Overall
110.5
+10.5 above avg
Metro cost profile · 2024 BEA RPP
Oxnard-Thousand Oaks-Ventura, CA
Cost-of-living indicators for Oxnard-Thousand Oaks-Ventura, CA, from Bureau of Economic Analysis Regional Price Parities — overall, goods, services, and rents vs the U.S. average of 100.
- 110.5
- Overall RPP
- #9
- of 387 metros
- 171.1
- Rents RPP
- $90K
- $100K national buys
The verdict
Oxnard is more expensive than 98% of U.S. metros — an overall cost index of 110.5, 10.5% above the national average, led by rents at 171.1.
- 110.5
- overall cost index (US average = 100)
- #9
- most expensive of 387 U.S. metros
- top 2%
- by overall cost, nationwide
- 171.1
- rents RPP — the biggest budget swing
A $100,000 national salary carries the purchasing power of about $90,470 here; matching a $100K lifestyle takes roughly $110,534.
What the Numbers Mean for Oxnard
Oxnard ranks #9 of 387 U.S. metro areas measured by the Bureau of Economic Analysis, placing it in the top quartile for cost. With an overall Regional Price Parity of 110.5, Oxnard-Thousand Oaks-Ventura, CA is 10.5% more expensive than the national baseline of 100. The gap between Oxnard's most and least expensive categories — rents at 171.1 — is what drives the household budget experience on the ground, not the single headline number.
Translated into dollars, a nationally-benchmarked $100,000 salary carries the purchasing power of $90,470 inside Oxnard, while a household needs roughly $110,534 here to match a $100K lifestyle elsewhere. Rents carry the biggest swing in the BEA formula and are indexed at 171.1 — 71.1% above the national average — so anyone weighing a move or a remote-work arbitrage should treat the housing line as the single largest variable in the equation.
Looking at the 2008-2024 trajectory, Oxnard's overall index has stayed within 1.0 points, holding steady versus other U.S. metros. For the 2024 data year, goods are indexed at 105.2 and services at 152.9, meaning everyday spending in Oxnard is governed more by the services and rent mix than by retail goods prices. Readers comparing multiple destinations should always pair the RPP headline with local wage data and housing costs before drawing relocation conclusions.
Oxnard vs every U.S. metro
Where this metro sits in the national cost distribution
111 Top 2% higher than 98% of 387 US metros
Each bar is a band; taller bars hold more US metros. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Bureau of Economic Analysis — Regional Price Parities · 2024
Oxnard cost breakdown
BEA RPP by category — 100 = national average
- Rents
Rents
171.1 RPP
- Services
Services
152.9 RPP
- Overall
Overall
110.5 RPP
- Goods
Goods
105.2 RPP
What this shows Oxnard's gap from the national average is led by rents at 171.1. Goods barely move between metros; the spread you feel is housing and services.
Goods vs. housing — where Oxnard's cost comes from
Metros near Oxnard's overall cost, plotted by their goods price (horizontal) and housing price (vertical). Same headline RPP, very different structures.
Crosshairs sit at the group median (goods 105.2, rents 151.3). Oxnard is more housing-led than its peers — its rents run higher than its goods. These metros sit near Oxnard's overall cost, yet they spread across the chart — proof that two places at the same headline RPP can have very different goods-vs-housing structures.
Price Index Summary
Goods
105.2
+5.2 above avg
Services
152.9
+52.9 above avg
Rents
171.1
+71.1 above avg
Salary Equivalent
A $100,000 salary at the national average cost of living equals:
$110,534
in Oxnard-Thousand Oaks-Ventura, CA purchasing power
$50,000 nationally
$55,267
$75,000 nationally
$82,901
$125,000 nationally
$138,168
$150,000 nationally
$165,801
$200,000 nationally
$221,068
Use the salary calculator for custom amounts.
RPP History (2008-2024)
The cost of living has remained relatively stable, changing by only 1.0 points over this period.
| Year | Overall |
|---|---|
| 2008 | 109.5 |
| 2009 | 110.4 |
| 2010 | 109.4 |
| 2011 | 109.6 |
| 2012 | 110.4 |
| 2013 | 111.2 |
| 2014 | 113.1 |
| 2015 | 113.2 |
| 2016 | 111.2 |
| 2017 | 108.1 |
| 2018 | 114.0 |
| 2019 | 112.4 |
| 2020 | 111.3 |
| 2021 | 111.4 |
| 2022 | 114.4 |
| 2023 | 113.7 |
| 2024 | 110.5 |
Metros with Similar Cost of Living
These metros have an overall RPP closest to Oxnard-Thousand Oaks-Ventura, CA's index of 110.5.
Other CA Metros
What this means for Oxnard
How to read Oxnard's cost of living before a move, a job offer, or a budget.
- Budget to local prices, not headline pay — a $100K national salary spends like about $90,470 in Oxnard. Salary calculator
- Weigh housing heaviest: rents here index at 171.1 (71.1% above average) — the single largest swing in the RPP, while goods barely move between metros.
- Local median household income is $107,327; adjusted for Oxnard's price level that is about $97,099 in national-average buying power.
- Compare Oxnard head-to-head against a specific destination before you decide. Compare metros
RPP is BEA's annual price-level benchmark for the data year shown — not a live market quote. Pair it with current local wages and housing costs before deciding.
Compare to Other Metros
Cost of Living Guides
Cheapest Metros to Live in 2026
Official BEA data on the most affordable areas
Most Expensive Cities: 2026 Rankings
What drives high costs and how to cope
Salary Negotiation Using RPP Data
Calculate real purchasing power for negotiations
Comparing Metro Areas
Step-by-step BEA RPP comparison walkthrough
Frequently Asked Questions
What is the cost of living in Oxnard-Thousand Oaks-Ventura, CA? ▼
Oxnard-Thousand Oaks-Ventura, CA has a Regional Price Parity (RPP) index of 110.5, meaning it is 10.5% more expensive than the national average. Goods are indexed at 105.2, services at 152.9, and rents at 171.1. It ranks #9 out of 387 U.S. metro areas by overall cost.
What salary do I need in Oxnard-Thousand Oaks-Ventura, CA to match $100K nationally? ▼
To maintain the same purchasing power as a $100,000 salary at the national average, you would need approximately $110,534 in Oxnard-Thousand Oaks-Ventura, CA. Conversely, $100K earned in Oxnard-Thousand Oaks-Ventura, CA has the purchasing power of $90,470 at the national average.
How expensive is rent in Oxnard-Thousand Oaks-Ventura, CA? ▼
Rents in Oxnard-Thousand Oaks-Ventura, CA are indexed at 171.1, which is 71.1% above the national average. This is significantly higher than typical U.S. rents.
Is Oxnard-Thousand Oaks-Ventura, CA getting more expensive? ▼
From 2008 to 2024, Oxnard-Thousand Oaks-Ventura, CA's overall cost index changed by +1.0 points (from 109.5 to 110.5). The cost of living has remained relatively stable.
What metros have a similar cost of living to Oxnard-Thousand Oaks-Ventura, CA? ▼
Metros with the most similar overall cost index include San Jose-Sunnyvale-Santa Clara, Urban Honolulu, Seattle-Tacoma-Bellevue. These areas have RPP values within a few points of Oxnard-Thousand Oaks-Ventura, CA's 110.5.
Source: Bureau of Economic Analysis, Regional Price Parities by Metropolitan Statistical Area (2024). Index where national average = 100.
Related
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainCost Editorial
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the Bureau of Economic Analysis (BEA). Consult a qualified professional before making decisions based on this data.
Read our methodology — how this data is sourced, computed, and verified.
Federal data behind these figures
- BEA Regional Price Parities (RPP) — the cost-of-living indices shown on this page. bea.gov/data/regional-price-parities
- U.S. Census Bureau, American Community Survey (ACS) — the gross-rent observations BEA uses to build the rents component. census.gov/programs-surveys/acs
- BLS Consumer Price Index (CPI) — the price program underlying BEA's goods and services price relatives. bls.gov/cpi
- BLS Occupational Employment and Wage Statistics (OEWS) — wage reference for the labor-driven services component. bls.gov/oes
- HUD Fair Market Rents (FMR) — federal 40th-percentile rent cross-reference for the housing component. huduser.gov/datasets/fmr
