Overall
- Naples-Marco Island
- 103.2
- Hot Springs
- 85.7
Diff -17.5 RPP
Naples-Marco Island vs Hot Springs
Cost of living comparison based on BEA Regional Price Parities. Hot Springs is 16.9% less expensive than Naples-Marco Island.
16.9% less expensive
Hot Springs, AR is 16.9% less expensive than Naples-Marco Island, FL on BEA Regional Price Parities (overall RPP 85.7 vs 103.2). A $100,000 salary in Naples-Marco Island buys about the same as $83,072 in Hot Springs; the largest component gap is rents.
- Overall RPP 103.2 (Naples-Marco Island) vs 85.7 (Hot Springs)
- $100k in Naples-Marco Island ≈ $83,072 purchasing power in Hot Springs
- Rents drives the gap (-72.2 RPP points)
RPP parity plate
Pair FL:AR 103.2→85.7
TIER-GAP · CROSS-STATE · RENT-LED · BENCH-CROSS · PP-STEEP
- TIER-GAP Clear tier gap
- CROSS-STATE FL × AR
- RENT-LED Rent-led gap
- BENCH-CROSS Benchmark cross
- PP-STEEP Steep PP convert
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Salary Equivalents
What a salary in Naples-Marco Island would need to be in Hot Springs for the same purchasing power:
| In Naples-Marco Island | In Hot Springs | Difference |
|---|---|---|
| $50,000 | $41,536 | $-8,464 |
| $75,000 | $62,304 | $-12,696 |
| $100,000 | $83,072 | $-16,928 |
| $150,000 | $124,608 | $-25,392 |
$ in Naples-Marco Island = in Hot Springs
Same BEA Regional Price Parity ratio as the table above (103.2 → 85.7), computed live from your number, nothing is sent anywhere.
What This Comparison Actually Tells You
Naples-Marco Island, FL and Hot Springs, AR sit in clearly different price tiers, separated by 17.5 RPP points. At this distance, treating the same nominal salary as equivalent would materially change purchasing power.
This route crosses the national benchmark: Naples-Marco Island is above 100 while Hot Springs is below it. That makes the move a change of price regime, not merely a rank swap.
Rents leads the difference, with Hot Springs 72.2 points lower than Naples-Marco Island. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Naples-Marco Island corresponds to $83,072 in Hot Springs.
Category Breakdown
Goods
- Naples-Marco Island
- 96.2
- Hot Springs
- 93.6
Diff -2.7 RPP
Services
- Naples-Marco Island
- 87.8
- Hot Springs
- 74.3
Diff -13.5 RPP
Rents
- Naples-Marco Island
- 129.4
- Hot Springs
- 57.3
Diff -72.2 RPP
| Category | Naples-Marco Island | Hot Springs | Difference |
|---|---|---|---|
| Overall | 103.2 | 85.7 | -17.5 |
| Goods | 96.2 | 93.6 | -2.7 |
| Services | 87.8 | 74.3 | -13.5 |
| Rents | 129.4 | 57.3 | -72.2 |
Visual Comparison
Overall
Naples-Marco Island 103.2
Hot Springs 85.7
Goods
Naples-Marco Island 96.2
Hot Springs 93.6
Services
Naples-Marco Island 87.8
Hot Springs 74.3
Rents
Naples-Marco Island 129.4
Hot Springs 57.3
Vertical line = national average (100)
Naples-Marco Island
103.2
Cost Index
Hot Springs
85.7
Cost Index
Frequently Asked Questions
Is Hot Springs more expensive than Naples-Marco Island?
Hot Springs is 16.9% less expensive than Naples-Marco Island. The overall cost index is 85.7 vs 103.2 (national average = 100).
What salary in Hot Springs equals $100K in Naples-Marco Island?
A $100,000 salary in Naples-Marco Island has the same purchasing power as $83,072 in Hot Springs. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Naples-Marco Island and Hot Springs?
Rents in Naples-Marco Island are indexed at 129.4 while Hot Springs is at 57.3 (national average = 100). Naples-Marco Island has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.