Overall
- Naples-Marco Island
- 103.2
- Ann Arbor
- 100.9
Diff -2.3 RPP
Naples-Marco Island vs Ann Arbor
Cost of living comparison based on BEA Regional Price Parities. Ann Arbor is 2.2% less expensive than Naples-Marco Island.
2.2% less expensive
Ann Arbor, MI is 2.2% less expensive than Naples-Marco Island, FL on BEA Regional Price Parities (overall RPP 100.9 vs 103.2). A $100,000 salary in Naples-Marco Island buys about the same as $97,752 in Ann Arbor; the largest component gap is services.
- Overall RPP 103.2 (Naples-Marco Island) vs 100.9 (Ann Arbor)
- $100k in Naples-Marco Island ≈ $97,752 purchasing power in Ann Arbor
- Services drives the gap (+10.4 RPP points)
RPP parity plate
Pair FL:MI 103.2→100.9
TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-PAR
- TIER-NEAR Near tier
- CROSS-STATE FL × MI
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Naples-Marco Island
- 96.2
- Ann Arbor
- 93.7
Diff -2.5 RPP
Services
- Naples-Marco Island
- 87.8
- Ann Arbor
- 98.2
Diff +10.4 RPP
Rents
- Naples-Marco Island
- 129.4
- Ann Arbor
- 125.3
Diff -4.1 RPP
| Category | Naples-Marco Island | Ann Arbor | Difference |
|---|---|---|---|
| Overall | 103.2 | 100.9 | -2.3 |
| Goods | 96.2 | 93.7 | -2.5 |
| Services | 87.8 | 98.2 | +10.4 |
| Rents | 129.4 | 125.3 | -4.1 |
Visual Comparison
Overall
Naples-Marco Island 103.2
Ann Arbor 100.9
Goods
Naples-Marco Island 96.2
Ann Arbor 93.7
Services
Naples-Marco Island 87.8
Ann Arbor 98.2
Rents
Naples-Marco Island 129.4
Ann Arbor 125.3
Vertical line = national average (100)
What This Comparison Actually Tells You
Services creates the largest separation: Ann Arbor is 10.4 points higher. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Ann Arbor, MI is 2.2% less expensive than Naples-Marco Island, FL, a meaningful but not extreme shift. The move decision turns on which budget category creates the 2.3-point overall gap.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Naples-Marco Island to $97,752 in Ann Arbor, but it is not a personal spending weight.
Naples-Marco Island
103.2
Cost Index
Ann Arbor
100.9
Cost Index
Salary Equivalents
What a salary in Naples-Marco Island would need to be in Ann Arbor for the same purchasing power:
| In Naples-Marco Island | In Ann Arbor | Difference |
|---|---|---|
| $50,000 | $48,876 | $-1,124 |
| $75,000 | $73,314 | $-1,686 |
| $100,000 | $97,752 | $-2,248 |
| $150,000 | $146,628 | $-3,372 |
$ in Naples-Marco Island = in Ann Arbor
Same BEA Regional Price Parity ratio as the table above (103.2 → 100.9), computed live from your number, nothing is sent anywhere.
How the Price Gap Changed
Naples-Marco Island and Ann Arbor share 17 published annual releases from 2008 through 2024. Their overall gap widened, moving from 0.7 to 2.3 RPP points. Naples-Marco Island remained the higher-index metro in the latest release.
Services changed the most within this pair: its gap moved 5.4 points between the first and latest shared releases (5.0 to 10.4 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Naples-Marco Island RPP | Ann Arbor RPP | Relative Gap |
|---|---|---|---|
| 2008 | 104.3 | 103.6 | 0.7 points Naples-Marco Island higher |
| 2012 | 101.6 | 100.9 | 0.8 points Naples-Marco Island higher |
| 2016 | 103.8 | 98.4 | 5.4 points Naples-Marco Island higher |
| 2020 | 99.1 | 98.6 | 0.5 points Naples-Marco Island higher |
| 2024 | 103.2 | 100.9 | 2.3 points Naples-Marco Island higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Ann Arbor more expensive than Naples-Marco Island?
Ann Arbor is 2.2% less expensive than Naples-Marco Island. The overall cost index is 100.9 vs 103.2 (national average = 100).
What salary in Ann Arbor equals $100K in Naples-Marco Island?
A $100,000 salary in Naples-Marco Island has the same purchasing power as $97,752 in Ann Arbor. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Naples-Marco Island and Ann Arbor?
Rents in Naples-Marco Island are indexed at 129.4 while Ann Arbor is at 125.3 (national average = 100). Naples-Marco Island has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.