Overall
- Naples-Marco Island
- 103.2
- Fort Collins-Loveland
- 101.1
Diff -2.1 RPP
Naples-Marco Island vs Fort Collins-Loveland
Cost of living comparison based on BEA Regional Price Parities. Fort Collins-Loveland is 2% less expensive than Naples-Marco Island.
2% less expensive
Fort Collins-Loveland, CO is 2% less expensive than Naples-Marco Island, FL on BEA Regional Price Parities (overall RPP 101.1 vs 103.2). A $100,000 salary in Naples-Marco Island buys about the same as $97,992 in Fort Collins-Loveland; the largest component gap is rents.
- Overall RPP 103.2 (Naples-Marco Island) vs 101.1 (Fort Collins-Loveland)
- $100k in Naples-Marco Island ≈ $97,992 purchasing power in Fort Collins-Loveland
- Rents drives the gap (-8.8 RPP points)
RPP parity plate
Pair FL:CO 103.2→101.1
TIER-NEAR · CROSS-STATE · RENT-LED · BOTH-ABOVE · PP-PAR
- TIER-NEAR Near tier
- CROSS-STATE FL × CO
- RENT-LED Rent-led gap
- BOTH-ABOVE Both above 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Salary Equivalents
What a salary in Naples-Marco Island would need to be in Fort Collins-Loveland for the same purchasing power:
| In Naples-Marco Island | In Fort Collins-Loveland | Difference |
|---|---|---|
| $50,000 | $48,996 | $-1,004 |
| $75,000 | $73,494 | $-1,506 |
| $100,000 | $97,992 | $-2,008 |
| $150,000 | $146,988 | $-3,012 |
$ in Naples-Marco Island = in Fort Collins-Loveland
Same BEA Regional Price Parity ratio as the table above (103.2 → 101.1), computed live from your number, nothing is sent anywhere.
What This Comparison Actually Tells You
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
Fort Collins-Loveland, CO is 2% less expensive than Naples-Marco Island, FL, a meaningful but not extreme shift. The move decision turns on which budget category creates the 2.1-point overall gap.
Rents leads the difference, with Fort Collins-Loveland 8.8 points lower than Naples-Marco Island. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Naples-Marco Island corresponds to $97,992 in Fort Collins-Loveland.
Category Breakdown
Goods
- Naples-Marco Island
- 96.2
Diff -0.2 RPP
Services
- Naples-Marco Island
- 87.8
Diff -5.6 RPP
Rents
- Naples-Marco Island
- 129.4
- Fort Collins-Loveland
- 120.6
Diff -8.8 RPP
| Category | Naples-Marco Island | Fort Collins-Loveland | Difference |
|---|---|---|---|
| Overall | 103.2 | 101.1 | -2.1 |
| Goods | 96.2 | 96.1 | -0.2 |
| Services | 87.8 | 82.2 | -5.6 |
| Rents | 129.4 | 120.6 | -8.8 |
Visual Comparison
Overall
Naples-Marco Island 103.2
Fort Collins-Loveland 101.1
Goods
Naples-Marco Island 96.2
Fort Collins-Loveland 96.1
Services
Naples-Marco Island 87.8
Fort Collins-Loveland 82.2
Rents
Naples-Marco Island 129.4
Fort Collins-Loveland 120.6
Vertical line = national average (100)
Naples-Marco Island
103.2
Cost Index
Fort Collins-Loveland
101.1
Cost Index
How the Price Gap Changed
Naples-Marco Island and Fort Collins-Loveland share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 7.1 to 2.1 RPP points. Naples-Marco Island remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 25.7 points between the first and latest shared releases (34.6 to 8.8 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Naples-Marco Island RPP | Fort Collins-Loveland RPP | Relative Gap |
|---|---|---|---|
| 2008 | 104.3 | 97.2 | 7.1 points Naples-Marco Island higher |
| 2012 | 101.6 | 104.7 | 3.1 points Fort Collins-Loveland higher |
| 2016 | 103.8 | 101.4 | 2.4 points Naples-Marco Island higher |
| 2020 | 99.1 | 98.5 | 0.6 points Naples-Marco Island higher |
| 2024 | 103.2 | 101.1 | 2.1 points Naples-Marco Island higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Fort Collins-Loveland more expensive than Naples-Marco Island?
Fort Collins-Loveland is 2% less expensive than Naples-Marco Island. The overall cost index is 101.1 vs 103.2 (national average = 100).
What salary in Fort Collins-Loveland equals $100K in Naples-Marco Island?
A $100,000 salary in Naples-Marco Island has the same purchasing power as $97,992 in Fort Collins-Loveland. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Naples-Marco Island and Fort Collins-Loveland?
Rents in Naples-Marco Island are indexed at 129.4 while Fort Collins-Loveland is at 120.6 (national average = 100). Naples-Marco Island has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.