Overall
- Fort Collins-Loveland
- 101.1
- Naples-Marco Island
- 103.2
Diff +2.1 RPP
Fort Collins-Loveland vs Naples-Marco Island
Cost of living comparison based on BEA Regional Price Parities. Naples-Marco Island is 2% more expensive than Fort Collins-Loveland.
2% more expensive
Naples-Marco Island, FL is 2% more expensive than Fort Collins-Loveland, CO on BEA Regional Price Parities (overall RPP 103.2 vs 101.1). A $100,000 salary in Fort Collins-Loveland buys about the same as $102,049 in Naples-Marco Island; the largest component gap is rents.
- Overall RPP 101.1 (Fort Collins-Loveland) vs 103.2 (Naples-Marco Island)
- $100k in Fort Collins-Loveland ≈ $102,049 purchasing power in Naples-Marco Island
- Rents drives the gap (+8.8 RPP points)
RPP parity plate
Pair CO:FL 101.1→103.2
TIER-NEAR · CROSS-STATE · RENT-LED · BOTH-ABOVE · PP-PAR
- TIER-NEAR Near tier
- CROSS-STATE CO × FL
- RENT-LED Rent-led gap
- BOTH-ABOVE Both above 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Salary Equivalents
What a salary in Fort Collins-Loveland would need to be in Naples-Marco Island for the same purchasing power:
| In Fort Collins-Loveland | In Naples-Marco Island | Difference |
|---|---|---|
| $50,000 | $51,024 | +$1,024 |
| $75,000 | $76,537 | +$1,537 |
| $100,000 | $102,049 | +$2,049 |
| $150,000 | $153,073 | +$3,073 |
$ in Fort Collins-Loveland = in Naples-Marco Island
Same BEA Regional Price Parity ratio as the table above (101.1 → 103.2), computed live from your number, nothing is sent anywhere.
What This Comparison Actually Tells You
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
Naples-Marco Island, FL is 2% more expensive than Fort Collins-Loveland, CO, a meaningful but not extreme shift. The move decision turns on which budget category creates the 2.1-point overall gap.
Rents leads the difference, with Naples-Marco Island 8.8 points higher than Fort Collins-Loveland. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Fort Collins-Loveland corresponds to $102,049 in Naples-Marco Island.
Category Breakdown
Goods
- Naples-Marco Island
- 96.2
Diff +0.2 RPP
Services
- Naples-Marco Island
- 87.8
Diff +5.6 RPP
Rents
- Fort Collins-Loveland
- 120.6
- Naples-Marco Island
- 129.4
Diff +8.8 RPP
| Category | Fort Collins-Loveland | Naples-Marco Island | Difference |
|---|---|---|---|
| Overall | 101.1 | 103.2 | +2.1 |
| Goods | 96.1 | 96.2 | +0.2 |
| Services | 82.2 | 87.8 | +5.6 |
| Rents | 120.6 | 129.4 | +8.8 |
Visual Comparison
Overall
Fort Collins-Loveland 101.1
Naples-Marco Island 103.2
Goods
Fort Collins-Loveland 96.1
Naples-Marco Island 96.2
Services
Fort Collins-Loveland 82.2
Naples-Marco Island 87.8
Rents
Fort Collins-Loveland 120.6
Naples-Marco Island 129.4
Vertical line = national average (100)
Fort Collins-Loveland
101.1
Cost Index
Naples-Marco Island
103.2
Cost Index
How the Price Gap Changed
Fort Collins-Loveland and Naples-Marco Island share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 7.1 to 2.1 RPP points. Naples-Marco Island remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 25.7 points between the first and latest shared releases (34.6 to 8.8 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Fort Collins-Loveland RPP | Naples-Marco Island RPP | Relative Gap |
|---|---|---|---|
| 2008 | 97.2 | 104.3 | 7.1 points Naples-Marco Island higher |
| 2012 | 104.7 | 101.6 | 3.1 points Fort Collins-Loveland higher |
| 2016 | 101.4 | 103.8 | 2.4 points Naples-Marco Island higher |
| 2020 | 98.5 | 99.1 | 0.6 points Naples-Marco Island higher |
| 2024 | 101.1 | 103.2 | 2.1 points Naples-Marco Island higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Naples-Marco Island more expensive than Fort Collins-Loveland?
Naples-Marco Island is 2% more expensive than Fort Collins-Loveland. The overall cost index is 103.2 vs 101.1 (national average = 100).
What salary in Naples-Marco Island equals $100K in Fort Collins-Loveland?
A $100,000 salary in Fort Collins-Loveland has the same purchasing power as $102,049 in Naples-Marco Island. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Fort Collins-Loveland and Naples-Marco Island?
Rents in Fort Collins-Loveland are indexed at 120.6 while Naples-Marco Island is at 129.4 (national average = 100). Naples-Marco Island has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.