Overall
- Elkhart-Goshen
- 90.3
- Springfield
- 90.5
Diff +0.2 RPP
Elkhart-Goshen vs Springfield
Cost of living comparison based on BEA Regional Price Parities. Springfield is 0.2% more expensive than Elkhart-Goshen.
0.2% more expensive
Springfield, OH is 0.2% more expensive than Elkhart-Goshen, IN on BEA Regional Price Parities (overall RPP 90.5 vs 90.3). A $100,000 salary in Elkhart-Goshen buys about the same as $100,174 in Springfield; the largest component gap is services.
- Overall RPP 90.3 (Elkhart-Goshen) vs 90.5 (Springfield)
- $100k in Elkhart-Goshen ≈ $100,174 purchasing power in Springfield
- Services drives the gap (+10.8 RPP points)
RPP parity plate
Pair IN:OH 90.3→90.5
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE IN × OH
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Elkhart-Goshen
90.3
Cost Index
Springfield
90.5
Cost Index
What This Comparison Actually Tells You
Elkhart-Goshen, IN and Springfield, OH are a photo finish on overall price level, only 0.2 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Springfield is 10.8 points higher. But rents and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Elkhart-Goshen to $100,174 in Springfield, but it is not a personal spending weight.
Category Breakdown
Goods
- Elkhart-Goshen
- 94.3
- Springfield
- 93.6
Diff -0.7 RPP
Services
- Elkhart-Goshen
- 86.4
- Springfield
- 97.2
Diff +10.8 RPP
Rents
- Elkhart-Goshen
- 64.3
- Springfield
- 61.7
Diff -2.6 RPP
| Category | Elkhart-Goshen | Springfield | Difference |
|---|---|---|---|
| Overall | 90.3 | 90.5 | +0.2 |
| Goods | 94.3 | 93.6 | -0.7 |
| Services | 86.4 | 97.2 | +10.8 |
| Rents | 64.3 | 61.7 | -2.6 |
Visual Comparison
Overall
Elkhart-Goshen 90.3
Springfield 90.5
Goods
Elkhart-Goshen 94.3
Springfield 93.6
Services
Elkhart-Goshen 86.4
Springfield 97.2
Rents
Elkhart-Goshen 64.3
Springfield 61.7
Vertical line = national average (100)
Salary Equivalents
What a salary in Elkhart-Goshen would need to be in Springfield for the same purchasing power:
| In Elkhart-Goshen | In Springfield | Difference |
|---|---|---|
| $50,000 | $50,087 | +$87 |
| $75,000 | $75,130 | +$130 |
| $100,000 | $100,174 | +$174 |
| $150,000 | $150,261 | +$261 |
$ in Elkhart-Goshen = in Springfield
Same BEA Regional Price Parity ratio as the table above (90.3 → 90.5), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Springfield more expensive than Elkhart-Goshen?
Springfield is 0.2% more expensive than Elkhart-Goshen. The overall cost index is 90.5 vs 90.3 (national average = 100).
What salary in Springfield equals $100K in Elkhart-Goshen?
A $100,000 salary in Elkhart-Goshen has the same purchasing power as $100,174 in Springfield. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Elkhart-Goshen and Springfield?
Rents in Elkhart-Goshen are indexed at 64.3 while Springfield is at 61.7 (national average = 100). Elkhart-Goshen has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.