Overall
- Boston-Cambridge-Newton
- 108.3
- Naples-Marco Island
- 103.2
Diff -5.1 RPP
Boston-Cambridge-Newton vs Naples-Marco Island
Cost of living comparison based on BEA Regional Price Parities. Naples-Marco Island is 4.7% less expensive than Boston-Cambridge-Newton.
4.7% less expensive
Naples-Marco Island, FL is 4.7% less expensive than Boston-Cambridge-Newton, MA-NH on BEA Regional Price Parities (overall RPP 103.2 vs 108.3). A $100,000 salary in Boston-Cambridge-Newton buys about the same as $95,321 in Naples-Marco Island; the largest component gap is services.
- Overall RPP 108.3 (Boston-Cambridge-Newton) vs 103.2 (Naples-Marco Island)
- $100k in Boston-Cambridge-Newton ≈ $95,321 purchasing power in Naples-Marco Island
- Services drives the gap (-61.0 RPP points)
RPP parity plate
Pair MA:FL 108.3→103.2
TIER-NEAR · CROSS-STATE · SERVICES-LED · BOTH-ABOVE · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE MA × FL
- SERVICES-LED Services-led gap
- BOTH-ABOVE Both above 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
What This Comparison Actually Tells You
Both metros exceed the U.S. benchmark of 100. The choice is between two national premiums, so local wages need to clear the higher baseline in either market.
Naples-Marco Island, FL is 4.7% less expensive than Boston-Cambridge-Newton, MA-NH, a meaningful but not extreme shift. The move decision turns on which budget category creates the 5.1-point overall gap.
Services leads the difference, with Naples-Marco Island 61.0 points lower than Boston-Cambridge-Newton. Goods, services, and rents all point in the same broad direction, making the headline comparison more transferable across household types.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Boston-Cambridge-Newton to $95,321 in Naples-Marco Island, but it is not a personal spending weight.
Category Breakdown
Goods
- Naples-Marco Island
- 96.2
Diff -3.4 RPP
Services
- Boston-Cambridge-Newton
- 148.8
- Naples-Marco Island
- 87.8
Diff -61.0 RPP
Rents
- Boston-Cambridge-Newton
- 148.4
- Naples-Marco Island
- 129.4
Diff -19.0 RPP
| Category | Boston-Cambridge-Newton | Naples-Marco Island | Difference |
|---|---|---|---|
| Overall | 108.3 | 103.2 | -5.1 |
| Goods | 99.7 | 96.2 | -3.4 |
| Services | 148.8 | 87.8 | -61.0 |
| Rents | 148.4 | 129.4 | -19.0 |
Visual Comparison
Overall
Boston-Cambridge-Newton 108.3
Naples-Marco Island 103.2
Goods
Boston-Cambridge-Newton 99.7
Naples-Marco Island 96.2
Services
Boston-Cambridge-Newton 148.8
Naples-Marco Island 87.8
Rents
Boston-Cambridge-Newton 148.4
Naples-Marco Island 129.4
Vertical line = national average (100)
Salary Equivalents
What a salary in Boston-Cambridge-Newton would need to be in Naples-Marco Island for the same purchasing power:
| In Boston-Cambridge-Newton | In Naples-Marco Island | Difference |
|---|---|---|
| $50,000 | $47,660 | $-2,340 |
| $75,000 | $71,491 | $-3,509 |
| $100,000 | $95,321 | $-4,679 |
| $150,000 | $142,981 | $-7,019 |
$ in Boston-Cambridge-Newton = in Naples-Marco Island
Same BEA Regional Price Parity ratio as the table above (108.3 → 103.2), computed live from your number, nothing is sent anywhere.
Boston-Cambridge-Newton
108.3
Cost Index
Naples-Marco Island
103.2
Cost Index
Frequently Asked Questions
Is Naples-Marco Island more expensive than Boston-Cambridge-Newton?
Naples-Marco Island is 4.7% less expensive than Boston-Cambridge-Newton. The overall cost index is 103.2 vs 108.3 (national average = 100).
What salary in Naples-Marco Island equals $100K in Boston-Cambridge-Newton?
A $100,000 salary in Boston-Cambridge-Newton has the same purchasing power as $95,321 in Naples-Marco Island. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Boston-Cambridge-Newton and Naples-Marco Island?
Rents in Boston-Cambridge-Newton are indexed at 148.4 while Naples-Marco Island is at 129.4 (national average = 100). Boston-Cambridge-Newton has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.