Overall
- Naples-Marco Island
- 103.2
Diff -3.6 RPP
Naples-Marco Island vs Albany-Schenectady-Troy
Cost of living comparison based on BEA Regional Price Parities. Albany-Schenectady-Troy is 3.5% less expensive than Naples-Marco Island.
3.5% less expensive
Albany-Schenectady-Troy, NY is 3.5% less expensive than Naples-Marco Island, FL on BEA Regional Price Parities (overall RPP 99.6 vs 103.2). A $100,000 salary in Naples-Marco Island buys about the same as $96,479 in Albany-Schenectady-Troy; the largest component gap is services.
- Overall RPP 103.2 (Naples-Marco Island) vs 99.6 (Albany-Schenectady-Troy)
- $100k in Naples-Marco Island ≈ $96,479 purchasing power in Albany-Schenectady-Troy
- Services drives the gap (+46.3 RPP points)
RPP parity plate
Pair FL:NY 103.2→99.6
TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BENCH-CROSS · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE FL × NY
- SPLIT-BUDGET Split budget
- BENCH-CROSS Benchmark cross
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Naples-Marco Island
- 96.2
Diff +3.5 RPP
Services
- Naples-Marco Island
- 87.8
- Albany-Schenectady-Troy
- 134.0
Diff +46.3 RPP
Rents
- Naples-Marco Island
- 129.4
- Albany-Schenectady-Troy
- 102.6
Diff -26.9 RPP
| Category | Naples-Marco Island | Albany-Schenectady-Troy | Difference |
|---|---|---|---|
| Overall | 103.2 | 99.6 | -3.6 |
| Goods | 96.2 | 99.7 | +3.5 |
| Services | 87.8 | 134.0 | +46.3 |
| Rents | 129.4 | 102.6 | -26.9 |
Visual Comparison
Overall
Naples-Marco Island 103.2
Albany-Schenectady-Troy 99.6
Goods
Naples-Marco Island 96.2
Albany-Schenectady-Troy 99.7
Services
Naples-Marco Island 87.8
Albany-Schenectady-Troy 134.0
Rents
Naples-Marco Island 129.4
Albany-Schenectady-Troy 102.6
Vertical line = national average (100)
What This Comparison Actually Tells You
Services creates the largest separation: Albany-Schenectady-Troy is 46.3 points higher. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Albany-Schenectady-Troy, NY is 3.5% less expensive than Naples-Marco Island, FL, a meaningful but not extreme shift. The move decision turns on which budget category creates the 3.6-point overall gap.
This route crosses the national benchmark: Naples-Marco Island is above 100 while Albany-Schenectady-Troy is below it. That makes the move a change of price regime, not merely a rank swap.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Naples-Marco Island to $96,479 in Albany-Schenectady-Troy, but it is not a personal spending weight.
Naples-Marco Island
103.2
Cost Index
Albany-Schenectady-Troy
99.6
Cost Index
Salary Equivalents
What a salary in Naples-Marco Island would need to be in Albany-Schenectady-Troy for the same purchasing power:
| In Naples-Marco Island | In Albany-Schenectady-Troy | Difference |
|---|---|---|
| $50,000 | $48,239 | $-1,761 |
| $75,000 | $72,359 | $-2,641 |
| $100,000 | $96,479 | $-3,521 |
| $150,000 | $144,718 | $-5,282 |
$ in Naples-Marco Island = in Albany-Schenectady-Troy
Same BEA Regional Price Parity ratio as the table above (103.2 → 99.6), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Albany-Schenectady-Troy more expensive than Naples-Marco Island?
Albany-Schenectady-Troy is 3.5% less expensive than Naples-Marco Island. The overall cost index is 99.6 vs 103.2 (national average = 100).
What salary in Albany-Schenectady-Troy equals $100K in Naples-Marco Island?
A $100,000 salary in Naples-Marco Island has the same purchasing power as $96,479 in Albany-Schenectady-Troy. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Naples-Marco Island and Albany-Schenectady-Troy?
Rents in Naples-Marco Island are indexed at 129.4 while Albany-Schenectady-Troy is at 102.6 (national average = 100). Naples-Marco Island has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.