Montgomery vs Kokomo

Cost of living comparison based on BEA Regional Price Parities. Kokomo is 0% less expensive than Montgomery.

0% less expensive

Kokomo, IN is 0% less expensive than Montgomery, AL on BEA Regional Price Parities (overall RPP 89.6 vs 89.7). A $100,000 salary in Montgomery buys about the same as $99,962 in Kokomo; the largest component gap is rents.

  • Overall RPP 89.7 (Montgomery) vs 89.6 (Kokomo)
  • $100k in Montgomery ≈ $99,962 purchasing power in Kokomo
  • Rents drives the gap (-5.1 RPP points)

RPP parity plate

Pair AL:IN 89.7→89.6

PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR

  • PHOTO-FINISH Photo finish
  • CROSS-STATE AL × IN
  • SPLIT-BUDGET Split budget
  • BOTH-BELOW Both below 100
  • PP-PAR PP near-par

Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.

Montgomery
89.7
Cost Index
Kokomo
89.6
Cost Index

What This Comparison Actually Tells You

Montgomery, AL and Kokomo, IN are a photo finish on overall price level, only 0.0 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.

Rents creates the largest separation: Kokomo is 5.1 points lower. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.

Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.

Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.

For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Montgomery corresponds to $99,962 in Kokomo.

Category Breakdown

Visual Comparison

Overall
Montgomery
89.7
Kokomo
89.6
Goods
Montgomery
96.4
Kokomo
94.3
Services
Montgomery
84.9
Kokomo
86.3
Rents
Montgomery
64.3
Kokomo
59.3

Vertical line = national average (100)

Salary Equivalents

What a salary in Montgomery would need to be in Kokomo for the same purchasing power:

In Montgomery In Kokomo Difference
$50,000 $49,981 $-19
$75,000 $74,972 $-28
$100,000 $99,962 $-38
$150,000 $149,943 $-57
$ in Montgomery = in Kokomo

Same BEA Regional Price Parity ratio as the table above (89.7 → 89.6), computed live from your number, nothing is sent anywhere.

Frequently Asked Questions

Is Kokomo more expensive than Montgomery?

Kokomo is 0% less expensive than Montgomery. The overall cost index is 89.6 vs 89.7 (national average = 100).

What salary in Kokomo equals $100K in Montgomery?

A $100,000 salary in Montgomery has the same purchasing power as $99,962 in Kokomo. This is based on the BEA Regional Price Parity indexes.

How do rents compare between Montgomery and Kokomo?

Rents in Montgomery are indexed at 64.3 while Kokomo is at 59.3 (national average = 100). Montgomery has higher rents.

Data sourced from official public datasets, Regional Price Parities (2024), index where national average = 100. Retrieved and formatted by PlainCost. See our methodology for details.

Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.