Rockford vs Naples-Marco Island

Cost of living comparison based on BEA Regional Price Parities. Naples-Marco Island is 12% more expensive than Rockford.

12% more expensive

Naples-Marco Island, FL is 12% more expensive than Rockford, IL on BEA Regional Price Parities (overall RPP 103.2 vs 92.2). A $100,000 salary in Rockford buys about the same as $111,986 in Naples-Marco Island; the largest component gap is rents.

  • Overall RPP 92.2 (Rockford) vs 103.2 (Naples-Marco Island)
  • $100k in Rockford ≈ $111,986 purchasing power in Naples-Marco Island
  • Rents drives the gap (+59.4 RPP points)

RPP parity plate

Pair IL:FL 92.2→103.2

TIER-GAP · CROSS-STATE · SPLIT-BUDGET · BENCH-CROSS · PP-SHIFT

  • TIER-GAP Clear tier gap
  • CROSS-STATE IL × FL
  • SPLIT-BUDGET Split budget
  • BENCH-CROSS Benchmark cross
  • PP-SHIFT PP shift

Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.

Category Breakdown

Visual Comparison

Overall
Rockford
92.2
Naples-Marco Island
103.2
Goods
Rockford
93.6
Naples-Marco Island
96.2
Services
Rockford
89.4
Naples-Marco Island
87.8
Rents
Rockford
70.1
Naples-Marco Island
129.4

Vertical line = national average (100)

What This Comparison Actually Tells You

Rents creates the largest separation: Naples-Marco Island is 59.4 points higher. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.

Rockford, IL and Naples-Marco Island, FL sit in clearly different price tiers, separated by 11.0 RPP points. At this distance, treating the same nominal salary as equivalent would materially change purchasing power.

This route crosses the national benchmark: Naples-Marco Island is above 100 while Rockford is below it. That makes the move a change of price regime, not merely a rank swap.

Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.

For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Rockford corresponds to $111,986 in Naples-Marco Island.

Rockford
92.2
Cost Index
Naples-Marco Island
103.2
Cost Index

Salary Equivalents

What a salary in Rockford would need to be in Naples-Marco Island for the same purchasing power:

In Rockford In Naples-Marco Island Difference
$50,000 $55,993 +$5,993
$75,000 $83,990 +$8,990
$100,000 $111,986 +$11,986
$150,000 $167,980 +$17,980
$ in Rockford = in Naples-Marco Island

Same BEA Regional Price Parity ratio as the table above (92.2 → 103.2), computed live from your number, nothing is sent anywhere.

How the Price Gap Changed

Rockford and Naples-Marco Island share 17 published annual releases from 2008 through 2024. Their overall gap widened, moving from 7.6 to 11.0 RPP points. Naples-Marco Island remained the higher-index metro in the latest release.

Rents changed the most within this pair: its gap moved 9.8 points between the first and latest shared releases (49.6 to 59.4 points). This describes a relative price-index history, not a forecast or a household budget.

Release Year Rockford RPP Naples-Marco Island RPP Relative Gap
2008 96.7 104.3 7.6 points Naples-Marco Island higher
2012 93.9 101.6 7.7 points Naples-Marco Island higher
2016 93.3 103.8 10.5 points Naples-Marco Island higher
2020 91.8 99.1 7.3 points Naples-Marco Island higher
2024 92.2 103.2 11.0 points Naples-Marco Island higher

Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.

Frequently Asked Questions

Is Naples-Marco Island more expensive than Rockford?

Naples-Marco Island is 12% more expensive than Rockford. The overall cost index is 103.2 vs 92.2 (national average = 100).

What salary in Naples-Marco Island equals $100K in Rockford?

A $100,000 salary in Rockford has the same purchasing power as $111,986 in Naples-Marco Island. This is based on the BEA Regional Price Parity indexes.

How do rents compare between Rockford and Naples-Marco Island?

Rents in Rockford are indexed at 70.1 while Naples-Marco Island is at 129.4 (national average = 100). Naples-Marco Island has higher rents.

Data sourced from official public datasets, Regional Price Parities (2024), index where national average = 100. Retrieved and formatted by PlainCost. See our methodology for details.

Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.