Overall
- Naples-Marco Island
- 103.2
Diff -4.3 RPP
Naples-Marco Island vs Atlantic City-Hammonton
Cost of living comparison based on BEA Regional Price Parities. Atlantic City-Hammonton is 4.2% less expensive than Naples-Marco Island.
4.2% less expensive
Atlantic City-Hammonton, NJ is 4.2% less expensive than Naples-Marco Island, FL on BEA Regional Price Parities (overall RPP 98.9 vs 103.2). A $100,000 salary in Naples-Marco Island buys about the same as $95,792 in Atlantic City-Hammonton; the largest component gap is rents.
- Overall RPP 103.2 (Naples-Marco Island) vs 98.9 (Atlantic City-Hammonton)
- $100k in Naples-Marco Island ≈ $95,792 purchasing power in Atlantic City-Hammonton
- Rents drives the gap (-30.8 RPP points)
RPP parity plate
Pair FL:NJ 103.2→98.9
TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BENCH-CROSS · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE FL × NJ
- SPLIT-BUDGET Split budget
- BENCH-CROSS Benchmark cross
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Naples-Marco Island
- 96.2
Diff +3.6 RPP
Services
- Naples-Marco Island
- 87.8
- Atlantic City-Hammonton
- 109.2
Diff +21.4 RPP
Rents
- Naples-Marco Island
- 129.4
Diff -30.8 RPP
| Category | Naples-Marco Island | Atlantic City-Hammonton | Difference |
|---|---|---|---|
| Overall | 103.2 | 98.9 | -4.3 |
| Goods | 96.2 | 99.8 | +3.6 |
| Services | 87.8 | 109.2 | +21.4 |
| Rents | 129.4 | 98.7 | -30.8 |
Visual Comparison
Overall
Naples-Marco Island 103.2
Atlantic City-Hammonton 98.9
Goods
Naples-Marco Island 96.2
Atlantic City-Hammonton 99.8
Services
Naples-Marco Island 87.8
Atlantic City-Hammonton 109.2
Rents
Naples-Marco Island 129.4
Atlantic City-Hammonton 98.7
Vertical line = national average (100)
What This Comparison Actually Tells You
Rents creates the largest separation: Atlantic City-Hammonton is 30.8 points lower. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Atlantic City-Hammonton, NJ is 4.2% less expensive than Naples-Marco Island, FL, a meaningful but not extreme shift. The move decision turns on which budget category creates the 4.3-point overall gap.
This route crosses the national benchmark: Naples-Marco Island is above 100 while Atlantic City-Hammonton is below it. That makes the move a change of price regime, not merely a rank swap.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Naples-Marco Island corresponds to $95,792 in Atlantic City-Hammonton.
Naples-Marco Island
103.2
Cost Index
Atlantic City-Hammonton
98.9
Cost Index
Salary Equivalents
What a salary in Naples-Marco Island would need to be in Atlantic City-Hammonton for the same purchasing power:
| In Naples-Marco Island | In Atlantic City-Hammonton | Difference |
|---|---|---|
| $50,000 | $47,896 | $-2,104 |
| $75,000 | $71,844 | $-3,156 |
| $100,000 | $95,792 | $-4,208 |
| $150,000 | $143,688 | $-6,312 |
$ in Naples-Marco Island = in Atlantic City-Hammonton
Same BEA Regional Price Parity ratio as the table above (103.2 → 98.9), computed live from your number, nothing is sent anywhere.
How the Price Gap Changed
Naples-Marco Island and Atlantic City-Hammonton share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 6.4 to 4.3 RPP points. Naples-Marco Island remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 30.3 points between the first and latest shared releases (0.5 to 30.8 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Naples-Marco Island RPP | Atlantic City-Hammonton RPP | Relative Gap |
|---|---|---|---|
| 2008 | 104.3 | 110.7 | 6.4 points Atlantic City-Hammonton higher |
| 2012 | 101.6 | 104.6 | 3.0 points Atlantic City-Hammonton higher |
| 2016 | 103.8 | 102.6 | 1.2 points Naples-Marco Island higher |
| 2020 | 99.1 | 101.2 | 2.1 points Atlantic City-Hammonton higher |
| 2024 | 103.2 | 98.9 | 4.3 points Naples-Marco Island higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Atlantic City-Hammonton more expensive than Naples-Marco Island?
Atlantic City-Hammonton is 4.2% less expensive than Naples-Marco Island. The overall cost index is 98.9 vs 103.2 (national average = 100).
What salary in Atlantic City-Hammonton equals $100K in Naples-Marco Island?
A $100,000 salary in Naples-Marco Island has the same purchasing power as $95,792 in Atlantic City-Hammonton. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Naples-Marco Island and Atlantic City-Hammonton?
Rents in Naples-Marco Island are indexed at 129.4 while Atlantic City-Hammonton is at 98.7 (national average = 100). Naples-Marco Island has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.