Overall
- Chicago-Naperville-Elgin
- 103.6
Diff +10.6 RPP
Chicago-Naperville-Elgin vs Miami-Fort Lauderdale-West Palm Beach
Cost of living comparison based on BEA Regional Price Parities. Miami-Fort Lauderdale-West Palm Beach is 10.2% more expensive than Chicago-Naperville-Elgin.
10.2% more expensive
Miami-Fort Lauderdale-West Palm Beach, FL is 10.2% more expensive than Chicago-Naperville-Elgin, IL-IN on BEA Regional Price Parities (overall RPP 114.2 vs 103.6). A $100,000 salary in Chicago-Naperville-Elgin buys about the same as $110,194 in Miami-Fort Lauderdale-West Palm Beach; the largest component gap is rents.
- Overall RPP 103.6 (Chicago-Naperville-Elgin) vs 114.2 (Miami-Fort Lauderdale-West Palm Beach)
- $100k in Chicago-Naperville-Elgin ≈ $110,194 purchasing power in Miami-Fort Lauderdale-West Palm Beach
- Rents drives the gap (+43.5 RPP points)
RPP parity plate
Pair IL:FL 103.6→114.2
TIER-GAP · CROSS-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-SHIFT
- TIER-GAP Clear tier gap
- CROSS-STATE IL × FL
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Chicago-Naperville-Elgin
- 107.3
Diff -3.7 RPP
Services
Diff +13.7 RPP
Rents
- Chicago-Naperville-Elgin
- 112.0
Diff +43.5 RPP
| Category | Chicago-Naperville-Elgin | Miami-Fort Lauderdale-West Palm Beach | Difference |
|---|---|---|---|
| Overall | 103.6 | 114.2 | +10.6 |
| Goods | 107.3 | 103.6 | -3.7 |
| Services | 83.6 | 97.2 | +13.7 |
| Rents | 112.0 | 155.6 | +43.5 |
Visual Comparison
Overall
Chicago-Naperville-Elgin 103.6
Miami-Fort Lauderdale-West Palm Beach 114.2
Goods
Chicago-Naperville-Elgin 107.3
Miami-Fort Lauderdale-West Palm Beach 103.6
Services
Chicago-Naperville-Elgin 83.6
Miami-Fort Lauderdale-West Palm Beach 97.2
Rents
Chicago-Naperville-Elgin 112.0
Miami-Fort Lauderdale-West Palm Beach 155.6
Vertical line = national average (100)
What This Comparison Actually Tells You
Rents creates the largest separation: Miami-Fort Lauderdale-West Palm Beach is 43.5 points higher. But goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Chicago-Naperville-Elgin, IL-IN and Miami-Fort Lauderdale-West Palm Beach, FL sit in clearly different price tiers, separated by 10.6 RPP points. At this distance, treating the same nominal salary as equivalent would materially change purchasing power.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Chicago-Naperville-Elgin corresponds to $110,194 in Miami-Fort Lauderdale-West Palm Beach.
Chicago-Naperville-Elgin
103.6
Cost Index
Miami-Fort Lauderdale-West Palm Beach
114.2
Cost Index
Salary Equivalents
What a salary in Chicago-Naperville-Elgin would need to be in Miami-Fort Lauderdale-West Palm Beach for the same purchasing power:
| In Chicago-Naperville-Elgin | In Miami-Fort Lauderdale-West Palm Beach | Difference |
|---|---|---|
| $50,000 | $55,097 | +$5,097 |
| $75,000 | $82,645 | +$7,645 |
| $100,000 | $110,194 | +$10,194 |
| $150,000 | $165,290 | +$15,290 |
$ in Chicago-Naperville-Elgin = in Miami-Fort Lauderdale-West Palm Beach
Same BEA Regional Price Parity ratio as the table above (103.6 → 114.2), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Miami-Fort Lauderdale-West Palm Beach more expensive than Chicago-Naperville-Elgin?
Miami-Fort Lauderdale-West Palm Beach is 10.2% more expensive than Chicago-Naperville-Elgin. The overall cost index is 114.2 vs 103.6 (national average = 100).
What salary in Miami-Fort Lauderdale-West Palm Beach equals $100K in Chicago-Naperville-Elgin?
A $100,000 salary in Chicago-Naperville-Elgin has the same purchasing power as $110,194 in Miami-Fort Lauderdale-West Palm Beach. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Chicago-Naperville-Elgin and Miami-Fort Lauderdale-West Palm Beach?
Rents in Chicago-Naperville-Elgin are indexed at 112.0 while Miami-Fort Lauderdale-West Palm Beach is at 155.6 (national average = 100). Miami-Fort Lauderdale-West Palm Beach has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.