Overall
Diff -0.4 RPP
Memphis vs Amarillo
Cost of living comparison based on BEA Regional Price Parities. Amarillo is 0.4% less expensive than Memphis.
0.4% less expensive
Amarillo, TX is 0.4% less expensive than Memphis, TN-MS-AR on BEA Regional Price Parities (overall RPP 91.8 vs 92.2). A $100,000 salary in Memphis buys about the same as $99,611 in Amarillo; the largest component gap is services.
- Overall RPP 92.2 (Memphis) vs 91.8 (Amarillo)
- $100k in Memphis ≈ $99,611 purchasing power in Amarillo
- Services drives the gap (+9.4 RPP points)
RPP parity plate
Pair TN:TX 92.2→91.8
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE TN × TX
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Memphis
92.2
Cost Index
Amarillo
91.8
Cost Index
What This Comparison Actually Tells You
Memphis, TN-MS-AR and Amarillo, TX are a photo finish on overall price level, only 0.4 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Amarillo is 9.4 points higher. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Memphis to $99,611 in Amarillo, but it is not a personal spending weight.
Category Breakdown
Goods
Diff -2.5 RPP
Services
Diff +9.4 RPP
Rents
Diff -1.4 RPP
| Category | Memphis | Amarillo | Difference |
|---|---|---|---|
| Overall | 92.2 | 91.8 | -0.4 |
| Goods | 96.2 | 93.8 | -2.5 |
| Services | 74.1 | 83.5 | +9.4 |
| Rents | 79.8 | 78.4 | -1.4 |
Visual Comparison
Overall
Memphis 92.2
Amarillo 91.8
Goods
Memphis 96.2
Amarillo 93.8
Services
Memphis 74.1
Amarillo 83.5
Rents
Memphis 79.8
Amarillo 78.4
Vertical line = national average (100)
Salary Equivalents
What a salary in Memphis would need to be in Amarillo for the same purchasing power:
| In Memphis | In Amarillo | Difference |
|---|---|---|
| $50,000 | $49,805 | $-195 |
| $75,000 | $74,708 | $-292 |
| $100,000 | $99,611 | $-389 |
| $150,000 | $149,416 | $-584 |
$ in Memphis = in Amarillo
Same BEA Regional Price Parity ratio as the table above (92.2 → 91.8), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Amarillo more expensive than Memphis?
Amarillo is 0.4% less expensive than Memphis. The overall cost index is 91.8 vs 92.2 (national average = 100).
What salary in Amarillo equals $100K in Memphis?
A $100,000 salary in Memphis has the same purchasing power as $99,611 in Amarillo. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Memphis and Amarillo?
Rents in Memphis are indexed at 79.8 while Amarillo is at 78.4 (national average = 100). Memphis has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.