Overall
92.7
Below avg
Metro cost profile · 2024 BEA RPP
Utica-Rome, NY
Cost-of-living indicators for Utica-Rome, NY, from Bureau of Economic Analysis Regional Price Parities, overall, goods, services, and rents vs the U.S. average of 100.
- 92.7
- Overall RPP
- #223
- of 387 metros
- 66.1
- Rents RPP
- $108K
- $100K national buys
Utica ranks #223 of 387 U.S. metros by cost, and its overall price index has fallen 3.1 points since 2008.
- falling since 2008
- similar cost to Corpus Christi
The verdict
Utica costs less than 58% of U.S. metros, an overall index of 92.7, 7.3% below the national average, with rents the biggest swing at 66.1.
- bottom 42%
- by overall cost, nationwide
- 99.7
- goods RPP, tradable items
- 131.9
- services RPP, labor-priced
A $100,000 national salary carries the purchasing power of about $107,900 here; matching a $100K lifestyle takes roughly $92,678.
Utica vs every U.S. metro
Where this metro sits in the national cost distribution
93 Bottom 42% higher than 42% of 387 US metros
Each bar is a band; taller bars hold more US metros. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Bureau of Economic Analysis, Regional Price Parities · 2024
Utica cost breakdown
BEA RPP by category, 100 = national average
- Rents
Rents
66.1 RPP
- Services
Services
131.9 RPP
- Overall
Overall
92.7 RPP
- Goods
Goods
99.7 RPP
What this shows Utica's cost structure is housing-led: rents at 66.1 depart furthest from 100, while services sits at 131.9. This is a rent-sensitive profile, not a claim that every local expense moves together.
Goods vs. housing, where Utica's cost comes from
Metros near Utica's overall cost, plotted by their goods price (horizontal) and housing price (vertical). Same headline RPP, very different structures.
Read the chart as text
- Utica (Utica, this metro): goods RPP 99.7, rents RPP 66.1
- Corpus Christi: goods RPP 93.8, rents RPP 84.9
- Dayton: goods RPP 93.6, rents RPP 72.7
- Champaign: goods RPP 93.6, rents RPP 71.6
- Wausau: goods RPP 93.8, rents RPP 71.5
- Yuma: goods RPP 96.2, rents RPP 73.8
- Blacksburg: goods RPP 96.8, rents RPP 74.4
Price Index Summary
Goods
99.7
Below avg
Services
131.9
Expensive
Rents
66.1
Cheap
Housing-led affordability profile
How Utica's cost structure works
Housing is the strongest affordability offset in Utica: rents index at 66.1, the component furthest below the national benchmark. That does not make every local expense low, but it is the clearest explanation for the metro's overall RPP of 92.7.
Across all reported metros, the closest component-profile matches are Binghamton, NY, Lewiston-Auburn, ME, Elmira, NY. They resemble Utica across goods, services, and rents together, so they are stronger structure peers than a place selected only because its overall RPP happens to be nearby.
Across 2008-2024, Utica's overall index has fallen by 3.1 points. This is a relative price-level history, not a prediction or a personal affordability recommendation; pair it with current local wages and housing options before making a decision.
Salary Equivalent
A $100,000 salary at the national average cost of living equals:
$92,678
in Utica-Rome, NY purchasing power
$50,000 nationally
$46,339
$75,000 nationally
$69,509
$125,000 nationally
$115,847
$150,000 nationally
$139,017
$200,000 nationally
$185,356
Use the salary calculator for custom amounts.
Affordability score
B
76/100
How far the median local paycheck goes here, combining income and housing cost
Purchasing power
Not reported
Housing affordability B
76th percentile
A weighted composite (60% purchasing power, 40% housing affordability) percentile-ranked against every other tracked metro; a missing input redistributes its weight rather than deflating the score. Sources: Census ACS 5-Year 2023 (income) + BEA Regional Price Parities 2024 (cost). Vintages differ by design; see methodology.
Latest BEA release change
What changed from 2023 to 2024
Utica's overall RPP fell -0.1 points, from 92.7 in 2023 to 92.7 in 2024. The largest category movement was goods, changing from 97.4 to 99.7. This is a relative change against the national benchmark, not a household's dollar bill.
RPP History (2008-2024)
The cost of living has been trending downward, decreasing by 3.1 points over this period. The largest single-year move was in 2023, when the index jumped 2.8 points from the year before.
Utica overall RPP, 2008-2024
Every year on record, national average = 100
| Year | Overall |
|---|---|
| 2008 | 95.7 |
| 2009 | 95.8 |
| 2010 | 95.1 |
| 2011 | 94.1 |
| 2012 | 93.5 |
| 2013 | 95.8 |
| 2014 | 94.4 |
| 2015 | 96.7 |
| 2016 | 95.3 |
| 2017 | 95.5 |
| 2018 | 95.0 |
| 2019 | 92.9 |
| 2020 | 93.4 |
| 2021 | 92.5 |
| 2022 | 89.9 |
| 2023 | 92.7 |
| 2024 | 92.7 |
Decision peers
Metros with a similar cost mix
These metros are closest to Utica's combined goods, services, and rents profile. They may not have the same overall RPP, but their price pressures are shaped in a similar way.
Binghamton, NY
Goods 99.7 · Services 131.6 · Rents 69.7 Lewiston-Auburn, ME
Goods 97.2 · Services 134.4 · Rents 69.0 Elmira, NY
Goods 99.7 · Services 131.6 · Rents 76.4 Glens Falls, NY
Goods 99.7 · Services 133.8 · Rents 76.2 Bangor, ME
Goods 97.2 · Services 134.8 · Rents 77.7 Watertown-Fort Drum, NY
Goods 99.7 · Services 132.2 · Rents 53.2
Metros with Similar Cost of Living
These metros have an overall RPP closest to Utica-Rome, NY's index of 92.7.
Showing the 6 closest of 387 metro areas tracked nationally.
NY-relative analysis
Goods prices places Utica-Rome, NY near the bottom of NY's metros
Among the 13 NY metros PlainCost tracks with reported goods prices data, Utica-Rome, NY ranks #3 - the 0th percentile within the state. This is a different, narrower cut than the nationwide rank above: it compares Utica-Rome, NY only against its own state's metros, not the full US field.
Goods prices
#3 of 13
0th percentile in NY
Services prices
#8 of 13
38th percentile in NY
Rent prices
#12 of 13
8th percentile in NY
Ranked by raw value (highest first); a higher rank is not automatically "more expensive is worse", see the national comparison above for direction context. This is a comparison within NY only, not a livability score.
Nationwide metros with similar overall cost or rent prices
Two BEA RPP-derived peer sets for Utica-Rome, NY: nearest metros by overall regional price parity and by rents RPP. These are cross-state neighborhoods, not the in-state metro list below.
Similar overall RPP
Nearest metros by overall regional price parity (92.7 here).
Similar rents RPP
Nearest metros by rents regional price parity (66.1 here).
Other NY Metros
New York-Newark-Jersey City, NY-NJ 112.6 Kiryas Joel-Poughkeepsie-Newburgh, NY 109.4 Ithaca, NY 103.3 Kingston, NY 100.7 Albany-Schenectady-Troy, NY 99.6 Rochester, NY 97.0
View all NY metros → Cheapest in NY → Most expensive in NY →
Compare to Other Metros
Cost of living guides →, cheapest and most-expensive metro rankings, salary negotiation with RPP data, and step-by-step comparison walkthroughs.
Shareable data card
Take this cost snapshot with you
Download the data card or share this exact metro record. The card uses the same BEA-derived values shown above.
What this means for Utica
How to read Utica's cost of living before a move, a job offer, or a budget.
- Budget to local prices, not headline pay, a $100K national salary spends like about $107,900 in Utica. Salary calculator
- Start with rents: it indexes at 66.1, the largest departure from the national benchmark in this metro's BEA cost mix. Compare it with the other components before treating the overall RPP as a complete household budget.
- Compare Utica head-to-head against a specific destination before you decide. Compare metros
RPP is BEA's annual price-level benchmark for the data year shown, not a live market quote. Pair it with current local wages and housing costs before deciding.
Frequently Asked Questions
What is the cost of living in Utica-Rome, NY?
Utica-Rome, NY has a Regional Price Parity (RPP) index of 92.7, meaning it is 7.3% less expensive than the national average. Goods are indexed at 99.7, services at 131.9, and rents at 66.1. It ranks #223 out of 387 U.S. metro areas by overall cost.
What salary do I need in Utica-Rome, NY to match $100K nationally?
To maintain the same purchasing power as a $100,000 salary at the national average, you would need approximately $92,678 in Utica-Rome, NY. Conversely, $100K earned in Utica-Rome, NY has the purchasing power of $107,900 at the national average.
How expensive is rent in Utica-Rome, NY?
Rents in Utica-Rome, NY are indexed at 66.1, which is 33.9% below the national average. This makes the area relatively affordable for renters.
Is Utica-Rome, NY getting more expensive?
From 2008 to 2024, Utica-Rome, NY's overall cost index changed by -3.1 points (from 95.7 to 92.7). The cost of living has been declining.
What costs the most in Utica-Rome, NY?
The priciest category in Utica-Rome, NY is services at 131.9, 31.9% above the national average. The most affordable category is rents at 66.1, 33.9% below average.
What metros have a similar cost of living to Utica-Rome, NY?
Metros with the most similar overall cost index include Corpus Christi, Dayton-Kettering-Beavercreek, Champaign-Urbana. These areas have RPP values within a few points of Utica-Rome, NY's 92.7.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.