Overall
Diff -1.9 RPP
Oxnard-Thousand Oaks-Ventura vs San Luis Obispo-Paso Robles
Cost of living comparison based on BEA Regional Price Parities. San Luis Obispo-Paso Robles is 1.8% less expensive than Oxnard-Thousand Oaks-Ventura.
1.8% less expensive
San Luis Obispo-Paso Robles, CA is 1.8% less expensive than Oxnard-Thousand Oaks-Ventura, CA on BEA Regional Price Parities (overall RPP 108.6 vs 110.5). A $100,000 salary in Oxnard-Thousand Oaks-Ventura buys about the same as $98,247 in San Luis Obispo-Paso Robles; the largest component gap is rents.
- Overall RPP 110.5 (Oxnard-Thousand Oaks-Ventura) vs 108.6 (San Luis Obispo-Paso Robles)
- $100k in Oxnard-Thousand Oaks-Ventura ≈ $98,247 purchasing power in San Luis Obispo-Paso Robles
- Rents drives the gap (-26.7 RPP points)
RPP parity plate
Pair CA:CA 110.5→108.6
PHOTO-FINISH · SAME-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-PAR
- PHOTO-FINISH Photo finish
- SAME-STATE Same state · CA
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Oxnard-Thousand Oaks-Ventura
110.5
Cost Index
San Luis Obispo-Paso Robles
108.6
Cost Index
What This Comparison Actually Tells You
Oxnard-Thousand Oaks-Ventura, CA and San Luis Obispo-Paso Robles, CA are a photo finish on overall price level, only 1.9 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Rents creates the largest separation: San Luis Obispo-Paso Robles is 26.7 points lower. But goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Oxnard-Thousand Oaks-Ventura corresponds to $98,247 in San Luis Obispo-Paso Robles.
Category Breakdown
Goods
Diff 0.0 RPP
Services
Diff -5.1 RPP
Rents
Diff -26.7 RPP
| Category | Oxnard-Thousand Oaks-Ventura | San Luis Obispo-Paso Robles | Difference |
|---|---|---|---|
| Overall | 110.5 | 108.6 | -1.9 |
| Goods | 105.2 | 105.2 | 0.0 |
| Services | 152.9 | 147.8 | -5.1 |
| Rents | 171.1 | 144.4 | -26.7 |
Visual Comparison
Overall
Oxnard-Thousand Oaks-Ventura 110.5
San Luis Obispo-Paso Robles 108.6
Goods
Oxnard-Thousand Oaks-Ventura 105.2
San Luis Obispo-Paso Robles 105.2
Services
Oxnard-Thousand Oaks-Ventura 152.9
San Luis Obispo-Paso Robles 147.8
Rents
Oxnard-Thousand Oaks-Ventura 171.1
San Luis Obispo-Paso Robles 144.4
Vertical line = national average (100)
Salary Equivalents
What a salary in Oxnard-Thousand Oaks-Ventura would need to be in San Luis Obispo-Paso Robles for the same purchasing power:
| In Oxnard-Thousand Oaks-Ventura | In San Luis Obispo-Paso Robles | Difference |
|---|---|---|
| $50,000 | $49,123 | $-877 |
| $75,000 | $73,685 | $-1,315 |
| $100,000 | $98,247 | $-1,753 |
| $150,000 | $147,370 | $-2,630 |
$ in Oxnard-Thousand Oaks-Ventura = in San Luis Obispo-Paso Robles
Same BEA Regional Price Parity ratio as the table above (110.5 → 108.6), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is San Luis Obispo-Paso Robles more expensive than Oxnard-Thousand Oaks-Ventura?
San Luis Obispo-Paso Robles is 1.8% less expensive than Oxnard-Thousand Oaks-Ventura. The overall cost index is 108.6 vs 110.5 (national average = 100).
What salary in San Luis Obispo-Paso Robles equals $100K in Oxnard-Thousand Oaks-Ventura?
A $100,000 salary in Oxnard-Thousand Oaks-Ventura has the same purchasing power as $98,247 in San Luis Obispo-Paso Robles. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Oxnard-Thousand Oaks-Ventura and San Luis Obispo-Paso Robles?
Rents in Oxnard-Thousand Oaks-Ventura are indexed at 171.1 while San Luis Obispo-Paso Robles is at 144.4 (national average = 100). Oxnard-Thousand Oaks-Ventura has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.