Washington-Arlington-Alexandria vs Charlottesville

Cost of living comparison based on BEA Regional Price Parities. Charlottesville is 8.9% less expensive than Washington-Arlington-Alexandria.

What This Comparison Actually Tells You

The Bureau of Economic Analysis indexes Washington-Arlington-Alexandria, DC-VA-MD-WV at an overall Regional Price Parity of 108.9 and Charlottesville, VA at 99.1, using the U.S. national average of 100 as the reference point. That puts Charlottesville 8.9% less expensive than Washington-Arlington-Alexandria on a blended basket of goods, services, and rents. The raw index gap of 9.7 points matters more than the headline comparison because it flows directly into salary-equivalent math that families use for relocation, job offers, and remote-work arbitrage decisions.

Inside the breakdown, Washington-Arlington-Alexandria indexes goods at 104.8, services at 106.7, and rents at 151.1, while Charlottesville comes in at 96.8, 89.0, and 107.0 on the same three categories. The rent line carries the largest weight in the BEA methodology, so a metro with a higher rent index almost always ends up more expensive overall - Washington-Arlington-Alexandria carries the heavier rent load here, and that tends to dominate household budget experience on the ground.

In salary terms, a $100,000 income in Washington-Arlington-Alexandria has the same purchasing power as $91,057 in Charlottesville based on these indexes. The two metros serve populations of roughly 6,263,796 (Washington-Arlington-Alexandria) and 222,937 (Charlottesville), and median household incomes are $123,896 versus $90,552 respectively - so the right way to read this comparison is never the index alone, but the ratio of your expected local salary to the rent and services mix. For any serious relocation or remote-work decision, pair this BEA comparison with BLS occupation-specific wage data, HUD Fair Market Rent tables, and state tax treatment before committing.

Washington-Arlington-Alexandria
108.9
Cost Index
Charlottesville
99.1
Cost Index

Category Breakdown

Category Washington-Arlington-Alexandria Charlottesville Difference
Overall 108.9 99.1 -9.7
Goods 104.8 96.8 -8.1
Services 106.7 89.0 -17.7
Rents 151.1 107.0 -44.1

Visual Comparison

Overall
Washington-Arlington-Alexandria
108.9
Charlottesville
99.1
Goods
Washington-Arlington-Alexandria
104.8
Charlottesville
96.8
Services
Washington-Arlington-Alexandria
106.7
Charlottesville
89.0
Rents
Washington-Arlington-Alexandria
151.1
Charlottesville
107.0

Vertical line = national average (100)

Salary Equivalents

What a salary in Washington-Arlington-Alexandria would need to be in Charlottesville for the same purchasing power:

In Washington-Arlington-Alexandria In Charlottesville Difference
$50,000 $45,528 $-4,472
$75,000 $68,292 $-6,708
$100,000 $91,057 $-8,943
$150,000 $136,585 $-13,415

Use the salary calculator for custom amounts.

Metro Context

Metric Washington-Arlington-Alexandria Charlottesville
Population 6,263,796 222,937
Median Income $123,896 $90,552
Data Year 2024 2024

Frequently Asked Questions

Is Charlottesville more expensive than Washington-Arlington-Alexandria?
Charlottesville is 8.9% less expensive than Washington-Arlington-Alexandria. The overall cost index is 99.1 vs 108.9 (national average = 100).
What salary in Charlottesville equals $100K in Washington-Arlington-Alexandria?
A $100,000 salary in Washington-Arlington-Alexandria has the same purchasing power as $91,057 in Charlottesville. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Washington-Arlington-Alexandria and Charlottesville?
Rents in Washington-Arlington-Alexandria are indexed at 151.1 while Charlottesville is at 107.0 (national average = 100). Washington-Arlington-Alexandria has higher rents.

Source: Bureau of Economic Analysis, Regional Price Parities (2024). Index where national average = 100.

Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainCost Editorial

Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. This page draws directly on BEA Regional Price Parity source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-05-15. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.