Cost-of-living indicators for Urban Honolulu, HI, from Bureau of Economic Analysis Regional Price Parities, overall, goods, services, and rents vs the U.S. average of 100.
Urban Honolulu ranks #8 of 387 U.S. metros by cost, and its overall price index has held steady since 2008.
stable since 2008
similar cost to Seattle-Tacoma-Bellevue
The verdict
Urban Honolulu is more expensive than 98% of U.S. metros, an overall cost index of 111.0, 11.0% above the national average, led by services at 187.3.
top 2%
by overall cost, nationwide
111.6
goods RPP, tradable items
187.3
services RPP, labor-priced
$94K
local median income, national buying power
A $100,000 national salary carries the purchasing power of about $90,122 here; matching a $100K lifestyle takes roughly $110,961.
What the Numbers Mean for Urban Honolulu
Urban Honolulu ranks #8 of 387 U.S. metro areas measured by the Bureau of Economic Analysis, placing it in the top quartile for cost. With an overall Regional Price Parity of 111.0, Urban Honolulu, HI is 11.0% costlier than the national baseline of 100. The gap between Urban Honolulu's most and least expensive categories - services at 187.3 versus goods at 111.6 - is what drives the household budget experience on the ground, not the single headline number.
Translated into dollars, a nationally-benchmarked $100,000 salary carries the purchasing power of $90,122 inside Urban Honolulu, while a household needs roughly $110,961 here to match a $100K lifestyle elsewhere. Rents carry the biggest swing in the BEA formula and are indexed at 135.5 - 35.5% above the national average, so anyone weighing a move or a remote-work arbitrage should treat the housing line as the single largest variable in the equation.
Looking at the 2008-2024 trajectory, Urban Honolulu's overall index has stayed within 0.9 points, holding steady versus other U.S. metros. For the 2024 data year, goods are indexed at 111.6 and services at 187.3, meaning everyday spending in Urban Honolulu is governed more by the services and rent mix than by retail goods prices. Readers comparing multiple destinations should always pair the RPP headline with local wage data and housing costs before drawing relocation conclusions.
Urban Honolulu vs every U.S. metro
Where this metro sits in the national cost distribution
111Top 2%higher than 98% of 387 US metros
Each bar is a band; taller bars hold more US metros. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Bureau of Economic Analysis, Regional Price Parities · 2024
Urban Honolulu cost breakdown
BEA RPP by category, 100 = national average
RPP
Rents
135.5
Rents
135.5 RPP
72.3% of the leader · rank #1 · +35.5 vs avg
Services
187.3
Services
187.3 RPP
100.0% of the leader · rank #2 · +87.3 vs avg
Overall
111
Overall
111 RPP
59.3% of the leader · rank #3 · +11.0 vs avg
Goods
111.6
Goods
111.6 RPP
59.6% of the leader · rank #4 · +11.6 vs avg
What this shows Urban Honolulu's gap from the national average is led by services at 187.3. Goods barely move between metros; the spread you feel is housing and services.
Goods vs. housing, where Urban Honolulu's cost comes from
Metros near Urban Honolulu's overall cost, plotted by their goods price (horizontal) and housing price (vertical). Same headline RPP, very different structures.
Crosshairs sit at the group median (goods 105.2, rents 164.3). Urban Honolulu is driven more by goods prices than by rent, unlike its peers. Source: U.S. Bureau of Economic Analysis, Regional Price Parities, 2024.
Crosshairs sit at the group median (goods 105.2, rents 164.3). Urban Honolulu is driven more by goods prices than by rent, unlike its peers. Source: U.S. Bureau of Economic Analysis, Regional Price Parities, 2024.
Price Index Summary
Overall
111.0
+11.0 above avg
Goods
111.6
+11.6 above avg
Services
187.3
+87.3 above avg
Rents
135.5
+35.5 above avg
Salary Equivalent
A $100,000 salary at the national average cost of living equals:
The cost of living has remained relatively stable, changing by only 0.9 points over this period. The largest single-year move was in 2009, when the index jumped 5.8 points from the year before, a bigger swing than the full 2008-2024 change.
Urban Honolulu overall RPP, 2008-2024
Every year on record, national average = 100
Stable
Year
Overall
Goods
Services
Rents
2008
111.9
109.4
266.0
166.3
2009
117.6
112.3
219.0
175.2
2010
112.4
112.3
161.1
160.8
2011
113.1
112.8
222.2
162.0
2012
112.4
109.8
218.6
165.4
2013
115.7
114.8
225.5
171.5
2014
114.6
114.2
206.8
173.0
2015
114.0
113.6
186.6
176.5
2016
113.4
115.7
171.0
158.3
2017
113.6
117.6
175.7
174.1
2018
112.8
116.6
191.1
162.3
2019
113.2
115.3
200.7
158.0
2020
115.7
112.4
187.1
159.0
2021
114.1
110.1
178.0
155.3
2022
113.1
112.0
191.8
148.6
2023
111.4
110.3
190.3
143.4
2024
111.0
111.6
187.3
135.5
Metros with Similar Cost of Living
These metros have an overall RPP closest to Urban Honolulu, HI's index of 111.0.
How to read Urban Honolulu's cost of living before a move, a job offer, or a budget.
Budget to local prices, not headline pay, a $100K national salary spends like about $90,122 in Urban Honolulu. Salary calculator →
Weigh housing heaviest: rents here index at 135.5 (35.5% above average) - the single largest swing in the RPP, while goods barely move between metros.
Local median household income is $104,264; adjusted for Urban Honolulu's price level that is about $93,965 in national-average buying power.
Compare Urban Honolulu head-to-head against a specific destination before you decide. Compare metros →
RPP is BEA's annual price-level benchmark for the data year shown, not a live market quote. Pair it with current local wages and housing costs before deciding.
What is the cost of living in Urban Honolulu, HI? ▼
Urban Honolulu, HI has a Regional Price Parity (RPP) index of 111.0, meaning it is 11.0% more expensive than the national average. Goods are indexed at 111.6, services at 187.3, and rents at 135.5. It ranks #8 out of 387 U.S. metro areas by overall cost.
What salary do I need in Urban Honolulu, HI to match $100K nationally? ▼
To maintain the same purchasing power as a $100,000 salary at the national average, you would need approximately $110,961 in Urban Honolulu, HI. Conversely, $100K earned in Urban Honolulu, HI has the purchasing power of $90,122 at the national average.
How expensive is rent in Urban Honolulu, HI? ▼
Rents in Urban Honolulu, HI are indexed at 135.5, which is 35.5% above the national average. This is significantly higher than typical U.S. rents.
Is Urban Honolulu, HI getting more expensive? ▼
From 2008 to 2024, Urban Honolulu, HI's overall cost index changed by -0.9 points (from 111.9 to 111.0). The cost of living has remained relatively stable.
What costs the most in Urban Honolulu, HI? ▼
The priciest category in Urban Honolulu, HI is services at 187.3, 87.3% above the national average. The most affordable category is goods at 111.6, 11.6% above average, still the lowest of the three categories.
What metros have a similar cost of living to Urban Honolulu, HI? ▼
Metros with the most similar overall cost index include Seattle-Tacoma-Bellevue, Oxnard-Thousand Oaks-Ventura, San Jose-Sunnyvale-Santa Clara. These areas have RPP values within a few points of Urban Honolulu, HI's 111.0.
Source: Bureau of Economic Analysis, Regional Price Parities by Metropolitan Statistical Area (2024). Index where national average = 100.
Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainCost Editorial
Disclaimer: This information is provided for informational purposes only and does not constitute professional advice. Data is sourced from the Bureau of Economic Analysis (BEA). Consult a qualified professional before making decisions based on this data.
U.S. Census Bureau, American Community Survey (ACS) - the gross-rent observations BEA uses to build the rents component. census.gov/programs-surveys/acs
BLS Consumer Price Index (CPI) - the price program underlying BEA's goods and services price relatives. bls.gov/cpi
BLS Occupational Employment and Wage Statistics (OEWS) - wage reference for the labor-driven services component. bls.gov/oes
HUD Fair Market Rents (FMR) - federal 40th-percentile rent cross-reference for the housing component. huduser.gov/datasets/fmr
Every figure on PlainCost is rendered directly from BEA Regional Price
Parity source data, no number is typed in by an editor. This page draws directly on BEA Regional Price Parity source data, no figure is typed in by an editor. See our
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report a data error. Data current as of 2026-05-15. Rankings measure the published cost-of-living index only; we don't recommend where to live
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