Washington-Arlington-Alexandria vs Champaign-Urbana
Cost of living comparison based on BEA Regional Price Parities. Champaign-Urbana is 14.9% less expensive than Washington-Arlington-Alexandria.
What This Comparison Actually Tells You
The Bureau of Economic Analysis indexes Washington-Arlington-Alexandria, DC-VA-MD-WV at an overall Regional Price Parity of 108.9 and Champaign-Urbana, IL at 92.7, using the U.S. national average of 100 as the reference point. That puts Champaign-Urbana 14.9% less expensive than Washington-Arlington-Alexandria on a blended basket of goods, services, and rents. The raw index gap of 16.2 points matters more than the headline comparison because it flows directly into salary-equivalent math that families use for relocation, job offers, and remote-work arbitrage decisions.
Inside the breakdown, Washington-Arlington-Alexandria indexes goods at 104.8, services at 106.7, and rents at 151.1, while Champaign-Urbana comes in at 93.6, 90.5, and 71.6 on the same three categories. The rent line carries the largest weight in the BEA methodology, so a metro with a higher rent index almost always ends up more expensive overall - Washington-Arlington-Alexandria carries the heavier rent load here, and that tends to dominate household budget experience on the ground.
In salary terms, a $100,000 income in Washington-Arlington-Alexandria has the same purchasing power as $85,140 in Champaign-Urbana based on these indexes. The two metros serve populations of roughly 6,263,796 (Washington-Arlington-Alexandria) and 236,196 (Champaign-Urbana), and median household incomes are $123,896 versus $64,558 respectively - so the right way to read this comparison is never the index alone, but the ratio of your expected local salary to the rent and services mix. For any serious relocation or remote-work decision, pair this BEA comparison with BLS occupation-specific wage data, HUD Fair Market Rent tables, and state tax treatment before committing.
Category Breakdown
| Category | Washington-Arlington-Alexandria | Champaign-Urbana | Difference |
|---|---|---|---|
| Overall | 108.9 | 92.7 | -16.2 |
| Goods | 104.8 | 93.6 | -11.2 |
| Services | 106.7 | 90.5 | -16.2 |
| Rents | 151.1 | 71.6 | -79.5 |
Visual Comparison
Vertical line = national average (100)
Salary Equivalents
What a salary in Washington-Arlington-Alexandria would need to be in Champaign-Urbana for the same purchasing power:
| In Washington-Arlington-Alexandria | In Champaign-Urbana | Difference |
|---|---|---|
| $50,000 | $42,570 | $-7,430 |
| $75,000 | $63,855 | $-11,145 |
| $100,000 | $85,140 | $-14,860 |
| $150,000 | $127,710 | $-22,290 |
Use the salary calculator for custom amounts.
Metro Context
| Metric | Washington-Arlington-Alexandria | Champaign-Urbana |
|---|---|---|
| Population | 6,263,796 | 236,196 |
| Median Income | $123,896 | $64,558 |
| Data Year | 2024 | 2024 |
Also Compare
Frequently Asked Questions
Is Champaign-Urbana more expensive than Washington-Arlington-Alexandria? ▼
What salary in Champaign-Urbana equals $100K in Washington-Arlington-Alexandria? ▼
How do rents compare between Washington-Arlington-Alexandria and Champaign-Urbana? ▼
Source: Bureau of Economic Analysis, Regional Price Parities (2024). Index where national average = 100.
Related
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. This page draws directly on BEA Regional Price Parity source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.