Houston-Pasadena-The Woodlands vs Cape Coral-Fort Myers

Cost of living comparison based on BEA Regional Price Parities. Cape Coral-Fort Myers is 3.8% more expensive than Houston-Pasadena-The Woodlands.

3.8% more expensive

Cape Coral-Fort Myers, FL is 3.8% more expensive than Houston-Pasadena-The Woodlands, TX on BEA Regional Price Parities (overall RPP 102.3 vs 98.6). A $100,000 salary in Houston-Pasadena-The Woodlands buys about the same as $103,772 in Cape Coral-Fort Myers; the largest component gap is rents.

  • Overall RPP 98.6 (Houston-Pasadena-The Woodlands) vs 102.3 (Cape Coral-Fort Myers)
  • $100k in Houston-Pasadena-The Woodlands ≈ $103,772 purchasing power in Cape Coral-Fort Myers
  • Rents drives the gap (+20.6 RPP points)

RPP parity plate

Pair TX:FL 98.6→102.3

TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BENCH-CROSS · PP-SHIFT

  • TIER-NEAR Near tier
  • CROSS-STATE TX × FL
  • SPLIT-BUDGET Split budget
  • BENCH-CROSS Benchmark cross
  • PP-SHIFT PP shift

Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.

Category Breakdown

Visual Comparison

Overall
Houston-Pasadena-The Woodlands
98.6
Cape Coral-Fort Myers
102.3
Goods
Houston-Pasadena-The Woodlands
100.6
Cape Coral-Fort Myers
96.2
Services
Houston-Pasadena-The Woodlands
95.3
Cape Coral-Fort Myers
86.9
Rents
Houston-Pasadena-The Woodlands
104.5
Cape Coral-Fort Myers
125.1

Vertical line = national average (100)

What This Comparison Actually Tells You

Rents creates the largest separation: Cape Coral-Fort Myers is 20.6 points higher. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.

Cape Coral-Fort Myers, FL is 3.8% more expensive than Houston-Pasadena-The Woodlands, TX, a meaningful but not extreme shift. The move decision turns on which budget category creates the 3.7-point overall gap.

This route crosses the national benchmark: Cape Coral-Fort Myers is above 100 while Houston-Pasadena-The Woodlands is below it. That makes the move a change of price regime, not merely a rank swap.

Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.

For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Houston-Pasadena-The Woodlands corresponds to $103,772 in Cape Coral-Fort Myers.

Houston-Pasadena-The Woodlands
98.6
Cost Index
Cape Coral-Fort Myers
102.3
Cost Index

Salary Equivalents

What a salary in Houston-Pasadena-The Woodlands would need to be in Cape Coral-Fort Myers for the same purchasing power:

In Houston-Pasadena-The Woodlands In Cape Coral-Fort Myers Difference
$50,000 $51,886 +$1,886
$75,000 $77,829 +$2,829
$100,000 $103,772 +$3,772
$150,000 $155,658 +$5,658
$ in Houston-Pasadena-The Woodlands = in Cape Coral-Fort Myers

Same BEA Regional Price Parity ratio as the table above (98.6 → 102.3), computed live from your number, nothing is sent anywhere.

Frequently Asked Questions

Is Cape Coral-Fort Myers more expensive than Houston-Pasadena-The Woodlands?

Cape Coral-Fort Myers is 3.8% more expensive than Houston-Pasadena-The Woodlands. The overall cost index is 102.3 vs 98.6 (national average = 100).

What salary in Cape Coral-Fort Myers equals $100K in Houston-Pasadena-The Woodlands?

A $100,000 salary in Houston-Pasadena-The Woodlands has the same purchasing power as $103,772 in Cape Coral-Fort Myers. This is based on the BEA Regional Price Parity indexes.

How do rents compare between Houston-Pasadena-The Woodlands and Cape Coral-Fort Myers?

Rents in Houston-Pasadena-The Woodlands are indexed at 104.5 while Cape Coral-Fort Myers is at 125.1 (national average = 100). Cape Coral-Fort Myers has higher rents.

Data sourced from official public datasets, Regional Price Parities (2024), index where national average = 100. Retrieved and formatted by PlainCost. See our methodology for details.

Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.