Overall
- Chicago-Naperville-Elgin
- 103.6
Diff +5.8 RPP
Chicago-Naperville-Elgin vs Kiryas Joel-Poughkeepsie-Newburgh
Cost of living comparison based on BEA Regional Price Parities. Kiryas Joel-Poughkeepsie-Newburgh is 5.6% more expensive than Chicago-Naperville-Elgin.
5.6% more expensive
Kiryas Joel-Poughkeepsie-Newburgh, NY is 5.6% more expensive than Chicago-Naperville-Elgin, IL-IN on BEA Regional Price Parities (overall RPP 109.4 vs 103.6). A $100,000 salary in Chicago-Naperville-Elgin buys about the same as $105,625 in Kiryas Joel-Poughkeepsie-Newburgh; the largest component gap is services.
- Overall RPP 103.6 (Chicago-Naperville-Elgin) vs 109.4 (Kiryas Joel-Poughkeepsie-Newburgh)
- $100k in Chicago-Naperville-Elgin ≈ $105,625 purchasing power in Kiryas Joel-Poughkeepsie-Newburgh
- Services drives the gap (+53.2 RPP points)
RPP parity plate
Pair IL:NY 103.6→109.4
TIER-NEAR · CROSS-STATE · SERVICES-LED · BOTH-ABOVE · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE IL × NY
- SERVICES-LED Services-led gap
- BOTH-ABOVE Both above 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
What This Comparison Actually Tells You
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
Kiryas Joel-Poughkeepsie-Newburgh, NY is 5.6% more expensive than Chicago-Naperville-Elgin, IL-IN, a meaningful but not extreme shift. The move decision turns on which budget category creates the 5.8-point overall gap.
Services leads the difference, with Kiryas Joel-Poughkeepsie-Newburgh 53.2 points higher than Chicago-Naperville-Elgin. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Chicago-Naperville-Elgin to $105,625 in Kiryas Joel-Poughkeepsie-Newburgh, but it is not a personal spending weight.
How the Price Gap Changed
Chicago-Naperville-Elgin and Kiryas Joel-Poughkeepsie-Newburgh share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 105.4 to 5.8 RPP points. Kiryas Joel-Poughkeepsie-Newburgh remained the higher-index metro in the latest release.
Services changed the most within this pair: its gap moved 148.7 points between the first and latest shared releases (95.5 to 53.2 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Chicago-Naperville-Elgin RPP | Kiryas Joel-Poughkeepsie-Newburgh RPP | Relative Gap |
|---|---|---|---|
| 2008 | 105.4 | 0.0 | 105.4 points Chicago-Naperville-Elgin higher |
| 2012 | 105.1 | 0.0 | 105.1 points Chicago-Naperville-Elgin higher |
| 2016 | 103.8 | 109.8 | 6.0 points Kiryas Joel-Poughkeepsie-Newburgh higher |
| 2020 | 104.5 | 109.7 | 5.2 points Kiryas Joel-Poughkeepsie-Newburgh higher |
| 2024 | 103.6 | 109.4 | 5.8 points Kiryas Joel-Poughkeepsie-Newburgh higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Category Breakdown
Goods
- Chicago-Naperville-Elgin
- 107.3
Diff +3.0 RPP
Services
Diff +53.2 RPP
Rents
- Chicago-Naperville-Elgin
- 112.0
Diff +3.8 RPP
| Category | Chicago-Naperville-Elgin | Kiryas Joel-Poughkeepsie-Newburgh | Difference |
|---|---|---|---|
| Overall | 103.6 | 109.4 | +5.8 |
| Goods | 107.3 | 110.3 | +3.0 |
| Services | 83.6 | 136.8 | +53.2 |
| Rents | 112.0 | 115.8 | +3.8 |
Visual Comparison
Overall
Chicago-Naperville-Elgin 103.6
Kiryas Joel-Poughkeepsie-Newburgh 109.4
Goods
Chicago-Naperville-Elgin 107.3
Kiryas Joel-Poughkeepsie-Newburgh 110.3
Services
Chicago-Naperville-Elgin 83.6
Kiryas Joel-Poughkeepsie-Newburgh 136.8
Rents
Chicago-Naperville-Elgin 112.0
Kiryas Joel-Poughkeepsie-Newburgh 115.8
Vertical line = national average (100)
Salary Equivalents
What a salary in Chicago-Naperville-Elgin would need to be in Kiryas Joel-Poughkeepsie-Newburgh for the same purchasing power:
| In Chicago-Naperville-Elgin | In Kiryas Joel-Poughkeepsie-Newburgh | Difference |
|---|---|---|
| $50,000 | $52,812 | +$2,812 |
| $75,000 | $79,219 | +$4,219 |
| $100,000 | $105,625 | +$5,625 |
| $150,000 | $158,437 | +$8,437 |
$ in Chicago-Naperville-Elgin = in Kiryas Joel-Poughkeepsie-Newburgh
Same BEA Regional Price Parity ratio as the table above (103.6 → 109.4), computed live from your number, nothing is sent anywhere.
Chicago-Naperville-Elgin
103.6
Cost Index
Kiryas Joel-Poughkeepsie-Newburgh
109.4
Cost Index
Frequently Asked Questions
Is Kiryas Joel-Poughkeepsie-Newburgh more expensive than Chicago-Naperville-Elgin?
Kiryas Joel-Poughkeepsie-Newburgh is 5.6% more expensive than Chicago-Naperville-Elgin. The overall cost index is 109.4 vs 103.6 (national average = 100).
What salary in Kiryas Joel-Poughkeepsie-Newburgh equals $100K in Chicago-Naperville-Elgin?
A $100,000 salary in Chicago-Naperville-Elgin has the same purchasing power as $105,625 in Kiryas Joel-Poughkeepsie-Newburgh. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Chicago-Naperville-Elgin and Kiryas Joel-Poughkeepsie-Newburgh?
Rents in Chicago-Naperville-Elgin are indexed at 112.0 while Kiryas Joel-Poughkeepsie-Newburgh is at 115.8 (national average = 100). Kiryas Joel-Poughkeepsie-Newburgh has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.