Overall
- Utica-Rome
- 92.7
Diff -6.2 RPP
Atlantic City-Hammonton vs Utica-Rome
Cost of living comparison based on BEA Regional Price Parities. Utica-Rome is 6.3% less expensive than Atlantic City-Hammonton.
6.3% less expensive
Utica-Rome, NY is 6.3% less expensive than Atlantic City-Hammonton, NJ on BEA Regional Price Parities (overall RPP 92.7 vs 98.9). A $100,000 salary in Atlantic City-Hammonton buys about the same as $93,750 in Utica-Rome; the largest component gap is rents.
- Overall RPP 98.9 (Atlantic City-Hammonton) vs 92.7 (Utica-Rome)
- $100k in Atlantic City-Hammonton ≈ $93,750 purchasing power in Utica-Rome
- Rents drives the gap (-32.6 RPP points)
RPP parity plate
Pair NJ:NY 98.9→92.7
TIER-NEAR · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-SHIFT
- TIER-NEAR Near tier
- CROSS-STATE NJ × NY
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-SHIFT PP shift
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Category Breakdown
Goods
- Utica-Rome
- 99.7
Diff -0.1 RPP
Services
- Atlantic City-Hammonton
- 109.2
- Utica-Rome
- 131.9
Diff +22.7 RPP
Rents
- Utica-Rome
- 66.1
Diff -32.6 RPP
| Category | Atlantic City-Hammonton | Utica-Rome | Difference |
|---|---|---|---|
| Overall | 98.9 | 92.7 | -6.2 |
| Goods | 99.8 | 99.7 | -0.1 |
| Services | 109.2 | 131.9 | +22.7 |
| Rents | 98.7 | 66.1 | -32.6 |
Visual Comparison
Overall
Atlantic City-Hammonton 98.9
Utica-Rome 92.7
Goods
Atlantic City-Hammonton 99.8
Utica-Rome 99.7
Services
Atlantic City-Hammonton 109.2
Utica-Rome 131.9
Rents
Atlantic City-Hammonton 98.7
Utica-Rome 66.1
Vertical line = national average (100)
What This Comparison Actually Tells You
Rents creates the largest separation: Utica-Rome is 32.6 points lower. But services move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Utica-Rome, NY is 6.3% less expensive than Atlantic City-Hammonton, NJ, a meaningful but not extreme shift. The move decision turns on which budget category creates the 6.2-point overall gap.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
For a housing-sensitive move, validate the rent gap first: HUD Fair Market Rent and the actual unit size can overturn what the blended index implies. On the BEA ratio alone, $100,000 in Atlantic City-Hammonton corresponds to $93,750 in Utica-Rome.
Atlantic City-Hammonton
98.9
Cost Index
Utica-Rome
92.7
Cost Index
Salary Equivalents
What a salary in Atlantic City-Hammonton would need to be in Utica-Rome for the same purchasing power:
| In Atlantic City-Hammonton | In Utica-Rome | Difference |
|---|---|---|
| $50,000 | $46,875 | $-3,125 |
| $75,000 | $70,312 | $-4,688 |
| $100,000 | $93,750 | $-6,250 |
| $150,000 | $140,624 | $-9,376 |
$ in Atlantic City-Hammonton = in Utica-Rome
Same BEA Regional Price Parity ratio as the table above (98.9 → 92.7), computed live from your number, nothing is sent anywhere.
How the Price Gap Changed
Atlantic City-Hammonton and Utica-Rome share 17 published annual releases from 2008 through 2024. Their overall gap narrowed, moving from 15.0 to 6.2 RPP points. Atlantic City-Hammonton remained the higher-index metro in the latest release.
Rents changed the most within this pair: its gap moved 30.5 points between the first and latest shared releases (63.1 to 32.6 points). This describes a relative price-index history, not a forecast or a household budget.
| Release Year | Atlantic City-Hammonton RPP | Utica-Rome RPP | Relative Gap |
|---|---|---|---|
| 2008 | 110.7 | 95.7 | 15.0 points Atlantic City-Hammonton higher |
| 2012 | 104.6 | 93.5 | 11.0 points Atlantic City-Hammonton higher |
| 2016 | 102.6 | 95.3 | 7.3 points Atlantic City-Hammonton higher |
| 2020 | 101.2 | 93.4 | 7.8 points Atlantic City-Hammonton higher |
| 2024 | 98.9 | 92.7 | 6.2 points Atlantic City-Hammonton higher |
Annual BEA Regional Price Parity releases; a higher index means a higher price level relative to the national average of 100. Selected years shown from the full shared series.
Frequently Asked Questions
Is Utica-Rome more expensive than Atlantic City-Hammonton?
Utica-Rome is 6.3% less expensive than Atlantic City-Hammonton. The overall cost index is 92.7 vs 98.9 (national average = 100).
What salary in Utica-Rome equals $100K in Atlantic City-Hammonton?
A $100,000 salary in Atlantic City-Hammonton has the same purchasing power as $93,750 in Utica-Rome. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Atlantic City-Hammonton and Utica-Rome?
Rents in Atlantic City-Hammonton are indexed at 98.7 while Utica-Rome is at 66.1 (national average = 100). Atlantic City-Hammonton has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.