Overall
- Fort Collins-Loveland
- 101.1
Diff +2.0 RPP
Fort Collins-Loveland vs Dallas-Fort Worth-Arlington
Cost of living comparison based on BEA Regional Price Parities. Dallas-Fort Worth-Arlington is 1.9% more expensive than Fort Collins-Loveland.
1.9% more expensive
Dallas-Fort Worth-Arlington, TX is 1.9% more expensive than Fort Collins-Loveland, CO on BEA Regional Price Parities (overall RPP 103.1 vs 101.1). A $100,000 salary in Fort Collins-Loveland buys about the same as $101,940 in Dallas-Fort Worth-Arlington; the largest component gap is services.
- Overall RPP 101.1 (Fort Collins-Loveland) vs 103.1 (Dallas-Fort Worth-Arlington)
- $100k in Fort Collins-Loveland ≈ $101,940 purchasing power in Dallas-Fort Worth-Arlington
- Services drives the gap (+8.6 RPP points)
RPP parity plate
Pair CO:TX 101.1→103.1
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-ABOVE · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE CO × TX
- SPLIT-BUDGET Split budget
- BOTH-ABOVE Both above 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Fort Collins-Loveland
101.1
Cost Index
Dallas-Fort Worth-Arlington
103.1
Cost Index
What This Comparison Actually Tells You
Fort Collins-Loveland, CO and Dallas-Fort Worth-Arlington, TX are a photo finish on overall price level, only 2.0 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Dallas-Fort Worth-Arlington is 8.6 points higher. But rents move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Fort Collins-Loveland to $101,940 in Dallas-Fort Worth-Arlington, but it is not a personal spending weight.
Category Breakdown
Goods
Diff +6.8 RPP
Services
Diff +8.6 RPP
Rents
- Fort Collins-Loveland
- 120.6
Diff -2.7 RPP
| Category | Fort Collins-Loveland | Dallas-Fort Worth-Arlington | Difference |
|---|---|---|---|
| Overall | 101.1 | 103.1 | +2.0 |
| Goods | 96.1 | 102.8 | +6.8 |
| Services | 82.2 | 90.7 | +8.6 |
| Rents | 120.6 | 117.9 | -2.7 |
Visual Comparison
Overall
Fort Collins-Loveland 101.1
Dallas-Fort Worth-Arlington 103.1
Goods
Fort Collins-Loveland 96.1
Dallas-Fort Worth-Arlington 102.8
Services
Fort Collins-Loveland 82.2
Dallas-Fort Worth-Arlington 90.7
Rents
Fort Collins-Loveland 120.6
Dallas-Fort Worth-Arlington 117.9
Vertical line = national average (100)
How the Price Gap Changed
Fort Collins-Loveland and Dallas-Fort Worth-Arlington share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 4.1 to 2.0 RPP points. Dallas-Fort Worth-Arlington remained the higher-index metro in the latest release.
Services changed the most within this pair: its gap moved 20.8 points between the first and latest shared releases (29.3 to 8.6 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Fort Collins-Loveland RPP | Dallas-Fort Worth-Arlington RPP | Relative Gap |
|---|---|---|---|
| 2008 | 97.2 | 101.4 | 4.1 points Dallas-Fort Worth-Arlington higher |
| 2012 | 104.7 | 100.8 | 3.9 points Fort Collins-Loveland higher |
| 2016 | 101.4 | 98.0 | 3.3 points Fort Collins-Loveland higher |
| 2020 | 98.5 | 104.5 | 6.0 points Dallas-Fort Worth-Arlington higher |
| 2024 | 101.1 | 103.1 | 2.0 points Dallas-Fort Worth-Arlington higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Salary Equivalents
What a salary in Fort Collins-Loveland would need to be in Dallas-Fort Worth-Arlington for the same purchasing power:
| In Fort Collins-Loveland | In Dallas-Fort Worth-Arlington | Difference |
|---|---|---|
| $50,000 | $50,970 | +$970 |
| $75,000 | $76,455 | +$1,455 |
| $100,000 | $101,940 | +$1,940 |
| $150,000 | $152,910 | +$2,910 |
$ in Fort Collins-Loveland = in Dallas-Fort Worth-Arlington
Same BEA Regional Price Parity ratio as the table above (101.1 → 103.1), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Dallas-Fort Worth-Arlington more expensive than Fort Collins-Loveland?
Dallas-Fort Worth-Arlington is 1.9% more expensive than Fort Collins-Loveland. The overall cost index is 103.1 vs 101.1 (national average = 100).
What salary in Dallas-Fort Worth-Arlington equals $100K in Fort Collins-Loveland?
A $100,000 salary in Fort Collins-Loveland has the same purchasing power as $101,940 in Dallas-Fort Worth-Arlington. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Fort Collins-Loveland and Dallas-Fort Worth-Arlington?
Rents in Fort Collins-Loveland are indexed at 120.6 while Dallas-Fort Worth-Arlington is at 117.9 (national average = 100). Fort Collins-Loveland has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.