 data year, goods are indexed at 97.0 and services at 155.7, meaning everyday spending in Amherst Town is governed more by the services and rent mix than by retail goods prices. Readers comparing multiple destinations should always pair the RPP headline with local wage data and housing costs before drawing relocation conclusions.
Amherst Town vs every U.S. metro
Where this metro sits in the national cost distribution
100 Top 22% higher than 78% of 387 US metros
Each bar is a band; taller bars hold more US metros. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Bureau of Economic Analysis — Regional Price Parities · 2024
Amherst Town cost breakdown
BEA RPP by category — 100 = national average
- Rents
Rents
97.5 RPP
- Services
Services
155.7 RPP
- Overall
Overall
100.2 RPP
- Goods
Goods
97 RPP
What this shows Amherst Town's gap from the national average is led by services at 155.7. Goods barely move between metros; the spread you feel is housing and services.
Goods vs. housing — where Amherst Town's cost comes from
Metros near Amherst Town's overall cost, plotted by their goods price (horizontal) and housing price (vertical). Same headline RPP, very different structures.
Crosshairs sit at the group median (goods 96.3, rents 109). Amherst Town is more goods-led than its peers — its everyday goods cost more relative to housing. These metros sit near Amherst Town's overall cost, yet they spread across the chart — proof that two places at the same headline RPP can have very different goods-vs-housing structures.
Price Index Summary
Goods
97.0
-3.0 below avg
Services
155.7
+55.7 above avg
Rents
97.5
-2.5 below avg
Salary Equivalent
A $100,000 salary at the national average cost of living equals:
$100,243
in Amherst Town-Northampton, MA purchasing power
$50,000 nationally
$50,122
$75,000 nationally
$75,182
$125,000 nationally
$125,304
$150,000 nationally
$150,365
$200,000 nationally
$200,486
Use the salary calculator for custom amounts.
RPP History (2008-2024)
The cost of living has remained relatively stable, changing by only 0.5 points over this period.
| Year | Overall |
|---|---|
| 2008 | 99.7 |
| 2009 | 103.7 |
| 2010 | 96.7 |
| 2011 | 100.1 |
| 2012 | 99.3 |
| 2013 | 100.0 |
| 2014 | 99.3 |
| 2015 | 103.1 |
| 2016 | 99.7 |
| 2017 | 102.3 |
| 2018 | 100.8 |
| 2019 | 98.7 |
| 2020 | 101.8 |
| 2021 | 99.0 |
| 2022 | 101.1 |
| 2023 | 102.8 |
| 2024 | 100.2 |
Metros with Similar Cost of Living
These metros have an overall RPP closest to Amherst Town-Northampton, MA's index of 100.2.
Other MA Metros
Compare to Other Metros
Cost of Living Guides
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Most Expensive Cities: 2026 Rankings
What drives high costs and how to cope
Salary Negotiation Using RPP Data
Calculate real purchasing power for negotiations
Comparing Metro Areas
Step-by-step BEA RPP comparison walkthrough
Frequently Asked Questions
What is the cost of living in Amherst Town-Northampton, MA? ▼
Amherst Town-Northampton, MA has a Regional Price Parity (RPP) index of 100.2, meaning it is 0.2% more expensive than the national average. Goods are indexed at 97.0, services at 155.7, and rents at 97.5. It ranks #84 out of 387 U.S. metro areas by overall cost.
What salary do I need in Amherst Town-Northampton, MA to match $100K nationally? ▼
To maintain the same purchasing power as a $100,000 salary at the national average, you would need approximately $100,243 in Amherst Town-Northampton, MA. Conversely, $100K earned in Amherst Town-Northampton, MA has the purchasing power of $99,758 at the national average.
How expensive is rent in Amherst Town-Northampton, MA? ▼
Rents in Amherst Town-Northampton, MA are indexed at 97.5, which is 2.5% below the national average. This is close to the U.S. average.
Is Amherst Town-Northampton, MA getting more expensive? ▼
From 2008 to 2024, Amherst Town-Northampton, MA's overall cost index changed by +0.5 points (from 99.7 to 100.2). The cost of living has remained relatively stable.
What costs the most in Amherst Town-Northampton, MA? ▼
The most expensive category in Amherst Town-Northampton, MA is services at 155.7, which is 55.7% above the national average. The most affordable category is goods at 97.0, 3.0% below average.
What metros have a similar cost of living to Amherst Town-Northampton, MA? ▼
Metros with the most similar overall cost index include Port St. Lucie, Las Vegas-Henderson-North Las Vegas, Detroit-Warren-Dearborn. These areas have RPP values within a few points of Amherst Town-Northampton, MA's 100.2.
Source: Bureau of Economic Analysis, Regional Price Parities by Metropolitan Statistical Area (2024). Index where national average = 100.
Related
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainCost Editorial
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the Bureau of Economic Analysis (BEA). Consult a qualified professional before making decisions based on this data.
Read our methodology — how this data is sourced, computed, and verified.
Federal data behind these figures
- BEA Regional Price Parities (RPP) — the cost-of-living indices shown on this page. bea.gov/data/regional-price-parities
- U.S. Census Bureau, American Community Survey (ACS) — the gross-rent observations BEA uses to build the rents component. census.gov/programs-surveys/acs
- BLS Consumer Price Index (CPI) — the price program underlying BEA's goods and services price relatives. bls.gov/cpi
- BLS Occupational Employment and Wage Statistics (OEWS) — wage reference for the labor-driven services component. bls.gov/oes
- HUD Fair Market Rents (FMR) — federal 40th-percentile rent cross-reference for the housing component. huduser.gov/datasets/fmr
