Overall
- Naples-Marco Island
- 103.2
Diff +3.6 RPP
Albany-Schenectady-Troy vs Naples-Marco Island
Cost of living comparison based on BEA Regional Price Parities. Naples-Marco Island is 3.6% more expensive than Albany-Schenectady-Troy.
3.6% more expensive
Naples-Marco Island, FL is 3.6% more expensive than Albany-Schenectady-Troy, NY on BEA Regional Price Parities (overall RPP 103.2 vs 99.6). A $100,000 salary in Albany-Schenectady-Troy buys about the same as $103,650 in Naples-Marco Island; the largest component gap is services.
- Overall RPP 99.6 (Albany-Schenectady-Troy) vs 103.2 (Naples-Marco Island)
- $100k in Albany-Schenectady-Troy ≈ $103,650 purchasing power in Naples-Marco Island
- Services drives the gap (-46.3 RPP points)
RPP parity plate
Pair NY:FL 99.6→103.2
TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BENCH-CROSS · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE NY × FL
- SPLIT-BUDGET Split budget
- BENCH-CROSS Benchmark cross
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Naples-Marco Island
- 96.2
Diff -3.5 RPP
Services
- Albany-Schenectady-Troy
- 134.0
- Naples-Marco Island
- 87.8
Diff -46.3 RPP
Rents
- Albany-Schenectady-Troy
- 102.6
- Naples-Marco Island
- 129.4
Diff +26.9 RPP
| Category | Albany-Schenectady-Troy | Naples-Marco Island | Difference |
|---|---|---|---|
| Overall | 99.6 | 103.2 | +3.6 |
| Goods | 99.7 | 96.2 | -3.5 |
| Services | 134.0 | 87.8 | -46.3 |
| Rents | 102.6 | 129.4 | +26.9 |
Visual Comparison
Overall
Albany-Schenectady-Troy 99.6
Naples-Marco Island 103.2
Goods
Albany-Schenectady-Troy 99.7
Naples-Marco Island 96.2
Services
Albany-Schenectady-Troy 134.0
Naples-Marco Island 87.8
Rents
Albany-Schenectady-Troy 102.6
Naples-Marco Island 129.4
Vertical line = national average (100)
What This Comparison Actually Tells You
Services creates the largest separation: Naples-Marco Island is 46.3 points lower. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Naples-Marco Island, FL is 3.6% more expensive than Albany-Schenectady-Troy, NY, a meaningful but not extreme shift. The move decision turns on which budget category creates the 3.6-point overall gap.
This route crosses the national benchmark: Naples-Marco Island is above 100 while Albany-Schenectady-Troy is below it. That makes the move a change of price regime, not merely a rank swap.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Albany-Schenectady-Troy to $103,650 in Naples-Marco Island, but it is not a personal spending weight.
Albany-Schenectady-Troy
99.6
Cost Index
Naples-Marco Island
103.2
Cost Index
Salary Equivalents
What a salary in Albany-Schenectady-Troy would need to be in Naples-Marco Island for the same purchasing power:
| In Albany-Schenectady-Troy | In Naples-Marco Island | Difference |
|---|---|---|
| $50,000 | $51,825 | +$1,825 |
| $75,000 | $77,737 | +$2,737 |
| $100,000 | $103,650 | +$3,650 |
| $150,000 | $155,475 | +$5,475 |
$ in Albany-Schenectady-Troy = in Naples-Marco Island
Same BEA Regional Price Parity ratio as the table above (99.6 → 103.2), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Naples-Marco Island more expensive than Albany-Schenectady-Troy?
Naples-Marco Island is 3.6% more expensive than Albany-Schenectady-Troy. The overall cost index is 103.2 vs 99.6 (national average = 100).
What salary in Naples-Marco Island equals $100K in Albany-Schenectady-Troy?
A $100,000 salary in Albany-Schenectady-Troy has the same purchasing power as $103,650 in Naples-Marco Island. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Albany-Schenectady-Troy and Naples-Marco Island?
Rents in Albany-Schenectady-Troy are indexed at 102.6 while Naples-Marco Island is at 129.4 (national average = 100). Naples-Marco Island has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.