Overall
- Gulfport-Biloxi
- 90.0
- Montgomery
- 89.7
Diff -0.3 RPP
Gulfport-Biloxi vs Montgomery
Cost of living comparison based on BEA Regional Price Parities. Montgomery is 0.4% less expensive than Gulfport-Biloxi.
0.4% less expensive
Montgomery, AL is 0.4% less expensive than Gulfport-Biloxi, MS on BEA Regional Price Parities (overall RPP 89.7 vs 90.0). A $100,000 salary in Gulfport-Biloxi buys about the same as $99,640 in Montgomery; the largest component gap is services.
- Overall RPP 90.0 (Gulfport-Biloxi) vs 89.7 (Montgomery)
- $100k in Gulfport-Biloxi ≈ $99,640 purchasing power in Montgomery
- Services drives the gap (+8.6 RPP points)
RPP parity plate
Pair MS:AL 90.0→89.7
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE MS × AL
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Gulfport-Biloxi
90.0
Cost Index
Montgomery
89.7
Cost Index
What This Comparison Actually Tells You
Gulfport-Biloxi, MS and Montgomery, AL are a photo finish on overall price level, only 0.3 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Montgomery is 8.6 points higher. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Gulfport-Biloxi to $99,640 in Montgomery, but it is not a personal spending weight.
Category Breakdown
Goods
- Gulfport-Biloxi
- 96.2
- Montgomery
- 96.4
Diff +0.2 RPP
Services
- Gulfport-Biloxi
- 76.3
- Montgomery
- 84.9
Diff +8.6 RPP
Rents
- Gulfport-Biloxi
- 67.9
- Montgomery
- 64.3
Diff -3.6 RPP
| Category | Gulfport-Biloxi | Montgomery | Difference |
|---|---|---|---|
| Overall | 90.0 | 89.7 | -0.3 |
| Goods | 96.2 | 96.4 | +0.2 |
| Services | 76.3 | 84.9 | +8.6 |
| Rents | 67.9 | 64.3 | -3.6 |
Visual Comparison
Overall
Gulfport-Biloxi 90.0
Montgomery 89.7
Goods
Gulfport-Biloxi 96.2
Montgomery 96.4
Services
Gulfport-Biloxi 76.3
Montgomery 84.9
Rents
Gulfport-Biloxi 67.9
Montgomery 64.3
Vertical line = national average (100)
Salary Equivalents
What a salary in Gulfport-Biloxi would need to be in Montgomery for the same purchasing power:
| In Gulfport-Biloxi | In Montgomery | Difference |
|---|---|---|
| $50,000 | $49,820 | $-180 |
| $75,000 | $74,730 | $-270 |
| $100,000 | $99,640 | $-360 |
| $150,000 | $149,460 | $-540 |
$ in Gulfport-Biloxi = in Montgomery
Same BEA Regional Price Parity ratio as the table above (90.0 → 89.7), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Montgomery more expensive than Gulfport-Biloxi?
Montgomery is 0.4% less expensive than Gulfport-Biloxi. The overall cost index is 89.7 vs 90.0 (national average = 100).
What salary in Montgomery equals $100K in Gulfport-Biloxi?
A $100,000 salary in Gulfport-Biloxi has the same purchasing power as $99,640 in Montgomery. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Gulfport-Biloxi and Montgomery?
Rents in Gulfport-Biloxi are indexed at 67.9 while Montgomery is at 64.3 (national average = 100). Gulfport-Biloxi has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.