Overall
- Montgomery
- 89.7
- Gulfport-Biloxi
- 90.0
Diff +0.3 RPP
Montgomery vs Gulfport-Biloxi
Cost of living comparison based on BEA Regional Price Parities. Gulfport-Biloxi is 0.4% more expensive than Montgomery.
0.4% more expensive
Gulfport-Biloxi, MS is 0.4% more expensive than Montgomery, AL on BEA Regional Price Parities (overall RPP 90.0 vs 89.7). A $100,000 salary in Montgomery buys about the same as $100,361 in Gulfport-Biloxi; the largest component gap is services.
- Overall RPP 89.7 (Montgomery) vs 90.0 (Gulfport-Biloxi)
- $100k in Montgomery ≈ $100,361 purchasing power in Gulfport-Biloxi
- Services drives the gap (-8.6 RPP points)
RPP parity plate
Pair AL:MS 89.7→90.0
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE AL × MS
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Montgomery
89.7
Cost Index
Gulfport-Biloxi
90.0
Cost Index
What This Comparison Actually Tells You
Montgomery, AL and Gulfport-Biloxi, MS are a photo finish on overall price level, only 0.3 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Gulfport-Biloxi is 8.6 points lower. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Montgomery to $100,361 in Gulfport-Biloxi, but it is not a personal spending weight.
Category Breakdown
Goods
- Montgomery
- 96.4
- Gulfport-Biloxi
- 96.2
Diff -0.2 RPP
Services
- Montgomery
- 84.9
- Gulfport-Biloxi
- 76.3
Diff -8.6 RPP
Rents
- Montgomery
- 64.3
- Gulfport-Biloxi
- 67.9
Diff +3.6 RPP
| Category | Montgomery | Gulfport-Biloxi | Difference |
|---|---|---|---|
| Overall | 89.7 | 90.0 | +0.3 |
| Goods | 96.4 | 96.2 | -0.2 |
| Services | 84.9 | 76.3 | -8.6 |
| Rents | 64.3 | 67.9 | +3.6 |
Visual Comparison
Overall
Montgomery 89.7
Gulfport-Biloxi 90.0
Goods
Montgomery 96.4
Gulfport-Biloxi 96.2
Services
Montgomery 84.9
Gulfport-Biloxi 76.3
Rents
Montgomery 64.3
Gulfport-Biloxi 67.9
Vertical line = national average (100)
Salary Equivalents
What a salary in Montgomery would need to be in Gulfport-Biloxi for the same purchasing power:
| In Montgomery | In Gulfport-Biloxi | Difference |
|---|---|---|
| $50,000 | $50,181 | +$181 |
| $75,000 | $75,271 | +$271 |
| $100,000 | $100,361 | +$361 |
| $150,000 | $150,542 | +$542 |
$ in Montgomery = in Gulfport-Biloxi
Same BEA Regional Price Parity ratio as the table above (89.7 → 90.0), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Gulfport-Biloxi more expensive than Montgomery?
Gulfport-Biloxi is 0.4% more expensive than Montgomery. The overall cost index is 90.0 vs 89.7 (national average = 100).
What salary in Gulfport-Biloxi equals $100K in Montgomery?
A $100,000 salary in Montgomery has the same purchasing power as $100,361 in Gulfport-Biloxi. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Montgomery and Gulfport-Biloxi?
Rents in Montgomery are indexed at 64.3 while Gulfport-Biloxi is at 67.9 (national average = 100). Gulfport-Biloxi has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.