Overall
102.7
Above avg
Metro cost profile · 2024 BEA RPP
Hartford-West Hartford-East Hartford, CT
Cost-of-living indicators for Hartford-West Hartford-East Hartford, CT, from Bureau of Economic Analysis Regional Price Parities, overall, goods, services, and rents vs the U.S. average of 100.
- 102.7
- Overall RPP
- #49
- of 387 metros
- 110.2
- Rents RPP
- $97K
- $100K national buys
Hartford ranks #49 of 387 U.S. metros by cost, and its overall price index has fallen 2.0 points since 2008.
- falling since 2008
- similar cost to Philadelphia-Camden-Wilmington
The verdict
Hartford is more expensive than 87% of U.S. metros, an overall cost index of 102.7, 2.7% above the national average, led by services at 144.9.
- top 13%
- by overall cost, nationwide
- 97.3
- goods RPP, tradable items
- 144.9
- services RPP, labor-priced
A $100,000 national salary carries the purchasing power of about $97,327 here; matching a $100K lifestyle takes roughly $102,746.
Hartford vs every U.S. metro
Where this metro sits in the national cost distribution
103 Top 13% higher than 87% of 387 US metros
Each bar is a band; taller bars hold more US metros. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Bureau of Economic Analysis, Regional Price Parities · 2024
Hartford cost breakdown
BEA RPP by category, 100 = national average
- Rents
Rents
110.2 RPP
- Services
Services
144.9 RPP
- Overall
Overall
102.7 RPP
- Goods
Goods
97.3 RPP
What this shows Hartford's strongest departure is services at 144.9; rents follows at 110.2. Labor-priced local activity, rather than housing alone, is the first budget line to investigate.
Goods vs. housing, where Hartford's cost comes from
Metros near Hartford's overall cost, plotted by their goods price (horizontal) and housing price (vertical). Same headline RPP, very different structures.
Read the chart as text
- Hartford (Hartford, this metro): goods RPP 97.3, rents RPP 110.2
- Philadelphia: goods RPP 96.8, rents RPP 113.1
- Worcester: goods RPP 97, rents RPP 113
- Bozeman: goods RPP 96, rents RPP 139.2
- Mount Vernon: goods RPP 105, rents RPP 108.2
- North Port: goods RPP 96.2, rents RPP 128
- Dallas: goods RPP 102.8, rents RPP 117.9
Price Index Summary
Goods
97.3
Below avg
Services
144.9
Expensive
Rents
110.2
Expensive
Service-cost-led profile
How Hartford's cost structure works
Services are the defining pressure in Hartford: the BEA services component is 144.9, farther above the national baseline than local rents or tradable goods. That service-heavy pattern explains an overall RPP of 102.7 differently from a housing-led metro.
Across all reported metros, the closest component-profile matches are Providence-Warwick, RI-MA, Worcester, MA, Modesto, CA. They resemble Hartford across goods, services, and rents together, so they are stronger structure peers than a place selected only because its overall RPP happens to be nearby.
Across 2008-2024, Hartford's overall index has fallen by 2.0 points. This is a relative price-level history, not a prediction or a personal affordability recommendation; pair it with current local wages and housing options before making a decision.
Salary Equivalent
A $100,000 salary at the national average cost of living equals:
$102,746
in Hartford-West Hartford-East Hartford, CT purchasing power
$50,000 nationally
$51,373
$75,000 nationally
$77,060
$125,000 nationally
$128,433
$150,000 nationally
$154,119
$200,000 nationally
$205,492
Use the salary calculator for custom amounts.
Affordability score
F
17/100
How far the median local paycheck goes here, combining income and housing cost
Purchasing power
Not reported
Housing affordability F
17th percentile
A weighted composite (60% purchasing power, 40% housing affordability) percentile-ranked against every other tracked metro; a missing input redistributes its weight rather than deflating the score. Sources: Census ACS 5-Year 2023 (income) + BEA Regional Price Parities 2024 (cost). Vintages differ by design; see methodology.
Latest BEA release change
What changed from 2023 to 2024
Hartford's overall RPP fell -0.5 points, from 103.3 in 2023 to 102.7 in 2024. The largest category movement was services, changing from 152.0 to 144.9. This is a relative change against the national benchmark, not a household's dollar bill.
RPP History (2008-2024)
The cost of living has been trending downward, decreasing by 2.0 points over this period. The largest single-year move was in 2022, when the index jumped 3.0 points from the year before, a bigger swing than the full 2008-2024 change.
Hartford overall RPP, 2008-2024
Every year on record, national average = 100
| Year | Overall |
|---|---|
| 2008 | 104.8 |
| 2009 | 104.7 |
| 2010 | 103.0 |
| 2011 | 102.4 |
| 2012 | 102.8 |
| 2013 | 102.1 |
| 2014 | 100.7 |
| 2015 | 103.3 |
| 2016 | 102.9 |
| 2017 | 103.6 |
| 2018 | 102.5 |
| 2019 | 102.9 |
| 2020 | 104.0 |
| 2021 | 102.1 |
| 2022 | 105.1 |
| 2023 | 103.3 |
| 2024 | 102.7 |
Decision peers
Metros with a similar cost mix
These metros are closest to Hartford's combined goods, services, and rents profile. They may not have the same overall RPP, but their price pressures are shaped in a similar way.
Providence-Warwick, RI-MA
Goods 97.1 · Services 148.8 · Rents 103.9 Worcester, MA
Goods 97.0 · Services 155.2 · Rents 113.0 Modesto, CA
Goods 105.2 · Services 152.3 · Rents 108.5 Portland-South Portland, ME
Goods 97.2 · Services 134.6 · Rents 105.2 Kingston, NY
Goods 99.7 · Services 133.6 · Rents 110.2 Albany-Schenectady-Troy, NY
Goods 99.7 · Services 134.0 · Rents 102.6
Metros with Similar Cost of Living
These metros have an overall RPP closest to Hartford-West Hartford-East Hartford, CT's index of 102.7.
Showing the 6 closest of 387 metro areas tracked nationally.
CT-relative analysis
Goods prices places Hartford-West Hartford-East Hartford, CT near the bottom of CT's metros
Among the 5 CT metros PlainCost tracks with reported goods prices data, Hartford-West Hartford-East Hartford, CT ranks #1 - the 0th percentile within the state. This is a different, narrower cut than the nationwide rank above: it compares Hartford-West Hartford-East Hartford, CT only against its own state's metros, not the full US field.
Goods prices
#1 of 5
0th percentile in CT
Services prices
#4 of 5
20th percentile in CT
Rent prices
#3 of 5
40th percentile in CT
Ranked by raw value (highest first); a higher rank is not automatically "more expensive is worse", see the national comparison above for direction context. This is a comparison within CT only, not a livability score.
Nationwide metros with similar overall cost or rent prices
Two BEA RPP-derived peer sets for Hartford-West Hartford-East Hartford, CT: nearest metros by overall regional price parity and by rents RPP. These are cross-state neighborhoods, not the in-state metro list below.
Similar overall RPP
Nearest metros by overall regional price parity (102.7 here).
Similar rents RPP
Nearest metros by rents regional price parity (110.2 here).
Other CT Metros
Bridgeport-Stamford-Danbury, CT Metropolitan Statistical Area 106.9 New Haven, CT 104.6 Norwich-New London-Willimantic, CT 100.4 Waterbury-Shelton, CT 99.8
View all CT metros → Cheapest in CT → Most expensive in CT →
Compare to Other Metros
Cost of living guides →, cheapest and most-expensive metro rankings, salary negotiation with RPP data, and step-by-step comparison walkthroughs.
Shareable data card
Take this cost snapshot with you
Download the data card or share this exact metro record. The card uses the same BEA-derived values shown above.
What this means for Hartford
How to read Hartford's cost of living before a move, a job offer, or a budget.
- Budget to local prices, not headline pay, a $100K national salary spends like about $97,327 in Hartford. Salary calculator
- Start with services: it indexes at 144.9, the largest departure from the national benchmark in this metro's BEA cost mix. Compare it with the other components before treating the overall RPP as a complete household budget.
- Compare Hartford head-to-head against a specific destination before you decide. Compare metros
RPP is BEA's annual price-level benchmark for the data year shown, not a live market quote. Pair it with current local wages and housing costs before deciding.
Frequently Asked Questions
What is the cost of living in Hartford-West Hartford-East Hartford, CT?
Hartford-West Hartford-East Hartford, CT has a Regional Price Parity (RPP) index of 102.7, meaning it is 2.7% more expensive than the national average. Goods are indexed at 97.3, services at 144.9, and rents at 110.2. It ranks #49 out of 387 U.S. metro areas by overall cost.
What salary do I need in Hartford-West Hartford-East Hartford, CT to match $100K nationally?
To maintain the same purchasing power as a $100,000 salary at the national average, you would need approximately $102,746 in Hartford-West Hartford-East Hartford, CT. Conversely, $100K earned in Hartford-West Hartford-East Hartford, CT has the purchasing power of $97,327 at the national average.
How expensive is rent in Hartford-West Hartford-East Hartford, CT?
Rents in Hartford-West Hartford-East Hartford, CT are indexed at 110.2, which is 10.2% above the national average. This is significantly higher than typical U.S. rents.
Is Hartford-West Hartford-East Hartford, CT getting more expensive?
From 2008 to 2024, Hartford-West Hartford-East Hartford, CT's overall cost index changed by -2.0 points (from 104.8 to 102.7). The cost of living has remained relatively stable.
What costs the most in Hartford-West Hartford-East Hartford, CT?
The priciest category in Hartford-West Hartford-East Hartford, CT is services at 144.9, 44.9% above the national average. The most affordable category is goods at 97.3, 2.7% below average.
What metros have a similar cost of living to Hartford-West Hartford-East Hartford, CT?
Metros with the most similar overall cost index include Philadelphia-Camden-Wilmington, Worcester, Bozeman. These areas have RPP values within a few points of Hartford-West Hartford-East Hartford, CT's 102.7.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.