Overall
- Boston-Cambridge-Newton
- 108.3
Diff -2.3 RPP
Oxnard-Thousand Oaks-Ventura vs Boston-Cambridge-Newton
Cost of living comparison based on BEA Regional Price Parities. Boston-Cambridge-Newton is 2.1% less expensive than Oxnard-Thousand Oaks-Ventura.
2.1% less expensive
Boston-Cambridge-Newton, MA-NH is 2.1% less expensive than Oxnard-Thousand Oaks-Ventura, CA on BEA Regional Price Parities (overall RPP 108.3 vs 110.5). A $100,000 salary in Oxnard-Thousand Oaks-Ventura buys about the same as $97,948 in Boston-Cambridge-Newton; the largest component gap is rents.
- Overall RPP 110.5 (Oxnard-Thousand Oaks-Ventura) vs 108.3 (Boston-Cambridge-Newton)
- $100k in Oxnard-Thousand Oaks-Ventura ≈ $97,948 purchasing power in Boston-Cambridge-Newton
- Rents drives the gap (-22.7 RPP points)
RPP parity plate
Pair CA:MA 110.5→108.3
TIER-NEAR · CROSS-STATE · RENT-LED · BOTH-ABOVE · PP-PAR
- TIER-NEAR Near tier
- CROSS-STATE CA × MA
- RENT-LED Rent-led gap
- BOTH-ABOVE Both above 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Salary Equivalents
What a salary in Oxnard-Thousand Oaks-Ventura would need to be in Boston-Cambridge-Newton for the same purchasing power:
| In Oxnard-Thousand Oaks-Ventura | In Boston-Cambridge-Newton | Difference |
|---|---|---|
| $50,000 | $48,974 | $-1,026 |
| $75,000 | $73,461 | $-1,539 |
| $100,000 | $97,948 | $-2,052 |
| $150,000 | $146,922 | $-3,078 |
$ in Oxnard-Thousand Oaks-Ventura = in Boston-Cambridge-Newton
Same BEA Regional Price Parity ratio as the table above (110.5 → 108.3), computed live from your number, nothing is sent anywhere.
What This Comparison Actually Tells You
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
Boston-Cambridge-Newton, MA-NH is 2.1% less expensive than Oxnard-Thousand Oaks-Ventura, CA, a meaningful but not extreme shift. The move decision turns on which budget category creates the 2.3-point overall gap.
Rents leads the difference, with Boston-Cambridge-Newton 22.7 points lower than Oxnard-Thousand Oaks-Ventura. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Oxnard-Thousand Oaks-Ventura corresponds to $97,948 in Boston-Cambridge-Newton.
Category Breakdown
Goods
Diff -5.5 RPP
Services
- Boston-Cambridge-Newton
- 148.8
Diff -4.2 RPP
Rents
- Boston-Cambridge-Newton
- 148.4
Diff -22.7 RPP
| Category | Oxnard-Thousand Oaks-Ventura | Boston-Cambridge-Newton | Difference |
|---|---|---|---|
| Overall | 110.5 | 108.3 | -2.3 |
| Goods | 105.2 | 99.7 | -5.5 |
| Services | 152.9 | 148.8 | -4.2 |
| Rents | 171.1 | 148.4 | -22.7 |
Visual Comparison
Overall
Oxnard-Thousand Oaks-Ventura 110.5
Boston-Cambridge-Newton 108.3
Goods
Oxnard-Thousand Oaks-Ventura 105.2
Boston-Cambridge-Newton 99.7
Services
Oxnard-Thousand Oaks-Ventura 152.9
Boston-Cambridge-Newton 148.8
Rents
Oxnard-Thousand Oaks-Ventura 171.1
Boston-Cambridge-Newton 148.4
Vertical line = national average (100)
Oxnard-Thousand Oaks-Ventura
110.5
Cost Index
Boston-Cambridge-Newton
108.3
Cost Index
How the Price Gap Changed
Oxnard-Thousand Oaks-Ventura and Boston-Cambridge-Newton share 17 published annual releases from 2008 through 2024. Their overall gap held broadly steady, moving from 1.8 to 2.3 RPP points. Oxnard-Thousand Oaks-Ventura remained the higher-index metro in the latest release.
Services changed the most within this pair: its gap moved 41.9 points between the first and latest shared releases (37.7 to 4.2 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Oxnard-Thousand Oaks-Ventura RPP | Boston-Cambridge-Newton RPP | Relative Gap |
|---|---|---|---|
| 2008 | 109.5 | 107.7 | 1.8 points Oxnard-Thousand Oaks-Ventura higher |
| 2012 | 110.4 | 106.0 | 4.5 points Oxnard-Thousand Oaks-Ventura higher |
| 2016 | 111.2 | 110.1 | 1.0 points Oxnard-Thousand Oaks-Ventura higher |
| 2020 | 111.3 | 112.5 | 1.2 points Boston-Cambridge-Newton higher |
| 2024 | 110.5 | 108.3 | 2.3 points Oxnard-Thousand Oaks-Ventura higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Boston-Cambridge-Newton more expensive than Oxnard-Thousand Oaks-Ventura?
Boston-Cambridge-Newton is 2.1% less expensive than Oxnard-Thousand Oaks-Ventura. The overall cost index is 108.3 vs 110.5 (national average = 100).
What salary in Boston-Cambridge-Newton equals $100K in Oxnard-Thousand Oaks-Ventura?
A $100,000 salary in Oxnard-Thousand Oaks-Ventura has the same purchasing power as $97,948 in Boston-Cambridge-Newton. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Oxnard-Thousand Oaks-Ventura and Boston-Cambridge-Newton?
Rents in Oxnard-Thousand Oaks-Ventura are indexed at 171.1 while Boston-Cambridge-Newton is at 148.4 (national average = 100). Oxnard-Thousand Oaks-Ventura has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.