Washington-Arlington-Alexandria vs Philadelphia-Camden-Wilmington

Cost of living comparison based on BEA Regional Price Parities. Philadelphia-Camden-Wilmington is 5.8% less expensive than Washington-Arlington-Alexandria.

What This Comparison Actually Tells You

The Bureau of Economic Analysis indexes Washington-Arlington-Alexandria, DC-VA-MD-WV at an overall Regional Price Parity of 108.9 and Philadelphia-Camden-Wilmington, PA-NJ-DE-MD at 102.6, using the U.S. national average of 100 as the reference point. That puts Philadelphia-Camden-Wilmington 5.8% less expensive than Washington-Arlington-Alexandria on a blended basket of goods, services, and rents. The raw index gap of 6.3 points matters more than the headline comparison because it flows directly into salary-equivalent math that families use for relocation, job offers, and remote-work arbitrage decisions.

Inside the breakdown, Washington-Arlington-Alexandria indexes goods at 104.8, services at 106.7, and rents at 151.1, while Philadelphia-Camden-Wilmington comes in at 96.8, 114.4, and 113.1 on the same three categories. The rent line carries the largest weight in the BEA methodology, so a metro with a higher rent index almost always ends up more expensive overall — Washington-Arlington-Alexandria carries the heavier rent load here, and that tends to dominate household budget experience on the ground.

In salary terms, a $100,000 income in Washington-Arlington-Alexandria has the same purchasing power as $94,186 in Philadelphia-Camden-Wilmington based on these indexes. The two metros serve populations of roughly 6,263,796 (Washington-Arlington-Alexandria) and 6,241,882 (Philadelphia-Camden-Wilmington), and median household incomes are $123,896 versus $89,273 respectively — so the right way to read this comparison is never the index alone, but the ratio of your expected local salary to the rent and services mix. For any serious relocation or remote-work decision, pair this BEA comparison with BLS occupation-specific wage data, HUD Fair Market Rent tables, and state tax treatment before committing.

Washington-Arlington-Alexandria
108.9
Cost Index
Philadelphia-Camden-Wilmington
102.6
Cost Index

Category Breakdown

Category Washington-Arlington-Alexandria Philadelphia-Camden-Wilmington Difference
Overall 108.9 102.6 -6.3
Goods 104.8 96.8 -8.0
Services 106.7 114.4 +7.7
Rents 151.1 113.1 -38.0

Visual Comparison

Overall
Washington-Arlington-Alexandria
108.9
Philadelphia-Camden-Wilmington
102.6
Goods
Washington-Arlington-Alexandria
104.8
Philadelphia-Camden-Wilmington
96.8
Services
Washington-Arlington-Alexandria
106.7
Philadelphia-Camden-Wilmington
114.4
Rents
Washington-Arlington-Alexandria
151.1
Philadelphia-Camden-Wilmington
113.1

Vertical line = national average (100)

Salary Equivalents

What a salary in Washington-Arlington-Alexandria would need to be in Philadelphia-Camden-Wilmington for the same purchasing power:

In Washington-Arlington-Alexandria In Philadelphia-Camden-Wilmington Difference
$50,000 $47,093 $-2,907
$75,000 $70,640 $-4,360
$100,000 $94,186 $-5,814
$150,000 $141,280 $-8,720

Use the salary calculator for custom amounts.

Metro Context

Metric Washington-Arlington-Alexandria Philadelphia-Camden-Wilmington
Population 6,263,796 6,241,882
Median Income $123,896 $89,273
Data Year 2024 2024

Frequently Asked Questions

Is Philadelphia-Camden-Wilmington more expensive than Washington-Arlington-Alexandria?
Philadelphia-Camden-Wilmington is 5.8% less expensive than Washington-Arlington-Alexandria. The overall cost index is 102.6 vs 108.9 (national average = 100).
What salary in Philadelphia-Camden-Wilmington equals $100K in Washington-Arlington-Alexandria?
A $100,000 salary in Washington-Arlington-Alexandria has the same purchasing power as $94,186 in Philadelphia-Camden-Wilmington. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Washington-Arlington-Alexandria and Philadelphia-Camden-Wilmington?
Rents in Washington-Arlington-Alexandria are indexed at 151.1 while Philadelphia-Camden-Wilmington is at 113.1 (national average = 100). Washington-Arlington-Alexandria has higher rents.

Source: Bureau of Economic Analysis, Regional Price Parities (2024). Index where national average = 100.

Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainCost Editorial