Overall
- Naples-Marco Island
- 103.2
- Cape Coral-Fort Myers
- 102.3
Diff -0.9 RPP
Naples-Marco Island vs Cape Coral-Fort Myers
Cost of living comparison based on BEA Regional Price Parities. Cape Coral-Fort Myers is 0.8% less expensive than Naples-Marco Island.
0.8% less expensive
Cape Coral-Fort Myers, FL is 0.8% less expensive than Naples-Marco Island, FL on BEA Regional Price Parities (overall RPP 102.3 vs 103.2). A $100,000 salary in Naples-Marco Island buys about the same as $99,175 in Cape Coral-Fort Myers; the largest component gap is rents.
- Overall RPP 103.2 (Naples-Marco Island) vs 102.3 (Cape Coral-Fort Myers)
- $100k in Naples-Marco Island ≈ $99,175 purchasing power in Cape Coral-Fort Myers
- Rents drives the gap (-4.3 RPP points)
RPP parity plate
Pair FL:FL 103.2→102.3
PHOTO-FINISH · SAME-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-PAR
- PHOTO-FINISH Photo finish
- SAME-STATE Same state · FL
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Naples-Marco Island
103.2
Cost Index
Cape Coral-Fort Myers
102.3
Cost Index
What This Comparison Actually Tells You
Naples-Marco Island, FL and Cape Coral-Fort Myers, FL are a photo finish on overall price level, only 0.9 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Rents creates the largest separation: Cape Coral-Fort Myers is 4.3 points lower. But goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Naples-Marco Island corresponds to $99,175 in Cape Coral-Fort Myers.
Category Breakdown
Goods
- Naples-Marco Island
- 96.2
Diff 0.0 RPP
Services
- Naples-Marco Island
- 87.8
Diff -0.9 RPP
Rents
- Naples-Marco Island
- 129.4
- Cape Coral-Fort Myers
- 125.1
Diff -4.3 RPP
| Category | Naples-Marco Island | Cape Coral-Fort Myers | Difference |
|---|---|---|---|
| Overall | 103.2 | 102.3 | -0.9 |
| Goods | 96.2 | 96.2 | 0.0 |
| Services | 87.8 | 86.9 | -0.9 |
| Rents | 129.4 | 125.1 | -4.3 |
Visual Comparison
Overall
Naples-Marco Island 103.2
Cape Coral-Fort Myers 102.3
Goods
Naples-Marco Island 96.2
Cape Coral-Fort Myers 96.2
Services
Naples-Marco Island 87.8
Cape Coral-Fort Myers 86.9
Rents
Naples-Marco Island 129.4
Cape Coral-Fort Myers 125.1
Vertical line = national average (100)
Salary Equivalents
What a salary in Naples-Marco Island would need to be in Cape Coral-Fort Myers for the same purchasing power:
| In Naples-Marco Island | In Cape Coral-Fort Myers | Difference |
|---|---|---|
| $50,000 | $49,588 | $-412 |
| $75,000 | $74,382 | $-618 |
| $100,000 | $99,175 | $-825 |
| $150,000 | $148,763 | $-1,237 |
$ in Naples-Marco Island = in Cape Coral-Fort Myers
Same BEA Regional Price Parity ratio as the table above (103.2 → 102.3), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Cape Coral-Fort Myers more expensive than Naples-Marco Island?
Cape Coral-Fort Myers is 0.8% less expensive than Naples-Marco Island. The overall cost index is 102.3 vs 103.2 (national average = 100).
What salary in Cape Coral-Fort Myers equals $100K in Naples-Marco Island?
A $100,000 salary in Naples-Marco Island has the same purchasing power as $99,175 in Cape Coral-Fort Myers. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Naples-Marco Island and Cape Coral-Fort Myers?
Rents in Naples-Marco Island are indexed at 129.4 while Cape Coral-Fort Myers is at 125.1 (national average = 100). Naples-Marco Island has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.