Overall
- Jacksonville
- 99.5
Diff -0.1 RPP
Albany-Schenectady-Troy vs Jacksonville
Cost of living comparison based on BEA Regional Price Parities. Jacksonville is 0.1% less expensive than Albany-Schenectady-Troy.
0.1% less expensive
Jacksonville, FL is 0.1% less expensive than Albany-Schenectady-Troy, NY on BEA Regional Price Parities (overall RPP 99.5 vs 99.6). A $100,000 salary in Albany-Schenectady-Troy buys about the same as $99,918 in Jacksonville; the largest component gap is services.
- Overall RPP 99.6 (Albany-Schenectady-Troy) vs 99.5 (Jacksonville)
- $100k in Albany-Schenectady-Troy ≈ $99,918 purchasing power in Jacksonville
- Services drives the gap (-46.5 RPP points)
RPP parity plate
Pair NY:FL 99.6→99.5
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE NY × FL
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Albany-Schenectady-Troy
99.6
Cost Index
Jacksonville
99.5
Cost Index
What This Comparison Actually Tells You
Albany-Schenectady-Troy, NY and Jacksonville, FL are a photo finish on overall price level, only 0.1 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Jacksonville is 46.5 points lower. But rents move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Albany-Schenectady-Troy to $99,918 in Jacksonville, but it is not a personal spending weight.
Category Breakdown
Goods
- Jacksonville
- 96.2
Diff -3.5 RPP
Services
- Albany-Schenectady-Troy
- 134.0
- Jacksonville
- 87.5
Diff -46.5 RPP
Rents
- Albany-Schenectady-Troy
- 102.6
- Jacksonville
- 109.8
Diff +7.2 RPP
| Category | Albany-Schenectady-Troy | Jacksonville | Difference |
|---|---|---|---|
| Overall | 99.6 | 99.5 | -0.1 |
| Goods | 99.7 | 96.2 | -3.5 |
| Services | 134.0 | 87.5 | -46.5 |
| Rents | 102.6 | 109.8 | +7.2 |
Visual Comparison
Overall
Albany-Schenectady-Troy 99.6
Jacksonville 99.5
Goods
Albany-Schenectady-Troy 99.7
Jacksonville 96.2
Services
Albany-Schenectady-Troy 134.0
Jacksonville 87.5
Rents
Albany-Schenectady-Troy 102.6
Jacksonville 109.8
Vertical line = national average (100)
Salary Equivalents
What a salary in Albany-Schenectady-Troy would need to be in Jacksonville for the same purchasing power:
| In Albany-Schenectady-Troy | In Jacksonville | Difference |
|---|---|---|
| $50,000 | $49,959 | $-41 |
| $75,000 | $74,938 | $-62 |
| $100,000 | $99,918 | $-82 |
| $150,000 | $149,876 | $-124 |
$ in Albany-Schenectady-Troy = in Jacksonville
Same BEA Regional Price Parity ratio as the table above (99.6 → 99.5), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Jacksonville more expensive than Albany-Schenectady-Troy?
Jacksonville is 0.1% less expensive than Albany-Schenectady-Troy. The overall cost index is 99.5 vs 99.6 (national average = 100).
What salary in Jacksonville equals $100K in Albany-Schenectady-Troy?
A $100,000 salary in Albany-Schenectady-Troy has the same purchasing power as $99,918 in Jacksonville. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Albany-Schenectady-Troy and Jacksonville?
Rents in Albany-Schenectady-Troy are indexed at 102.6 while Jacksonville is at 109.8 (national average = 100). Jacksonville has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.