Overall
- Memphis
- 92.2
- La Crosse-Onalaska
- 91.8
Diff -0.4 RPP
Memphis vs La Crosse-Onalaska
Cost of living comparison based on BEA Regional Price Parities. La Crosse-Onalaska is 0.4% less expensive than Memphis.
0.4% less expensive
La Crosse-Onalaska, WI-MN is 0.4% less expensive than Memphis, TN-MS-AR on BEA Regional Price Parities (overall RPP 91.8 vs 92.2). A $100,000 salary in Memphis buys about the same as $99,555 in La Crosse-Onalaska; the largest component gap is services.
- Overall RPP 92.2 (Memphis) vs 91.8 (La Crosse-Onalaska)
- $100k in Memphis ≈ $99,555 purchasing power in La Crosse-Onalaska
- Services drives the gap (+15.4 RPP points)
RPP parity plate
Pair TN:WI 92.2→91.8
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE TN × WI
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Memphis
92.2
Cost Index
La Crosse-Onalaska
91.8
Cost Index
What This Comparison Actually Tells You
Memphis, TN-MS-AR and La Crosse-Onalaska, WI-MN are a photo finish on overall price level, only 0.4 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: La Crosse-Onalaska is 15.4 points higher. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Memphis to $99,555 in La Crosse-Onalaska, but it is not a personal spending weight.
Category Breakdown
Goods
- Memphis
- 96.2
- La Crosse-Onalaska
- 93.8
Diff -2.4 RPP
Services
- Memphis
- 74.1
- La Crosse-Onalaska
- 89.5
Diff +15.4 RPP
Rents
- Memphis
- 79.8
- La Crosse-Onalaska
- 69.4
Diff -10.4 RPP
| Category | Memphis | La Crosse-Onalaska | Difference |
|---|---|---|---|
| Overall | 92.2 | 91.8 | -0.4 |
| Goods | 96.2 | 93.8 | -2.4 |
| Services | 74.1 | 89.5 | +15.4 |
| Rents | 79.8 | 69.4 | -10.4 |
Visual Comparison
Overall
Memphis 92.2
La Crosse-Onalaska 91.8
Goods
Memphis 96.2
La Crosse-Onalaska 93.8
Services
Memphis 74.1
La Crosse-Onalaska 89.5
Rents
Memphis 79.8
La Crosse-Onalaska 69.4
Vertical line = national average (100)
Salary Equivalents
What a salary in Memphis would need to be in La Crosse-Onalaska for the same purchasing power:
| In Memphis | In La Crosse-Onalaska | Difference |
|---|---|---|
| $50,000 | $49,778 | $-222 |
| $75,000 | $74,666 | $-334 |
| $100,000 | $99,555 | $-445 |
| $150,000 | $149,333 | $-667 |
$ in Memphis = in La Crosse-Onalaska
Same BEA Regional Price Parity ratio as the table above (92.2 → 91.8), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is La Crosse-Onalaska more expensive than Memphis?
La Crosse-Onalaska is 0.4% less expensive than Memphis. The overall cost index is 91.8 vs 92.2 (national average = 100).
What salary in La Crosse-Onalaska equals $100K in Memphis?
A $100,000 salary in Memphis has the same purchasing power as $99,555 in La Crosse-Onalaska. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Memphis and La Crosse-Onalaska?
Rents in Memphis are indexed at 79.8 while La Crosse-Onalaska is at 69.4 (national average = 100). Memphis has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.