Overall
- Charlottesville
- 99.1
Diff +0.3 RPP
Atlantic City-Hammonton vs Charlottesville
Cost of living comparison based on BEA Regional Price Parities. Charlottesville is 0.3% more expensive than Atlantic City-Hammonton.
0.3% more expensive
Charlottesville, VA is 0.3% more expensive than Atlantic City-Hammonton, NJ on BEA Regional Price Parities (overall RPP 99.1 vs 98.9). A $100,000 salary in Atlantic City-Hammonton buys about the same as $100,292 in Charlottesville; the largest component gap is services.
- Overall RPP 98.9 (Atlantic City-Hammonton) vs 99.1 (Charlottesville)
- $100k in Atlantic City-Hammonton ≈ $100,292 purchasing power in Charlottesville
- Services drives the gap (-20.2 RPP points)
RPP parity plate
Pair NJ:VA 98.9→99.1
PHOTO-FINISH · CROSS-STATE · SPLIT-BUDGET · BOTH-BELOW · PP-PAR
- PHOTO-FINISH Photo finish
- CROSS-STATE NJ × VA
- SPLIT-BUDGET Split budget
- BOTH-BELOW Both below 100
- PP-PAR PP near-par
Instrument codes from this pair's BEA Regional Price Parities (overall · goods · services · rents · national benchmark 100 · purchasing-power conversion), not a ranking or recommendation.
Atlantic City-Hammonton
98.9
Cost Index
Charlottesville
99.1
Cost Index
What This Comparison Actually Tells You
Atlantic City-Hammonton, NJ and Charlottesville, VA are a photo finish on overall price level, only 0.3 RPP points apart. A salary conversion is therefore a fine adjustment, not evidence of a fundamentally different cost regime.
Services creates the largest separation: Charlottesville is 20.2 points lower. But services and goods move against the overall direction, so this is a split budget rather than a clean across-the-board winner.
Comparable population context is incomplete for this pair, so no market-scale explanation is inferred from the price indexes.
Both metros remain below the U.S. benchmark of 100. This comparison chooses between two below-average price levels; “more expensive” here does not mean nationally expensive.
For a service-heavy household, test childcare, health, and other locally supplied costs before relying on rent alone. The BEA ratio converts $100,000 in Atlantic City-Hammonton to $100,292 in Charlottesville, but it is not a personal spending weight.
Category Breakdown
Goods
- Charlottesville
- 96.8
Diff -3.0 RPP
Services
- Atlantic City-Hammonton
- 109.2
- Charlottesville
- 89.0
Diff -20.2 RPP
Rents
- Charlottesville
- 107.0
Diff +8.4 RPP
| Category | Atlantic City-Hammonton | Charlottesville | Difference |
|---|---|---|---|
| Overall | 98.9 | 99.1 | +0.3 |
| Goods | 99.8 | 96.8 | -3.0 |
| Services | 109.2 | 89.0 | -20.2 |
| Rents | 98.7 | 107.0 | +8.4 |
Visual Comparison
Overall
Atlantic City-Hammonton 98.9
Charlottesville 99.1
Goods
Atlantic City-Hammonton 99.8
Charlottesville 96.8
Services
Atlantic City-Hammonton 109.2
Charlottesville 89.0
Rents
Atlantic City-Hammonton 98.7
Charlottesville 107.0
Vertical line = national average (100)
Salary Equivalents
What a salary in Atlantic City-Hammonton would need to be in Charlottesville for the same purchasing power:
| In Atlantic City-Hammonton | In Charlottesville | Difference |
|---|---|---|
| $50,000 | $50,146 | +$146 |
| $75,000 | $75,219 | +$219 |
| $100,000 | $100,292 | +$292 |
| $150,000 | $150,439 | +$439 |
$ in Atlantic City-Hammonton = in Charlottesville
Same BEA Regional Price Parity ratio as the table above (98.9 → 99.1), computed live from your number, nothing is sent anywhere.
Frequently Asked Questions
Is Charlottesville more expensive than Atlantic City-Hammonton?
Charlottesville is 0.3% more expensive than Atlantic City-Hammonton. The overall cost index is 99.1 vs 98.9 (national average = 100).
What salary in Charlottesville equals $100K in Atlantic City-Hammonton?
A $100,000 salary in Atlantic City-Hammonton has the same purchasing power as $100,292 in Charlottesville. This is based on the BEA Regional Price Parity indexes.
How do rents compare between Atlantic City-Hammonton and Charlottesville?
Rents in Atlantic City-Hammonton are indexed at 98.7 while Charlottesville is at 107.0 (national average = 100). Charlottesville has higher rents.
Data sources
- BEA Regional Price Parities (RPP), the cost-of-living indices shown on this page
- U.S. Census Bureau, American Community Survey (ACS), gross-rent observations behind the rents component
- BLS Consumer Price Index (CPI), goods and services price relatives
- BLS Occupational Employment and Wage Statistics (OEWS), labor-driven services component
- HUD Fair Market Rents (FMR), 40th-percentile rent cross-reference
Every figure on PlainCost is rendered directly from BEA Regional Price Parity source data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, our changelog, or report a data error. Data current as of 2026-08-11. Rankings measure the published cost-of-living index only; we don't recommend where to live or rate any metro's quality of life.