Washington-Arlington-Alexandria vs Champaign-Urbana

Cost of living comparison based on BEA Regional Price Parities. Champaign-Urbana is 14.9% less expensive than Washington-Arlington-Alexandria.

What This Comparison Actually Tells You

The Bureau of Economic Analysis indexes Washington-Arlington-Alexandria, DC-VA-MD-WV at an overall Regional Price Parity of 108.9 and Champaign-Urbana, IL at 92.7, using the U.S. national average of 100 as the reference point. That puts Champaign-Urbana 14.9% less expensive than Washington-Arlington-Alexandria on a blended basket of goods, services, and rents. The raw index gap of 16.2 points matters more than the headline comparison because it flows directly into salary-equivalent math that families use for relocation, job offers, and remote-work arbitrage decisions.

Inside the breakdown, Washington-Arlington-Alexandria indexes goods at 104.8, services at 106.7, and rents at 151.1, while Champaign-Urbana comes in at 93.6, 90.5, and 71.6 on the same three categories. The rent line carries the largest weight in the BEA methodology, so a metro with a higher rent index almost always ends up more expensive overall - Washington-Arlington-Alexandria carries the heavier rent load here, and that tends to dominate household budget experience on the ground.

In salary terms, a $100,000 income in Washington-Arlington-Alexandria has the same purchasing power as $85,140 in Champaign-Urbana based on these indexes. The two metros serve populations of roughly 6,263,796 (Washington-Arlington-Alexandria) and 236,196 (Champaign-Urbana), and median household incomes are $123,896 versus $64,558 respectively - so the right way to read this comparison is never the index alone, but the ratio of your expected local salary to the rent and services mix. For any serious relocation or remote-work decision, pair this BEA comparison with BLS occupation-specific wage data, HUD Fair Market Rent tables, and state tax treatment before committing.

Washington-Arlington-Alexandria
108.9
Cost Index
Champaign-Urbana
92.7
Cost Index

Category Breakdown

Category Washington-Arlington-Alexandria Champaign-Urbana Difference
Overall 108.9 92.7 -16.2
Goods 104.8 93.6 -11.2
Services 106.7 90.5 -16.2
Rents 151.1 71.6 -79.5

Visual Comparison

Overall
Washington-Arlington-Alexandria
108.9
Champaign-Urbana
92.7
Goods
Washington-Arlington-Alexandria
104.8
Champaign-Urbana
93.6
Services
Washington-Arlington-Alexandria
106.7
Champaign-Urbana
90.5
Rents
Washington-Arlington-Alexandria
151.1
Champaign-Urbana
71.6

Vertical line = national average (100)

Salary Equivalents

What a salary in Washington-Arlington-Alexandria would need to be in Champaign-Urbana for the same purchasing power:

In Washington-Arlington-Alexandria In Champaign-Urbana Difference
$50,000 $42,570 $-7,430
$75,000 $63,855 $-11,145
$100,000 $85,140 $-14,860
$150,000 $127,710 $-22,290

Use the salary calculator for custom amounts.

Metro Context

Metric Washington-Arlington-Alexandria Champaign-Urbana
Population 6,263,796 236,196
Median Income $123,896 $64,558
Data Year 2024 2024

Frequently Asked Questions

Is Champaign-Urbana more expensive than Washington-Arlington-Alexandria?
Champaign-Urbana is 14.9% less expensive than Washington-Arlington-Alexandria. The overall cost index is 92.7 vs 108.9 (national average = 100).
What salary in Champaign-Urbana equals $100K in Washington-Arlington-Alexandria?
A $100,000 salary in Washington-Arlington-Alexandria has the same purchasing power as $85,140 in Champaign-Urbana. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Washington-Arlington-Alexandria and Champaign-Urbana?
Rents in Washington-Arlington-Alexandria are indexed at 151.1 while Champaign-Urbana is at 71.6 (national average = 100). Washington-Arlington-Alexandria has higher rents.

Source: Bureau of Economic Analysis, Regional Price Parities (2024). Index where national average = 100.

Data sourced from official public datasets. See our methodology for details. Retrieved and formatted by PlainCost Editorial

Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. This page draws directly on BEA Regional Price Parity source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.