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2024 BEA RPP All 4 categories Federal source

Oxnard-Thousand Oaks-Ventura, CA

Cost-of-living indicators for Oxnard-Thousand Oaks-Ventura, CA, compiled from Bureau of Economic Analysis Regional Price Parities (2024 data year). Categories include All Items, Goods, Services, and Rents.

CBSA: 37100 · Data year: 2024 · Rank: #9 of 387

Oxnard-Thousand Oaks-Ventura, CA has a cost of living index of 110.5, meaning it's 10.5% more expensive than the national average. Goods cost 5.2% more, services 52.9% more, and rents are 71.1% above average. A $100K national salary has the purchasing power of $90,470 here.

What the Numbers Mean for Oxnard

Oxnard ranks #9 of 387 U.S. metro areas measured by the Bureau of Economic Analysis, placing it in the top quartile for cost. With an overall Regional Price Parity of 110.5, Oxnard-Thousand Oaks-Ventura, CA is 10.5% more expensive than the national baseline of 100. The gap between Oxnard's most and least expensive categories — rents at 171.1 — is what drives the household budget experience on the ground, not the single headline number.

Translated into dollars, a nationally-benchmarked $100,000 salary carries the purchasing power of $90,470 inside Oxnard, while a household needs roughly $110,534 here to match a $100K lifestyle elsewhere. Rents carry the biggest swing in the BEA formula and are indexed at 171.1 — 71.1% above the national average — so anyone weighing a move or a remote-work arbitrage should treat the housing line as the single largest variable in the equation.

Looking at the 2008-2024 trajectory, Oxnard's overall index has stayed within 1.0 points, holding steady versus other U.S. metros. For the 2024 data year, goods are indexed at 105.2 and services at 152.9, meaning everyday spending in Oxnard is governed more by the services and rent mix than by retail goods prices. Readers comparing multiple destinations should always pair the RPP headline with local wage data and housing costs before drawing relocation conclusions.

Oxnard Cost Index at a Glance

Oxnard all-items cost index

Regional Price Parity vs national average (100)

50160Nat'l avg100110.5

Oxnard category breakdown

BEA RPP composition by goods, services, rents, overall

Rents171.096Services152.925Goods105.168Overall110.534

Price Index Summary

Overall

110.5

+10.5 above avg

Goods

105.2

+5.2 above avg

Services

152.9

+52.9 above avg

Rents

171.1

+71.1 above avg

Price Index vs National Average (100)

Overall
National avg

Index 110.5 (+10.5 vs national avg)

Goods
National avg

Index 105.2 (+5.2 vs national avg)

Services
National avg

Index 152.9 (+52.9 vs national avg)

Rents
National avg

Index 171.1 (+71.1 vs national avg)

Vertical line on each bar = national average (100)

Cost Breakdown Analysis

Above National Average

Rents +71.1% (171.1)
Services +52.9% (152.9)
Overall +10.5% (110.5)
Goods +5.2% (105.2)

Income Adequacy in Oxnard

Oxnard income adequacy score

$75,000 median income vs RPP 110.5

0/100100/10093/100

Salary Equivalent

A $100,000 salary at the national average cost of living equals:

$110,534

in Oxnard-Thousand Oaks-Ventura, CA purchasing power

$50,000 nationally
$55,267
$75,000 nationally
$82,901
$125,000 nationally
$138,168
$150,000 nationally
$165,801
$200,000 nationally
$221,068

Use the salary calculator for custom amounts.

RPP History (2008-2024)

The cost of living has remained relatively stable, changing by only 1.0 points over this period.

Year Overall
2008 109.5
2009 110.4
2010 109.4
2011 109.6
2012 110.4
2013 111.2
2014 113.1
2015 113.2
2016 111.2
2017 108.1
2018 114.0
2019 112.4
2020 111.3
2021 111.4
2022 114.4
2023 113.7
2024 110.5

Related Data for Oxnard

Frequently Asked Questions

What is the cost of living in Oxnard-Thousand Oaks-Ventura, CA?
Oxnard-Thousand Oaks-Ventura, CA has a Regional Price Parity (RPP) index of 110.5, meaning it is 10.5% more expensive than the national average. Goods are indexed at 105.2, services at 152.9, and rents at 171.1. It ranks #9 out of 387 U.S. metro areas by overall cost.
What salary do I need in Oxnard-Thousand Oaks-Ventura, CA to match $100K nationally?
To maintain the same purchasing power as a $100,000 salary at the national average, you would need approximately $110,534 in Oxnard-Thousand Oaks-Ventura, CA. Conversely, $100K earned in Oxnard-Thousand Oaks-Ventura, CA has the purchasing power of $90,470 at the national average.
How expensive is rent in Oxnard-Thousand Oaks-Ventura, CA?
Rents in Oxnard-Thousand Oaks-Ventura, CA are indexed at 171.1, which is 71.1% above the national average. This is significantly higher than typical U.S. rents.
Is Oxnard-Thousand Oaks-Ventura, CA getting more expensive?
From 2008 to 2024, Oxnard-Thousand Oaks-Ventura, CA's overall cost index changed by +1.0 points (from 109.5 to 110.5). The cost of living has remained relatively stable.
What metros have a similar cost of living to Oxnard-Thousand Oaks-Ventura, CA?
Metros with the most similar overall cost index include San Jose-Sunnyvale-Santa Clara, Urban Honolulu, Seattle-Tacoma-Bellevue. These areas have RPP values within a few points of Oxnard-Thousand Oaks-Ventura, CA's 110.5.

Source: Bureau of Economic Analysis, Regional Price Parities by Metropolitan Statistical Area (2024). Index where national average = 100.

Related

Data sourced from official U.S. government datasets. See our methodology for details. Retrieved and formatted by PlainCost Editorial

Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the Bureau of Economic Analysis (BEA). Consult a qualified professional before making decisions based on this data.

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