Overall
Diff -0.4 RPP
Memphis vs Pueblo
Cost of living comparison based on BEA Regional Price Parities. Pueblo is 0.5% less expensive than Memphis.
0.5% less expensive
Pueblo, CO is 0.5% less expensive than Memphis, TN-MS-AR on BEA Regional Price Parities (overall RPP 91.8 vs 92.2). A $100,000 salary in Memphis buys about the same as $99,548 in Pueblo; the largest component gap is rents.
- Overall RPP 92.2 (Memphis) vs 91.8 (Pueblo)
- $100k in Memphis ≈ $99,548 purchasing power in Pueblo
- Rents drives the gap (-8.5 RPP points)
RPP parity plate
Pair TN:CO 92.2→91.8
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE TN × CO
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Memphis
92.2
Cost Index
Pueblo
91.8
Cost Index
What This Comparison Actually Tells You
Memphis, TN-MS-AR and Pueblo, CO are a photo finish on overall price level, only 0.4 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Rents creates the largest separation: Pueblo is 8.5 points lower. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Memphis corresponds to $99,548 in Pueblo.
Category Breakdown
Goods
Diff -0.2 RPP
Services
Diff +7.8 RPP
Rents
Diff -8.5 RPP
| Category | Memphis | Pueblo | Difference |
|---|---|---|---|
| Overall | 92.2 | 91.8 | -0.4 |
| Goods | 96.2 | 96.1 | -0.2 |
| Services | 74.1 | 81.9 | +7.8 |
| Rents | 79.8 | 71.3 | -8.5 |
Visual Comparison
Overall
Memphis 92.2
Pueblo 91.8
Goods
Memphis 96.2
Pueblo 96.1
Services
Memphis 74.1
Pueblo 81.9
Rents
Memphis 79.8
Pueblo 71.3
Vertical line = national average (100)
Salary Equivalents
What a salary in Memphis would need to be in Pueblo for the same purchasing power:
| In Memphis | In Pueblo | Difference |
|---|---|---|
| $50,000 | $49,774 | $-226 |
| $75,000 | $74,661 | $-339 |
| $100,000 | $99,548 | $-452 |
| $150,000 | $149,321 | $-679 |
$ in Memphis = in Pueblo
Same BEA Regional Price Parity ratio as the table above (92.2 → 91.8), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Pueblo more expensive than Memphis?
Pueblo is 0.5% less expensive than Memphis. The overall cost index is 91.8 vs 92.2 (national average = 100).
What salary in Pueblo equals $100K in Memphis?
A $100,000 salary in Memphis has the same purchasing power as $99,548 in Pueblo. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Memphis and Pueblo?
Rents in Memphis are indexed at 79.8 while Pueblo is at 71.3 (national average = 100). Memphis has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.