Overall
- Naples-Marco Island
- 103.2
Diff -6.2 RPP
Naples-Marco Island vs Crestview-Fort Walton Beach-Destin
Cost of living comparison based on BEA Regional Price Parities. Crestview-Fort Walton Beach-Destin is 6% less expensive than Naples-Marco Island.
6% less expensive
Crestview-Fort Walton Beach-Destin, FL is 6% less expensive than Naples-Marco Island, FL on BEA Regional Price Parities (overall RPP 97.0 vs 103.2). A $100,000 salary in Naples-Marco Island buys about the same as $94,022 in Crestview-Fort Walton Beach-Destin; the largest component gap is rents.
- Overall RPP 103.2 (Naples-Marco Island) vs 97.0 (Crestview-Fort Walton Beach-Destin)
- $100k in Naples-Marco Island ≈ $94,022 purchasing power in Crestview-Fort Walton Beach-Destin
- Rents drives the gap (-34.5 RPP points)
RPP parity plate
Pair FL:FL 103.2→97.0
TIER-NEAR · SAME-STATE · SPLIT-BUDGET · BENCH-CROSS · PP-SHIFT
- TIER-NEAR Near tier
- SAME-STATE Same state · FL
- SPLIT-BUDGET Split budget
- BENCH-CROSS Benchmark cross
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Naples-Marco Island
- 96.2
Diff 0.0 RPP
Services
- Naples-Marco Island
- 87.8
Diff +1.3 RPP
Rents
- Naples-Marco Island
- 129.4
Diff -34.5 RPP
| Category | Naples-Marco Island | Crestview-Fort Walton Beach-Destin | Difference |
|---|---|---|---|
| Overall | 103.2 | 97.0 | -6.2 |
| Goods | 96.2 | 96.2 | 0.0 |
| Services | 87.8 | 89.0 | +1.3 |
| Rents | 129.4 | 94.9 | -34.5 |
Visual Comparison
Overall
Naples-Marco Island 103.2
Crestview-Fort Walton Beach-Destin 97.0
Goods
Naples-Marco Island 96.2
Crestview-Fort Walton Beach-Destin 96.2
Services
Naples-Marco Island 87.8
Crestview-Fort Walton Beach-Destin 89.0
Rents
Naples-Marco Island 129.4
Crestview-Fort Walton Beach-Destin 94.9
Vertical line = national average (100)
What This Comparison Actually Tells You
Rents creates the largest separation: Crestview-Fort Walton Beach-Destin is 34.5 points lower. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Crestview-Fort Walton Beach-Destin, FL is 6% less expensive than Naples-Marco Island, FL, a meaningful but not extreme shift. The move decision turns on which budget category creates the 6.2-point overall gap.
This route crosses the national benchmark: Naples-Marco Island is above 100 while Crestview-Fort Walton Beach-Destin is below it. That makes the move a change of price regime, not merely a rank swap.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Naples-Marco Island corresponds to $94,022 in Crestview-Fort Walton Beach-Destin.
Naples-Marco Island
103.2
Cost Index
Crestview-Fort Walton Beach-Destin
97.0
Cost Index
Salary Equivalents
What a salary in Naples-Marco Island would need to be in Crestview-Fort Walton Beach-Destin for the same purchasing power:
| In Naples-Marco Island | In Crestview-Fort Walton Beach-Destin | Difference |
|---|---|---|
| $50,000 | $47,011 | $-2,989 |
| $75,000 | $70,517 | $-4,483 |
| $100,000 | $94,022 | $-5,978 |
| $150,000 | $141,033 | $-8,967 |
$ in Naples-Marco Island = in Crestview-Fort Walton Beach-Destin
Same BEA Regional Price Parity ratio as the table above (103.2 → 97.0), computed live from your number, nothing is sent anywhere.
How the Price Gap Changed
Naples-Marco Island and Crestview-Fort Walton Beach-Destin share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 8.5 to 6.2 RPP points. Naples-Marco Island remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 10.5 points between the first and latest shared releases (45.0 to 34.5 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Naples-Marco Island RPP | Crestview-Fort Walton Beach-Destin RPP | Relative Gap |
|---|---|---|---|
| 2008 | 104.3 | 95.8 | 8.5 points Naples-Marco Island higher |
| 2012 | 101.6 | 98.0 | 3.7 points Naples-Marco Island higher |
| 2016 | 103.8 | 96.8 | 7.0 points Naples-Marco Island higher |
| 2020 | 99.1 | 94.9 | 4.2 points Naples-Marco Island higher |
| 2024 | 103.2 | 97.0 | 6.2 points Naples-Marco Island higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Crestview-Fort Walton Beach-Destin more expensive than Naples-Marco Island?
Crestview-Fort Walton Beach-Destin is 6% less expensive than Naples-Marco Island. The overall cost index is 97.0 vs 103.2 (national average = 100).
What salary in Crestview-Fort Walton Beach-Destin equals $100K in Naples-Marco Island?
A $100,000 salary in Naples-Marco Island has the same purchasing power as $94,022 in Crestview-Fort Walton Beach-Destin. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Naples-Marco Island and Crestview-Fort Walton Beach-Destin?
Rents in Naples-Marco Island are indexed at 129.4 while Crestview-Fort Walton Beach-Destin is at 94.9 (national average = 100). Naples-Marco Island has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.