Cape Coral-Fort Myers vs Houston-Pasadena-The Woodlands

Cost of living comparison based on BEA Regional Price Parities. Houston-Pasadena-The Woodlands is 3.6% less expensive than Cape Coral-Fort Myers.

3.6% less expensive

Houston-Pasadena-The Woodlands, TX is 3.6% less expensive than Cape Coral-Fort Myers, FL on BEA Regional Price Parities (overall RPP 98.6 vs 102.3). A $100,000 salary in Cape Coral-Fort Myers buys about the same as $96,365 in Houston-Pasadena-The Woodlands; the largest component gap is rents.

  • Overall RPP 102.3 (Cape Coral-Fort Myers) vs 98.6 (Houston-Pasadena-The Woodlands)
  • $100k in Cape Coral-Fort Myers ≈ $96,365 purchasing power in Houston-Pasadena-The Woodlands
  • Rents drives the gap (-20.6 RPP points)

RPP parity plate

Pair FL:TX 102.3→98.6

TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BENCH-CROSS · PP-SHIFT

  • TIER-NEAR Near tier
  • CROSS-STATE FL × TX
  • SPLIT-BUDGET Split budget
  • BENCH-CROSS Benchmark cross
  • PP-SHIFT PP shift

Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.

Category Breakdown

Visual Comparison

Overall
Cape Coral-Fort Myers
102.3
Houston-Pasadena-The Woodlands
98.6
Goods
Cape Coral-Fort Myers
96.2
Houston-Pasadena-The Woodlands
100.6
Services
Cape Coral-Fort Myers
86.9
Houston-Pasadena-The Woodlands
95.3
Rents
Cape Coral-Fort Myers
125.1
Houston-Pasadena-The Woodlands
104.5

Vertical line = national average (100)

What This Comparison Actually Tells You

Rents creates the largest separation: Houston-Pasadena-The Woodlands is 20.6 points lower. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.

Houston-Pasadena-The Woodlands, TX is 3.6% less expensive than Cape Coral-Fort Myers, FL, a meaningful but not extreme shift. The move decision turns on which budget category creates the 3.7-point overall gap.

This route crosses the national benchmark: Cape Coral-Fort Myers is above 100 while Houston-Pasadena-The Woodlands is below it. That makes the move a change of price regime, not merely a rank swap.

Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.

For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Cape Coral-Fort Myers corresponds to $96,365 in Houston-Pasadena-The Woodlands.

Cape Coral-Fort Myers
102.3
Cost Index
Houston-Pasadena-The Woodlands
98.6
Cost Index

Salary Equivalents

What a salary in Cape Coral-Fort Myers would need to be in Houston-Pasadena-The Woodlands for the same purchasing power:

In Cape Coral-Fort Myers In Houston-Pasadena-The Woodlands Difference
$50,000 $48,183 $-1,817
$75,000 $72,274 $-2,726
$100,000 $96,365 $-3,635
$150,000 $144,548 $-5,452
$ in Cape Coral-Fort Myers = in Houston-Pasadena-The Woodlands

Same BEA Regional Price Parity ratio as the table above (102.3 → 98.6), computed live from your number, nothing is sent anywhere.

Frequently Asked Questions

Is Houston-Pasadena-The Woodlands more expensive than Cape Coral-Fort Myers?

Houston-Pasadena-The Woodlands is 3.6% less expensive than Cape Coral-Fort Myers. The overall cost index is 98.6 vs 102.3 (national average = 100).

What salary in Houston-Pasadena-The Woodlands equals $100K in Cape Coral-Fort Myers?

A $100,000 salary in Cape Coral-Fort Myers has the same purchasing power as $96,365 in Houston-Pasadena-The Woodlands. This is based on the BEA Regional Price Parity indexes.

How do rents compare between Cape Coral-Fort Myers and Houston-Pasadena-The Woodlands?

Rents in Cape Coral-Fort Myers are indexed at 125.1 while Houston-Pasadena-The Woodlands is at 104.5 (national average = 100). Cape Coral-Fort Myers has higher rents.

Data sourced from official public datasets, Regional Price Parities (2024), index where national average = 100. Retrieved and formatted by PlainCost. See our methodology for details.

Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.