Overall
94.4
Below avg
Metro cost profile · 2024 BEA RPP
Cost-of-living indicators for Elmira, NY, from Bureau of Economic Analysis Regional Price Parities, overall, goods, services, and rents vs the U.S. average of 100.
Elmira ranks #178 of 387 U.S. metros by cost, and its overall price index has held steady since 2008.
The verdict
Elmira costs less than 46% of U.S. metros, an overall index of 94.4, 5.6% below the national average, with services the biggest swing at 131.6.
A $100,000 national salary carries the purchasing power of about $105,934 here; matching a $100K lifestyle takes roughly $94,398.
Elmira vs every U.S. metro
Where this metro sits in the national cost distribution
94 Top 46% higher than 54% of 387 US metros
Each bar is a band; taller bars hold more US metros. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Bureau of Economic Analysis, Regional Price Parities · 2024
BEA RPP by category, 100 = national average
Rents
76.4 RPP
Services
131.6 RPP
Overall
94.4 RPP
Goods
99.7 RPP
What this shows Elmira's strongest departure is services at 131.6; rents follows at 76.4. Labor-priced local activity, rather than housing alone, is the first budget line to investigate.
Metros near Elmira's overall cost, plotted by their goods price (horizontal) and housing price (vertical). Same headline RPP, very different structures.
Overall
94.4
Below avg
Goods
99.7
Below avg
Services
131.6
Expensive
Rents
76.4
Cheap
Service-cost-led profile
Services are the defining pressure in Elmira: the BEA services component is 131.6, farther above the national baseline than local rents or tradable goods. That service-heavy pattern explains an overall RPP of 94.4 differently from a housing-led metro.
Across all reported metros, the closest component-profile matches are Glens Falls, NY, Bangor, ME, Syracuse, NY. They resemble Elmira across goods, services, and rents together, so they are stronger structure peers than a place selected only because its overall RPP happens to be nearby.
Across 2008-2024, Elmira's overall index has stayed within 1.3 points. This is a relative price-level history, not a prediction or a personal affordability recommendation; pair it with current local wages and housing options before making a decision.
The cost of living has remained relatively stable, changing by only 1.3 points over this period. The largest single-year move was in 2013, when the index jumped 4.5 points from the year before, a bigger swing than the full 2008-2024 change.
Every year on record, national average = 100
| Year | Overall |
|---|---|
| 2008 | 95.7 |
| 2009 | 96.6 |
| 2010 | 96.2 |
| 2011 | 97.7 |
| 2012 | 94.4 |
| 2013 | 98.9 |
| 2014 | 97.6 |
| 2015 | 97.6 |
| 2016 | 95.3 |
| 2017 | 97.8 |
| 2018 | 96.2 |
| 2019 | 95.7 |
| 2020 | 95.3 |
| 2021 | 94.7 |
| 2022 | 92.9 |
| 2023 | 92.7 |
| 2024 | 94.4 |
Latest BEA release change
Elmira's overall RPP rose +1.7 points, from 92.7 in 2023 to 94.4 in 2024. The largest category movement was rents, changing from 67.6 to 76.4. This is a relative change against the national benchmark, not a household's dollar bill.
A $100,000 salary at the national average cost of living equals:
in Elmira, NY purchasing power
Use the salary calculator for custom amounts.
How far the median local paycheck goes here, combining income and housing cost
A weighted composite (60% purchasing power, 40% housing affordability) percentile-ranked against every other tracked metro; a missing input redistributes its weight rather than deflating the score. Sources: Census ACS 5-Year 2023 (income) + BEA Regional Price Parities 2024 (cost). Vintages differ by design; see methodology.
Decision peers
These metros are closest to Elmira's combined goods, services, and rents profile. They may not have the same overall RPP, but their price pressures are shaped in a similar way.
NY-relative analysis
Among the 13 NY metros PlainCost tracks with reported goods prices data, Elmira, NY ranks #3 - the 0th percentile within the state. This is a different, narrower cut than the nationwide rank above: it compares Elmira, NY only against its own state's metros, not the full US field.
Ranked by raw value (highest first); a higher rank is not automatically "more expensive is worse", see the national comparison above for direction context. This is a comparison within NY only, not a livability score.
Two BEA RPP-derived peer sets for Elmira, NY: nearest metros by overall regional price parity and by rents RPP. These are cross-state neighborhoods, not the in-state metro list below.
Nearest metros by overall regional price parity (94.4 here).
Nearest metros by rents regional price parity (76.4 here).
View all NY metros → Cheapest in NY → Most expensive in NY →
These metros have an overall RPP closest to Elmira, NY's index of 94.4.
Showing the 6 closest of 387 metro areas tracked nationally.
Cost of living guides →, cheapest and most-expensive metro rankings, salary negotiation with RPP data, and step-by-step comparison walkthroughs.
Shareable data card
Download the data card or share this exact metro record. The card uses the same BEA-derived values shown above.
What this means for Elmira
How to read Elmira's cost of living before a move, a job offer, or a budget.
RPP is BEA's annual price-level benchmark for the data year shown, not a live market quote. Pair it with current local wages and housing costs before deciding.
Elmira, NY has a Regional Price Parity (RPP) index of 94.4, meaning it is 5.6% less expensive than the national average. Goods are indexed at 99.7, services at 131.6, and rents at 76.4. It ranks #178 out of 387 U.S. metro areas by overall cost.
To maintain the same purchasing power as a $100,000 salary at the national average, you would need approximately $94,398 in Elmira, NY. Conversely, $100K earned in Elmira, NY has the purchasing power of $105,934 at the national average.
Rents in Elmira, NY are indexed at 76.4, which is 23.6% below the national average. This makes the area relatively affordable for renters.
From 2008 to 2024, Elmira, NY's overall cost index changed by -1.3 points (from 95.7 to 94.4). The cost of living has remained relatively stable.
The priciest category in Elmira, NY is services at 131.6, 31.6% above the national average. The most affordable category is rents at 76.4, 23.6% below average.
Metros with the most similar overall cost index include Idaho Falls, Hagerstown-Martinsburg, Chambersburg. These areas have RPP values within a few points of Elmira, NY's 94.4.
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.