Overall
- Elkhart-Goshen
- 90.3
- Sioux Falls
- 90.6
Diff +0.3 RPP
Elkhart-Goshen vs Sioux Falls
Cost of living comparison based on BEA Regional Price Parities. Sioux Falls is 0.3% more expensive than Elkhart-Goshen.
0.3% more expensive
Sioux Falls, SD-MN is 0.3% more expensive than Elkhart-Goshen, IN on BEA Regional Price Parities (overall RPP 90.6 vs 90.3). A $100,000 salary in Elkhart-Goshen buys about the same as $100,339 in Sioux Falls; the largest component gap is rents.
- Overall RPP 90.3 (Elkhart-Goshen) vs 90.6 (Sioux Falls)
- $100k in Elkhart-Goshen ≈ $100,339 purchasing power in Sioux Falls
- Rents drives the gap (+13.3 RPP points)
RPP parity plate
Pair IN:SD 90.3→90.6
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE IN × SD
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Elkhart-Goshen
90.3
Cost Index
Sioux Falls
90.6
Cost Index
What This Comparison Actually Tells You
Elkhart-Goshen, IN and Sioux Falls, SD-MN are a photo finish on overall price level, only 0.3 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Rents creates the largest separation: Sioux Falls is 13.3 points higher. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Elkhart-Goshen corresponds to $100,339 in Sioux Falls.
Category Breakdown
Goods
- Elkhart-Goshen
- 94.3
- Sioux Falls
- 95.5
Diff +1.2 RPP
Services
- Elkhart-Goshen
- 86.4
- Sioux Falls
- 80.7
Diff -5.7 RPP
Rents
- Elkhart-Goshen
- 64.3
- Sioux Falls
- 77.6
Diff +13.3 RPP
| Category | Elkhart-Goshen | Sioux Falls | Difference |
|---|---|---|---|
| Overall | 90.3 | 90.6 | +0.3 |
| Goods | 94.3 | 95.5 | +1.2 |
| Services | 86.4 | 80.7 | -5.7 |
| Rents | 64.3 | 77.6 | +13.3 |
Visual Comparison
Overall
Elkhart-Goshen 90.3
Sioux Falls 90.6
Goods
Elkhart-Goshen 94.3
Sioux Falls 95.5
Services
Elkhart-Goshen 86.4
Sioux Falls 80.7
Rents
Elkhart-Goshen 64.3
Sioux Falls 77.6
Vertical line = national average (100)
Salary Equivalents
What a salary in Elkhart-Goshen would need to be in Sioux Falls for the same purchasing power:
| In Elkhart-Goshen | In Sioux Falls | Difference |
|---|---|---|
| $50,000 | $50,169 | +$169 |
| $75,000 | $75,254 | +$254 |
| $100,000 | $100,339 | +$339 |
| $150,000 | $150,508 | +$508 |
$ in Elkhart-Goshen = in Sioux Falls
Same BEA Regional Price Parity ratio as the table above (90.3 → 90.6), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Sioux Falls more expensive than Elkhart-Goshen?
Sioux Falls is 0.3% more expensive than Elkhart-Goshen. The overall cost index is 90.6 vs 90.3 (national average = 100).
What salary in Sioux Falls equals $100K in Elkhart-Goshen?
A $100,000 salary in Elkhart-Goshen has the same purchasing power as $100,339 in Sioux Falls. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Elkhart-Goshen and Sioux Falls?
Rents in Elkhart-Goshen are indexed at 64.3 while Sioux Falls is at 77.6 (national average = 100). Sioux Falls has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.