Overall
- Chicago-Naperville-Elgin
- 103.6
Diff -5.8 RPP
Kiryas Joel-Poughkeepsie-Newburgh vs Chicago-Naperville-Elgin
Cost of living comparison based on BEA Regional Price Parities. Chicago-Naperville-Elgin is 5.3% less expensive than Kiryas Joel-Poughkeepsie-Newburgh.
5.3% less expensive
Chicago-Naperville-Elgin, IL-IN is 5.3% less expensive than Kiryas Joel-Poughkeepsie-Newburgh, NY on BEA Regional Price Parities (overall RPP 103.6 vs 109.4). A $100,000 salary in Kiryas Joel-Poughkeepsie-Newburgh buys about the same as $94,675 in Chicago-Naperville-Elgin; the largest component gap is services.
- Overall RPP 109.4 (Kiryas Joel-Poughkeepsie-Newburgh) vs 103.6 (Chicago-Naperville-Elgin)
- $100k in Kiryas Joel-Poughkeepsie-Newburgh ≈ $94,675 purchasing power in Chicago-Naperville-Elgin
- Services drives the gap (-53.2 RPP points)
RPP parity plate
Pair NY:IL 109.4→103.6
TIER-NEAR · CROSS-STATE · SERVICES-LED · BOTH-ABOVE · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE NY × IL
- SERVICES-LED Services-led gap
- BOTH-ABOVE Both above 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
What This Comparison Actually Tells You
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
Chicago-Naperville-Elgin, IL-IN is 5.3% less expensive than Kiryas Joel-Poughkeepsie-Newburgh, NY, a meaningful but not extreme shift. The move decision turns on which budget category creates the 5.8-point overall gap.
Services leads the difference, with Chicago-Naperville-Elgin 53.2 points lower than Kiryas Joel-Poughkeepsie-Newburgh. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Kiryas Joel-Poughkeepsie-Newburgh to $94,675 in Chicago-Naperville-Elgin, but it is not a personal spending weight.
How the Price Gap Changed
Kiryas Joel-Poughkeepsie-Newburgh and Chicago-Naperville-Elgin share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 105.4 to 5.8 RPP points. Kiryas Joel-Poughkeepsie-Newburgh remained the higher-index metro in the latest release.
Services changed the most within this pair: its gap moved 148.7 points between the first and latest shared releases (95.5 to 53.2 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Kiryas Joel-Poughkeepsie-Newburgh RPP | Chicago-Naperville-Elgin RPP | Relative Gap |
|---|---|---|---|
| 2008 | 0.0 | 105.4 | 105.4 points Chicago-Naperville-Elgin higher |
| 2012 | 0.0 | 105.1 | 105.1 points Chicago-Naperville-Elgin higher |
| 2016 | 109.8 | 103.8 | 6.0 points Kiryas Joel-Poughkeepsie-Newburgh higher |
| 2020 | 109.7 | 104.5 | 5.2 points Kiryas Joel-Poughkeepsie-Newburgh higher |
| 2024 | 109.4 | 103.6 | 5.8 points Kiryas Joel-Poughkeepsie-Newburgh higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Category Breakdown
Goods
- Chicago-Naperville-Elgin
- 107.3
Diff -3.0 RPP
Services
Diff -53.2 RPP
Rents
- Chicago-Naperville-Elgin
- 112.0
Diff -3.8 RPP
| Category | Kiryas Joel-Poughkeepsie-Newburgh | Chicago-Naperville-Elgin | Difference |
|---|---|---|---|
| Overall | 109.4 | 103.6 | -5.8 |
| Goods | 110.3 | 107.3 | -3.0 |
| Services | 136.8 | 83.6 | -53.2 |
| Rents | 115.8 | 112.0 | -3.8 |
Visual Comparison
Overall
Kiryas Joel-Poughkeepsie-Newburgh 109.4
Chicago-Naperville-Elgin 103.6
Goods
Kiryas Joel-Poughkeepsie-Newburgh 110.3
Chicago-Naperville-Elgin 107.3
Services
Kiryas Joel-Poughkeepsie-Newburgh 136.8
Chicago-Naperville-Elgin 83.6
Rents
Kiryas Joel-Poughkeepsie-Newburgh 115.8
Chicago-Naperville-Elgin 112.0
Vertical line = national average (100)
Salary Equivalents
What a salary in Kiryas Joel-Poughkeepsie-Newburgh would need to be in Chicago-Naperville-Elgin for the same purchasing power:
| In Kiryas Joel-Poughkeepsie-Newburgh | In Chicago-Naperville-Elgin | Difference |
|---|---|---|
| $50,000 | $47,337 | $-2,663 |
| $75,000 | $71,006 | $-3,994 |
| $100,000 | $94,675 | $-5,325 |
| $150,000 | $142,012 | $-7,988 |
$ in Kiryas Joel-Poughkeepsie-Newburgh = in Chicago-Naperville-Elgin
Same BEA Regional Price Parity ratio as the table above (109.4 → 103.6), computed live from your number, nothing is sent anywhere.
Kiryas Joel-Poughkeepsie-Newburgh
109.4
Cost Index
Chicago-Naperville-Elgin
103.6
Cost Index
Frequently Asked Questions
Is Chicago-Naperville-Elgin more expensive than Kiryas Joel-Poughkeepsie-Newburgh?
Chicago-Naperville-Elgin is 5.3% less expensive than Kiryas Joel-Poughkeepsie-Newburgh. The overall cost index is 103.6 vs 109.4 (national average = 100).
What salary in Chicago-Naperville-Elgin equals $100K in Kiryas Joel-Poughkeepsie-Newburgh?
A $100,000 salary in Kiryas Joel-Poughkeepsie-Newburgh has the same purchasing power as $94,675 in Chicago-Naperville-Elgin. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Kiryas Joel-Poughkeepsie-Newburgh and Chicago-Naperville-Elgin?
Rents in Kiryas Joel-Poughkeepsie-Newburgh are indexed at 115.8 while Chicago-Naperville-Elgin is at 112.0 (national average = 100). Kiryas Joel-Poughkeepsie-Newburgh has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.