Overall
- Cape Coral-Fort Myers
- 102.3
- Naples-Marco Island
- 103.2
Diff +0.9 RPP
Cape Coral-Fort Myers vs Naples-Marco Island
Cost of living comparison based on BEA Regional Price Parities. Naples-Marco Island is 0.8% more expensive than Cape Coral-Fort Myers.
0.8% more expensive
Naples-Marco Island, FL is 0.8% more expensive than Cape Coral-Fort Myers, FL on BEA Regional Price Parities (overall RPP 103.2 vs 102.3). A $100,000 salary in Cape Coral-Fort Myers buys about the same as $100,831 in Naples-Marco Island; the largest component gap is rents.
- Overall RPP 102.3 (Cape Coral-Fort Myers) vs 103.2 (Naples-Marco Island)
- $100k in Cape Coral-Fort Myers ≈ $100,831 purchasing power in Naples-Marco Island
- Rents drives the gap (+4.3 RPP points)
RPP parity plate
Pair FL:FL 102.3→103.2
PHOTO-FINISH · SAME-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-PAR
- PHOTO-FINISH Photo finish
- SAME-STATE Same state · FL
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Cape Coral-Fort Myers
102.3
Cost Index
Naples-Marco Island
103.2
Cost Index
What This Comparison Actually Tells You
Cape Coral-Fort Myers, FL and Naples-Marco Island, FL are a photo finish on overall price level, only 0.9 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Rents creates the largest separation: Naples-Marco Island is 4.3 points higher. But goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Cape Coral-Fort Myers corresponds to $100,831 in Naples-Marco Island.
Category Breakdown
Goods
- Naples-Marco Island
- 96.2
Diff 0.0 RPP
Services
- Naples-Marco Island
- 87.8
Diff +0.9 RPP
Rents
- Cape Coral-Fort Myers
- 125.1
- Naples-Marco Island
- 129.4
Diff +4.3 RPP
| Category | Cape Coral-Fort Myers | Naples-Marco Island | Difference |
|---|---|---|---|
| Overall | 102.3 | 103.2 | +0.9 |
| Goods | 96.2 | 96.2 | 0.0 |
| Services | 86.9 | 87.8 | +0.9 |
| Rents | 125.1 | 129.4 | +4.3 |
Visual Comparison
Overall
Cape Coral-Fort Myers 102.3
Naples-Marco Island 103.2
Goods
Cape Coral-Fort Myers 96.2
Naples-Marco Island 96.2
Services
Cape Coral-Fort Myers 86.9
Naples-Marco Island 87.8
Rents
Cape Coral-Fort Myers 125.1
Naples-Marco Island 129.4
Vertical line = national average (100)
How the Price Gap Changed
Cape Coral-Fort Myers and Naples-Marco Island share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 4.4 to 0.9 RPP points. Naples-Marco Island remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 22.6 points between the first and latest shared releases (27.0 to 4.3 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Cape Coral-Fort Myers RPP | Naples-Marco Island RPP | Relative Gap |
|---|---|---|---|
| 2008 | 99.9 | 104.3 | 4.4 points Naples-Marco Island higher |
| 2012 | 97.9 | 101.6 | 3.8 points Naples-Marco Island higher |
| 2016 | 101.0 | 103.8 | 2.7 points Naples-Marco Island higher |
| 2020 | 98.1 | 99.1 | 1.0 points Naples-Marco Island higher |
| 2024 | 102.3 | 103.2 | 0.9 points Naples-Marco Island higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Salary Equivalents
What a salary in Cape Coral-Fort Myers would need to be in Naples-Marco Island for the same purchasing power:
| In Cape Coral-Fort Myers | In Naples-Marco Island | Difference |
|---|---|---|
| $50,000 | $50,416 | +$416 |
| $75,000 | $75,624 | +$624 |
| $100,000 | $100,831 | +$831 |
| $150,000 | $151,247 | +$1,247 |
$ in Cape Coral-Fort Myers = in Naples-Marco Island
Same BEA Regional Price Parity ratio as the table above (102.3 → 103.2), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Naples-Marco Island more expensive than Cape Coral-Fort Myers?
Naples-Marco Island is 0.8% more expensive than Cape Coral-Fort Myers. The overall cost index is 103.2 vs 102.3 (national average = 100).
What salary in Naples-Marco Island equals $100K in Cape Coral-Fort Myers?
A $100,000 salary in Cape Coral-Fort Myers has the same purchasing power as $100,831 in Naples-Marco Island. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Cape Coral-Fort Myers and Naples-Marco Island?
Rents in Cape Coral-Fort Myers are indexed at 125.1 while Naples-Marco Island is at 129.4 (national average = 100). Naples-Marco Island has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.